
Chencharu Grove BTO Review: A 31-Month Flat, and No Date for the Hub Planned Next to It
HDB's October 2025 Standard BTO project in Yishun has finishes in the price and the joint-shortest wait of its exercise. The bus interchange, hawker centre and bus-only road that make the estate's case are still plans. What that means if you hold a queue number.
Chencharu Grove is a Standard BTO project of 826 flats in six blocks in Yishun, from HDB's October 2025 exercise, which has closed. Before grants, prices ran from $154,000 (2-room Flexi) to $597,000 (5-room), finishes included. HDB estimates a 31-month wait, tied with Yishun Glade as the shortest in that BTO exercise, and gives no completion date. Chencharu's own 5-room row drew that BTO exercise's highest family rates: 3.7 for first-timer families and 37.7 for second-timer families. The integrated hub and bus-only road planned beside it have no date. Our verdict: book it for the flat and the wait, not the hub.
At Chencharu Grove you are buying a flat and, with it, a place in an estate that HDB so far describes largely in the future tense. Its October 2025 brochure sets the project next to an "upcoming" mixed-use Integrated Development with a new bus interchange, hawker centre and shops, and beside a new road, Chencharu Link, that "will be a dedicated bus-only corridor". None of it carries a date. The one timetable HDB does publish is the flats' own: an estimated 31 months from flat selection. Its site plan also shows something the price list does not: a 418-unit rental block. The application window closed on 22 October 2025 and HDB has published its final rates. This review, as of September 2026, separates what comes with your keys from what HDB has only drawn, for queue-number holders, owners-to-be and anyone weighing Yishun's next launch.
Where we land: book Chencharu Grove for the flat and its 31 months, not for the hub
Chencharu Grove's flats come with a timetable and its estate does not. Book it for the Standard flat, the finishes in the price and HDB's 31-month estimate, tied for the shortest in the October 2025 BTO exercise; count the bus interchange, hawker centre and bus-only road HDB has planned next to it only if and when they open, because HDB gives none of them a date.
Chencharu Grove is a sound Standard flat on a short clock, sold inside an estate that exists mostly on HDB's plans. Start with the parts HDB puts numbers on. It has 826 flats in six blocks. It is a Standard project, so the Minimum Occupation Period is 5 years and there is no subsidy recovery when you sell. HDB estimates 31 months from flat selection, which ties with Yishun Glade for the shortest wait in the October 2025 BTO exercise. The prices include floor finishes, internal doors and sanitary fittings, and its 4-room flats, at $358,000 to $439,000 before grants, sit below HDB's resale comparables nearby, at $590,000 to $660,000.
Now the parts HDB does not put numbers on. The brochure's case for Chencharu is an "upcoming mixed-use Integrated Development next to the project" with a new bus interchange, hawker centre and shops; a new road, Chencharu Link, that "will be a dedicated bus-only corridor"; and 2 planned bus stops. HDB's site plan marks both roads that bound the project as "future road" and labels the Integrated Development's plot "site sold". It gives no date for any of them, and a note on the same plan says the homes may be completed ahead of the precinct's facilities. HDB's 31 months is an estimate for the project's blocks, not for the estate around it.
If you hold an October 2025 Yishun queue number (the 3-room and 5-room rows were Chencharu's alone; the 2-room Flexi and 4-room rows also cover Yishun Glade):
- 5-room: book, if the flat and the wait suit you. Your number came out of the stiffest family queue in the October 2025 BTO exercise, on a row that was Chencharu's alone: 3.7 applications per flat set aside for first-timer families and 37.7 for second-timer families. Chencharu was the only Yishun project with 5-room flats that October, and on HDB's own income ladder a family earning $7,000 a month could buy one at typical prices with little or no cash payment.
- 4-room: know what the other Yishun project offered. Yishun Glade had the same 31-month estimate, the same finishes and the same 93 sqm 4-room flat, from $343,000 to $415,000 against Chencharu's $358,000 to $439,000. The two share HDB's Yishun 4-room rate row, where first-timer families faced 1.8. HDB does not explain the price gap. On HDB's own descriptions the two differ most in setting: Chencharu is served by Khatib MRT and has a hub and bus-only road planned around it, while Glade is served by bus services along Yishun Street 31 and Yishun Ring Road and by Yishun MRT.
- 3-room: book, if a 3-room fits. Chencharu's own row drew 2.1 from first-timer families, the highest 3-room rate for that group in the October 2025 BTO exercise, and Glade had no 3-room flats.
- 2-room Flexi: on the row shared with Glade, first-timer singles faced 4.9, below HDB's median of 7.4 for singles in that exercise, and buyers aged 55 and above can take a short lease from $54,000.
Who should look elsewhere. If your household's routine depends on the bus interchange or the hawker centre being open when you move in, or you want a settled neighbourhood rather than one still being built, resale elsewhere in Yishun is the other route: young 4-room flats (lease from 2015) resold at a median of $608,000 in the year to June 2026, most often on Yishun Avenue 4, Yishun Street 51 and Yishun Avenue 11. If you missed October 2025, HDB's November 2026 exercise lists 1,580 preliminary Yishun flats, with no project, classification or wait published until launch day. This review is as of September 2026; every rate in it is HDB's final figure.
Chencharu Grove at a glance: 826 flats for sale, six blocks and a rental block
Chencharu Grove is a Standard project of 826 flats for sale in blocks 970A, 969A, 970B, 969C, 971A and 971B, bounded by Bah Soon Pah Road and Chencharu Link in Yishun. It offers 2-room Flexi, 3-room, 4-room and 5-room flats from $154,000 to $597,000 before grants, finishes included, with an estimated wait of 31 months. A 418-unit rental block in the project is not for sale.
| Fact | Chencharu Grove |
|---|---|
| Exercise | October 2025 (applications 15 to 22 October 2025; closed) |
| Town | Yishun |
| Classification | Standard |
| Blocks for sale | 970A, 969A, 970B, 969C, 971A, 971B |
| Storeys | Not stated in the brochure's description; HDB's site plan lists them block by block |
| Flats for sale | 826 |
| Also in the project | A Single Room Shared Facilities (SRSF) rental block of 418 units, not for sale |
| Flat types | 2-room Flexi, 3-room, 4-room, 5-room |
| Price range, before grants | $154,000 to $597,000 (99-year lease) |
| Finishes | Floor finishes, internal doors and sanitary fittings, included in the price |
| Estimated waiting time | 31 months (Shorter Waiting Time: under 36 months) |
| Minimum Occupation Period | 5 years |
| Subsidy recovery on resale | None: it is a Standard project |
| Flat | Floor area (with air-con ledge) | Internal floor area | Flats | HDB's price range | Price per sqm, midpoint |
|---|---|---|---|---|---|
| 2-room Flexi (Type 1) | 40 sqm (431 sq ft) | 38 sqm | 56 | $154,000 to $192,000 | $4,325 |
| 2-room Flexi (Type 2) | 48 sqm (517 sq ft) | 46 sqm | 177 | $182,000 to $226,000 | $4,250 |
| 3-room | 69 sqm (743 sq ft) | 66 sqm | 81 | $295,000 to $362,000 | $4,761 |
| 4-room | 93 sqm (1,001 sq ft) | 90 sqm | 276 | $358,000 to $439,000 | $4,285 |
| 5-room | 113 sqm (1,216 sq ft) | 110 sqm | 236 | $510,000 to $597,000 | $4,898 |
Source: HDB's October 2025 Annex A price list; blocks from the sales brochure. Prices exclude grants, the resale levy and any additional payments. Price per sqm is PropKaki's arithmetic: the middle of each range over the floor area with the ledge.
The 4-room and 5-room flats make up most of the project, 276 and 236 of the 826. Buyers aged 55 and above can also take a 2-room Flexi flat on a lease of 15 to 45 years, from $54,000 for the smaller type on 15 years, provided the lease covers every buyer and spouse to at least age 95.
Per square metre, the 5-room is Chencharu's dearest flat, $4,898 at the midpoint, against $4,285 for the 4-room; it still drew the project's stiffest family queue.
An integrated hub, a bus-only road and one station that already exists: Chencharu on HDB's plans
HDB places Chencharu Grove next to an "upcoming" mixed-use Integrated Development that will house a new bus interchange, hawker centre and shops, and beside Chencharu Link, a new road that "will be a dedicated bus-only corridor". HDB dates neither. What HDB calls existing is Khatib MRT station on the North-South Line, listed with bus services along Yishun Avenue 2 and Sembawang Road.
HDB's brochure sells the estate as much as the flats. At the heart of Chencharu, it says, an east-west community avenue "will connect a new park to the existing neighbourhood park near Khatib MRT", and an upcoming mixed-use Integrated Development along that avenue "will house a new bus interchange, hawker centre, and shops". Chencharu Grove is "next to" it. A new road, Chencharu Link, "will run north-south through the centre of the estate", with housing and amenities on both sides, and will be a dedicated bus-only corridor "to facilitate smoother bus journeys". Walking and cycling paths are to connect the estate to a wider network reaching Sembawang, Khatib Bongsu, Lower Seletar Reservoir and the upcoming North-South Corridor.
Here is each piece in HDB's words, set against what its site plan and location map show:
| Piece of the plan | HDB's words | On HDB's site plan or location map | When |
|---|---|---|---|
| Integrated Development: bus interchange, hawker centre, shops | "upcoming mixed-use Integrated Development next to the project" | A high-rise commercial and residential integrated development; the plot is marked "site sold" | No date given |
| Hawker centre | "proposed", on the ground level of the development's northern part, fronting Blk 969C and Blk 971B | Part of the same plot | No date given |
| Chencharu Link | "a dedicated bus-only corridor" | "Future road", shaded as a future bus-only corridor along the project's boundary | No date given |
| Bah Soon Pah Road | The project's other boundary road | "Future road" | No date given |
| The 2 planned bus stops | "2 planned bus stops" | Markers reading "possible future bus bay & shelter" | No date given |
| New park on the community avenue | "will connect a new park to the existing neighbourhood park near Khatib MRT" | – | No date given |
| Khatib MRT station, North-South Line | "the existing Khatib MRT station" | On the location map | Exists |
| Buses on Yishun Avenue 2 and Sembawang Road | Listed with the existing station | – | In HDB's present tense |
Source: the Chencharu Grove sales brochure, October 2025 (estate pages, transport line, site plan and location map, read on the rendered pages). HDB: everything shown is "subject to change and planning approval".
Inside the project, HDB lists fitness corners, children's playgrounds, and a rooftop garden on the multi-storey car park with more fitness stations, resting shelters and a communal garden; a preschool is planned on the car park's first storey. Apart from the rental block's own shared facilities, all of it will be open to the public. The name, HDB says, "complements nearby developments such as Chencharu Hills and Chencharu Green". Around the site, the site plan shows public housing under construction across Chencharu Link, a neighbourhood park under construction, and land across Bah Soon Pah Road reserved for future high-rise housing.
Two readings:
- Most of the transport case is future. Khatib MRT is the one piece HDB calls existing, with the bus services on Yishun Avenue 2 and Sembawang Road beside it; the interchange, the bus-only corridor and the 2 planned bus stops are not built. HDB states no walking time to the station, and neither do we.
- The hub has no timetable in the brochure. Its plot is marked "site sold" on HDB's site plan, and the brochure says nothing about when it will be built or open.
Of everything HDB lists for getting around Chencharu, only Khatib MRT and the buses on Yishun Avenue 2 and Sembawang Road are in the present tense; the interchange, the bus-only road and the 2 planned bus stops are drawn, not dated.
What is the Single Room Shared Facilities rental block at Chencharu Grove?
Besides the 826 flats for sale, HDB says "there will be" a Single Room Shared Facilities (SRSF) rental block with 418 units and shared facilities within that block for the rental tenants. HDB's site plan draws it within the project and marks it as rental, not for sale. It is not on the price list or in the rate rows, and it changes none of HDB's rules for your flat.
HDB's description of Chencharu Grove includes a sentence worth reading slowly: "In addition, there will be a Single Room Shared Facilities (SRSF) rental block with 418 units and shared facilities within that block for the rental tenants." HDB adds nothing about the units beyond that sentence and the block's name.
What the brochure tells you, and no more:
- It is part of the project, not the sale. The site plan draws the rental block inside Chencharu Grove's boundary, among the six blocks for sale, and its colour key reads "rental (not available for sale)". Its 418 units are not among the 826 flats, and HDB's application rates cover only the flats that were for sale.
- Its facilities are its own; the rest are everyone's. HDB says the shared facilities in the rental block "are specifically for the rental tenants", and that every other facility in the project "will be accessible to the public", from the playgrounds to the rooftop garden on the car park.
- It changes nothing in your purchase. Your flat's classification, MOP and finishes are set by HDB's price list and brochure, and the rental block appears in neither the price list nor the rate rows.
What we do not claim: anything about who the tenants will be, how the block will be run, or any effect it may have on the flats around it. The brochure says nothing on the first two, and on the third there is no evidence to weigh: Chencharu Grove has never been resold or rented, and we forecast nothing. Whether a rental block inside the project matters to you is your own call. HDB encourages applicants to visit the place before booking a flat, and its site plan shows where the rental block stands against each block for sale, so check it against the unit you are considering.
Chencharu Grove's site plan shows seven residential blocks and only six are for sale: the seventh is a 418-unit rental block that shares the estate.
31 months, tied with Yishun Glade for the shortest wait of the October 2025 BTO exercise
HDB estimates 31 months from flat selection, about two years and seven months, and publishes no completion date. That tied with Yishun Glade for the shortest estimate in the October 2025 BTO exercise. Glade's 4-room flats cost less, $343,000 to $415,000 against Chencharu's $358,000 to $439,000, with the same finishes, but Chencharu was the Yishun project with 3-room and 5-room flats that October.
The 31 months is HDB's Annex A estimate: the time from the median month of flat selection in this launch to the median month HDB projects for completing the project's blocks. The brochure puts it as "a shorter waiting time of less than 3 years", which makes Chencharu Grove one of HDB's Shorter Waiting Time projects, those under 36 months. HDB publishes no completion date, and we do not work one out. The clock also starts well after your application: HDB told October 2025 applicants their queue positions in December 2025 and invites them to book in queue order. Once you have booked, the Probable Completion Date on MyHDB Page is the date to watch, and it too is an estimate that can move (see BTO construction progress and wait times).
HDB's release counted "3,294 Shorter Waiting Time (SWT) flats at Ping Yi Court, Fernvale Plains, Yishun Glade and Chencharu Grove", "more than a third of the flats launched". Against the whole exercise:
| Project | Town | Classification | Flats | Wait (months) | 4-room prices | Finishes in the price | First-timer family rate, 4-room |
|---|---|---|---|---|---|---|---|
| Chencharu Grove | Yishun | Standard | 826 | 31 | $358,000 to $439,000 | Yes | 1.8 (row shared with Yishun Glade) |
| Yishun Glade | Yishun | Standard | 569 | 31 | $343,000 to $415,000 | Yes | 1.8 (row shared with Chencharu Grove) |
| Fernvale Plains | Sengkang | Standard | 1,037 | 32 | $344,000 to $472,000 | Yes | 2.5 |
| Ping Yi Court | Bedok | Standard | 862 | 33 | $498,000 to $624,000 | Yes | 1.7 |
| Bishan Terraces | Bishan | Prime | 538 | 47 | $543,000 to $735,000 | No | 3.5 |
| Teban Heights | Jurong East | Standard | 638 | 48 | $397,000 to $539,000 | No | 2.0 |
| Oak Ville @ AMK | Ang Mo Kio | Plus | 1,425 | 49 | $514,000 to $650,000 | No | 0.7 |
| Redhill Peaks | Bukit Merah | Prime | 1,021 | 53 | $541,000 to $778,000 | No | 3.1 (row shared with Berlayar Residences) |
| Berlayar Residences | Bukit Merah | Prime | 880 | 56 | $578,000 to $788,000 | No | 3.1 (row shared with Redhill Peaks) |
| Mount Pleasant Crest | Toa Payoh | Prime | 1,348 | 59 | $558,000 to $787,000 | No | 3.3 |
Source: HDB's October 2025 Annex A and final application rates, sorted by waiting time. "Finishes in the price" means floor finishes, internal doors and sanitary fittings, as HDB marked its price lists (see our BTO renovation guide).
- On the clock, Chencharu and Glade tie at 31 months, a month ahead of Fernvale Plains and two ahead of Ping Yi Court, the exercise's other Shorter Waiting Time projects. Every Plus and Prime project was estimated at 47 months or more, and Teban Heights, the one Standard project outside the fast group, at 48.
- On 4-room price, Chencharu had the third-cheapest start in the October 2025 BTO exercise, $358,000, behind Glade's $343,000 and Fernvale Plains' $344,000, all three with finishes in the price. Against a basic-flat project it is cheaper even on that project's terms: without its finishes Chencharu's 4-room is $350,000 to $430,000, against Teban Heights' $397,000 to $539,000.
- On the 4-room queue, Chencharu cannot be separated from Glade. HDB printed one Yishun 4-room row for both, at 1.8 for first-timer families: below Teban Heights (2.0), Fernvale Plains (2.5) and the Prime projects (3.1 to 3.5), above Ping Yi Court (1.7) and the Plus Oak Ville @ AMK (0.7).
Chencharu or Glade. The two Yishun projects share a clock, a classification, the finishes and two rate rows, and differ on the rest:
| Chencharu Grove | Yishun Glade | |
|---|---|---|
| Flats | 826 | 569 |
| Flat types | 2-room Flexi, 3-room, 4-room, 5-room | 2-room Flexi, 4-room |
| 4-room prices (93 sqm) | $358,000 to $439,000 | $343,000 to $415,000 |
| Setting, per HDB's brochures | Bah Soon Pah Road and Chencharu Link; Khatib MRT | Yishun Street 31 and Yishun Ring Road; Yishun MRT |
| Rate rows | Own 3-room and 5-room rows; 2-room Flexi and 4-room shared | 2-room Flexi and 4-room, shared with Chencharu |
| Estimated wait | 31 months | 31 months |
For the same 93 sqm 4-room, Chencharu asks $15,000 more at the bottom of the range and $24,000 more at the top. HDB does not say what sets the gap. On the two brochures, Chencharu comes with the hub, bus-only road and park HDB has planned around it; Glade's brochure points instead to bus services along Yishun Street 31 and Yishun Ring Road and to Yishun MRT Station.
If you missed October 2025. HDB's November 2026 exercise has about 7,960 flats in six towns, 1,580 of them in Yishun, in 2-room Flexi, 3-room, 4-room and 5-room types. Those figures are preliminary, and HDB names no project, classification or waiting time until launch day (see our BTO launch schedule). The last Sale of Balance Flats, in February 2026, offered 4,320 flats, and as at 18 September 2026 HDB had announced no other; every row Chencharu appears on drew more applications than flats, so leftovers from it are not something to plan around. Resale, the third route, is covered in the prices answer below.
Chencharu does not beat Glade on time; its case is the flat types Glade did not offer and the estate HDB has planned around it.
HDB's final rates: Chencharu's own 5-room row drew the October 2025 BTO exercise's highest family rates
On the 5-room row, which was Chencharu's alone, first-timer families faced 3.7 applications per flat set aside for them and second-timer families 37.7, the highest rates for both groups in the October 2025 BTO exercise. Its own 3-room row drew 2.1 from first-timer families. The 4-room row (1.8 for first-timer families) and the 2-room Flexi row (4.9 for first-timer singles) are shared with Yishun Glade.
An application rate is the number of applications from one group of buyers divided by the flats HDB set aside for that group. It measures crowding, not your chance. HDB says about 20% of applications come from people who applied in earlier launches and may still be waiting to book, and it shortlists up to 200% of the flats, so a queue number beyond the supply is a place in line that depends on people ahead of you not booking. HDB also publishes one row per town and flat type, which is why Yishun Glade shares two of Chencharu's four rows.
| Yishun row | Flats | Applications | First-timer families | Second-timer families | Seniors | First-timer singles | Row also covers |
|---|---|---|---|---|---|---|---|
| 2-Room Flexi | 639 | 1,952 | 0.2 | 0.9 | 2.6 | 4.9 | Yishun Glade |
| 3-Room | 81 | 458 | 2.1 | 20.1 | – | – | – |
| 4-Room | 439 | 1,533 | 1.8 | 19.1 | – | – | Yishun Glade |
| 5-Room | 236 | 1,663 | 3.7 | 37.7 | – | – | – |
Source: HDB's final figures for the October 2025 exercise (application window 15 to 22 October 2025). A dash means the group cannot apply or HDB printed no rate. HDB's medians for the whole exercise: 1.9 for first-timer families and 15.9 for second-timer families (3-room and bigger), 7.4 for first-timer singles (2-room Flexi).
- The 5-room row is Chencharu's alone, and no row in the October 2025 BTO exercise carried higher family rates. First-timer families faced 3.7, against HDB's median of 1.9, and second-timer families 37.7, more than twice the median of 15.9. HDB does not say why. Three things were public during the application window, and any of them may have played a part, though none is proven: Chencharu was the only Yishun project with 5-room flats, and one of four projects in that BTO exercise selling 5-room flats; it shared the exercise's shortest estimated wait; and HDB's launch release named Chencharu's 5-room, with Fernvale Plains', as within reach "with little or no cash payment" for a family earning $7,000 a month. A low price per square metre is not on that list: by that measure the 5-room is the project's dearest flat.
- The 3-room row is Chencharu's own too. No other Yishun project sold 3-room flats that October. First-timer families faced 2.1, above the 1.9 median and the highest 3-room rate for that group in the October 2025 BTO exercise; second-timer families faced 20.1.
- The 4-room row is shared with Glade: 1,533 applications for 439 flats across the two projects, with first-timer families at 1.8, just under the median, and second-timer families at 19.1. A shared row cannot tell you whether Chencharu's flats or Glade's cheaper ones drew more of those applications.
- The 2-room Flexi row is shared with Glade as well. First-timer singles faced 4.9, below HDB's singles median of 7.4; seniors faced 2.6, first-timer families 0.2 and second-timer families 0.9.
Ballot chances, under HDB's current rules. Chencharu is Standard, where HDB's ballot help is fullest. Families in the First-Timer (Parents & Married Couples) category get three ballot chances, plus first priority under the Family and Parenthood Priority Scheme when applying for a 4-room or smaller Standard flat; other first-timer families get two, and second-timer families one. A first-timer family unsuccessful in two or more Standard applications gets one more chance for each later Standard application, capped at five chances in all for Parents & Married Couples families and four for other first-timer families. HDB's own advice for next time, from its June 2026 release, is to "consider applying to projects with lower application rates, such as those with an application rate of around one or lower". Every project's rates are in BTO application rates and results.
Before you book: what changing your mind costs. At booking you pay an option fee of $500 for a 2-room Flexi, $1,000 for a 3-room and $2,000 for a 4-room or 5-room. Cancel after booking and you lose the option fee; cancel after signing the Agreement for Lease and you lose 5% of the price instead; either way you then wait out a year before applying again. Not choosing a flat when your number is called also costs a year: first-timer families are "placed in the second-timer category for a 1-year period", and singles and second-timer families cannot take part in any sales exercise for a year, unless 10 or fewer BTO flats were left to choose from. The full sequence is in how to apply for a BTO flat.
Chencharu's 5-room row carried the October 2025 BTO exercise's highest family rates; if you hold a number on it, decide on the flat and the wait, not on how many others wanted one.
What a Chencharu flat costs you: finishes in the price, grants off it
The prices include floor finishes, internal doors and sanitary fittings, which HDB's own list puts at $8,000 to $9,000 of a 4-room's price. After the Enhanced CPF Housing Grant, a first-timer family earning $5,000 a month pays from $293,000 for a 4-room and $445,000 for a 5-room. A full HDB loan on the cheapest 4-room, $358,000, needs a household income of about $4,244 a month.
The finishes. Chencharu's prices carry HDB's "~" mark: the flats "will come with full floor finishes, internal doors, and sanitary fittings". In the 3-, 4- and 5-room flats that means vinyl strip flooring in the bedrooms; floor tiles in the living and dining area, bathrooms, household shelter and kitchen (and the service yard in 4- and 5-room flats); wall tiles in the bathrooms and kitchen; bedroom doors and folding bathroom doors; and a wash basin with tap mixer, a shower set with bath/shower mixer and a water closet suite. HDB also prints the prices without them:
| Flat | Listed price, with the finishes | Without them | What they add |
|---|---|---|---|
| 2-room Flexi (Type 1) | $154,000 to $192,000 | $151,000 to $188,000 | $3,000 to $4,000 |
| 2-room Flexi (Type 2) | $182,000 to $226,000 | $178,000 to $222,000 | $4,000 at both ends |
| 3-room | $295,000 to $362,000 | $289,000 to $356,000 | $6,000 at both ends |
| 4-room | $358,000 to $439,000 | $350,000 to $430,000 | $8,000 to $9,000 |
| 5-room | $510,000 to $597,000 | $501,000 to $587,000 | $9,000 to $10,000 |
Source: HDB's October 2025 Annex A; the last column is our subtraction, low end against low end and high end against high end.
The general specifications for the 99-year flats list no kitchen cabinets, wardrobes, lighting, water heater or window grilles, so those stay in your budget. At Chencharu, HDB's opt-in Optional Component Scheme is for seniors buying short-lease 2-room Flexi flats only (see our BTO renovation guide).
After the grant. The Enhanced CPF Housing Grant (EHG) depends on your household's average gross monthly income over the 12 months before your HFE application: up to $120,000 for a first-timer family earning up to $1,500 a month, and nothing above $9,000. On Chencharu's cheapest flat of each type:
| Flat, from | $3,000 a month | $5,000 a month | $7,000 a month | $9,000 a month |
|---|---|---|---|---|
| 2-room Flexi, $154,000 | $59,000 (EHG $95,000) | $89,000 (EHG $65,000) | $124,000 (EHG $30,000) | Above the 2-room Flexi ceiling ($7,000 for October 2025 applicants) |
| 3-room, $295,000 | $200,000 (EHG $95,000) | $230,000 (EHG $65,000) | $265,000 (EHG $30,000) | $290,000 (EHG $5,000) |
| 4-room, $358,000 | $263,000 (EHG $95,000) | $293,000 (EHG $65,000) | $328,000 (EHG $30,000) | $353,000 (EHG $5,000) |
| 5-room, $510,000 | $415,000 (EHG $95,000) | $445,000 (EHG $65,000) | $480,000 (EHG $30,000) | $505,000 (EHG $5,000) |
Source: HDB's EHG bands for first-timer families, applied by PropKaki to Chencharu's lowest prices. The full grant needs the lease to cover the youngest buyer to age 95.
Chencharu for one, or for a senior. A first-timer single aged 35 or older can buy a 2-room Flexi here and pays HDB's additional $15,000, built into the price, so the cheapest becomes $169,000. After the EHG for singles (at most $60,000, and none once your own income passes $4,500) that is $129,000 on $2,000 a month (EHG $40,000), $144,000 on $3,000 (EHG $25,000) and $159,000 on $4,000 (EHG $10,000). Buyers aged 55 and above can take a short-lease 2-room Flexi from $54,000. HDB's launch release also flagged an enhanced Silver Housing Bonus of up to $40,000 for eligible seniors right-sizing to a 2-room Flexi flat, when the enhancement was due to take effect in December 2025, and a cash bonus of up to $30,000 for seniors buying a 3-room flat in this exercise.
HDB's own after-grant table mixes Chencharu with Glade. HDB prints one Yishun row per flat type for both Standard projects, and the starting price is the lower of the two:
| Flat | HDB's "from" price | After the grant HDB assumed | Whose flat it is |
|---|---|---|---|
| 2-room Flexi | $132,000 | $12,000 (EHG $120,000) | Yishun Glade's; Chencharu's starts at $154,000 |
| 3-room | $295,000 | $190,000 (EHG $105,000) | Chencharu's own; Glade had no 3-room flats |
| 4-room | $343,000 | $263,000 (EHG $80,000) | Yishun Glade's; Chencharu's starts at $358,000 |
| 5-room | $510,000 | $455,000 (EHG $55,000) | Chencharu's own; Glade had no 5-room flats |
HDB calls these figures illustrative. Its headline for the whole exercise, "a 4-room Standard flat starting from $263,000", matches this Yishun row, so it is Glade's flat. At Chencharu's cheapest 4-room, a first-timer family reaches $263,000 on $3,000 a month, with a $95,000 grant.
What HDB's income ladder said. In its launch release HDB set out what households could buy "with little or no cash payment" at typical selling prices: a family earning $4,000 (EHG $80,000) could buy a 4-room Standard flat in Yishun Glade and Chencharu Grove; at $7,000 (EHG $30,000), a 5-room Standard flat in Fernvale Plains and Chencharu Grove; and at $9,000 (EHG $5,000), a 5-room Standard flat in Teban Heights, Fernvale Plains and Chencharu Grove, or a 3-room flat in any project, which is why the $9,000 column above applies to Chencharu's 3-room.
Income ceilings are dated. October 2025 applicants were assessed on the ceilings of the time: $14,000 a month for families buying a 4-room or bigger flat, $21,000 for extended families and $7,000 for a 99-year 2-room Flexi flat. HDB raised these to $16,000, $24,000 and $8,000 for HFE letters applied for on or after 24 August 2026.
| Flat | Price | HDB loan (75%) | Instalment at 3.0% | Income needed at the 30% cap |
|---|---|---|---|---|
| 2-room Flexi (40 sqm), lowest | $154,000 | $115,500 | $548 | $1,826 |
| 3-room, lowest | $295,000 | $221,250 | $1,049 | $3,497 |
| 3-room, highest | $362,000 | $271,500 | $1,287 | $4,292 |
| 4-room, lowest | $358,000 | $268,500 | $1,273 | $4,244 |
| 4-room, highest | $439,000 | $329,250 | $1,561 | $5,204 |
| 5-room, lowest | $510,000 | $382,500 | $1,814 | $6,046 |
| 5-room, highest | $597,000 | $447,750 | $2,123 | $7,078 |
PropKaki arithmetic on HDB's loan rules: a 75% HDB loan over 25 years, sized at HDB's 3.0% assessment floor, with instalments capped at 30% of income. A grant lowers both the price and the loan, and the rate HDB actually charges is below that 3.0% floor. Your HFE letter decides your grant and loan.
HDB's headline $263,000 4-room is Yishun Glade's flat; at Chencharu, a first-timer family reaches that price on a household income of $3,000, with a $95,000 grant.
HDB's 31 months covers the flats' blocks, not the interchange, the bus-only road or the park
HDB's estimate covers the completion of Chencharu Grove's blocks and nothing else. The Integrated Development with its bus interchange, hawker centre and shops, the bus-only Chencharu Link, the 2 planned bus stops and the new park have no date in the brochure, and a note on the site plan says the homes may be completed before the precinct's facilities. Plan around Khatib MRT and the existing bus services until the rest opens.
This is the one thing to weigh at Chencharu Grove. The 31 months measures a single gap: from the median month of flat selection to the median month HDB projects for completing the project's blocks. Everything that makes the brochure's case for Chencharu sits outside that measure:
- The hub. The Integrated Development "will house" a new bus interchange, hawker centre and shops; its plot is marked "site sold", and the brochure gives no timetable for it.
- The bus-only road and the bus stops. Chencharu Link and Bah Soon Pah Road are both "future road" on HDB's site plan, and where the brochure speaks of 2 planned bus stops, the site plan marks "possible future bus bay & shelter" positions.
- The facilities inside the precinct. A note on the site plan: "The residential blocks may be completed ahead of the proposed precinct facilities, so that flat buyers are able to collect the keys to their new homes earlier."
- The neighbours. Across Chencharu Link the site plan shows public housing under construction; across Bah Soon Pah Road, land reserved for future high-rise housing; and a neighbourhood park still under construction. The same plan carries HDB's standing note that temporary worker dormitories may be set up near residential areas to support key infrastructure. The first residents of a new estate can live beside building work for some time.
HDB is plain about the status of all this. Everything on its plans is "subject to change and planning approval", and the brochure cautions buyers "not to place reliance on these forward-looking statements".
What to do with that:
- Judge the flat on what exists. HDB calls Khatib MRT station on the North-South Line existing, and lists bus services along Yishun Avenue 2 and Sembawang Road beside it. If your daily journeys work on those, you are not counting on the interchange or the bus-only road, which would be improvements on top. HDB gives no walking time to the station, and we give none either.
- See it before you book. HDB encourages applicants to visit the place before booking a flat; go and look at what is built around the site today.
- Track the flat, not the brochure. After booking, the Probable Completion Date on MyHDB Page is HDB's running estimate for your flat (see BTO construction progress and wait times).
Buy Chencharu Grove for what the 31 months delivers, a finished Standard flat; count the interchange, the hawker centre and the bus-only road if and when they open, not before.
How do Chencharu Grove's prices compare with Yishun resale flats?
On HDB's own comparison, they sit well below: Chencharu's 4-room flats, at $358,000 to $439,000, against HDB's resale comparables at $590,000 to $660,000, flats with about 91 years of lease left. Those comparables are other flats with different attributes; Chencharu Grove has not been built or resold, so it has no resale price or rent.
With every launch HDB prints nearby resale flats it picked as comparables. For Chencharu Grove:
| Flat type | Chencharu, before grants | HDB's resale comparables (transacted) | Their floor area | Their remaining lease | Gap, midpoint to midpoint |
|---|---|---|---|---|---|
| 3-room | $295,000 to $362,000 | $470,000 to $535,000 | 68 sqm | about 91 years | 35% |
| 4-room | $358,000 to $439,000 | $590,000 to $660,000 | 93 sqm | about 91 years | 36% |
| 5-room | $510,000 to $597,000 | $723,000 to $770,000 | 113 sqm | about 91 years | 26% |
Source: HDB's October 2025 Annex A; the gap is our arithmetic, done as in our BTO prices guide. HDB named no resale comparable for the 2-room Flexi.
HDB's own caution applies: "The differences in attributes between the resale comparables and the new flats should be taken into account when making a comparison." A resale flat has no 31-month wait, and it comes with whatever its estate already has.
For the wider town, here is PropKaki's analysis of HDB resale registrations in Yishun, July 2025 to June 2026:
| Flat type | Resales, all ages | Median, all ages | Resales, lease from 2015 | Median, lease from 2015 | Where the lease-from-2015 resales were |
|---|---|---|---|---|---|
| 2-room | 66 | $365,000 | 50 | $371,000 | Yishun Avenue 4 (13), Yishun Avenue 11 (8), Yishun Street 44 (7) |
| 3-room | 418 | $437,000 | 105 | $490,000 | Yishun Avenue 4 (33), Yishun Avenue 11 (15), Yishun Street 31 (14) |
| 4-room | 784 | $560,000 | 278 | $608,000 | Yishun Avenue 4 (57), Yishun Street 51 (40), Yishun Avenue 11 (31) |
| 5-room | 237 | $715,000 | 116 | $734,000 | Yishun Street 51 (31), Yishun Avenue 4 (26), Yishun Avenue 9 (21) |
Read the last column first. The young-flat medians describe blocks on Yishun Avenue 4, Yishun Street 51 and Yishun Avenue 11 above all: Yishun Avenue 4 alone accounts for 57 of the 278 young 4-room resales. None of those streets is one of Chencharu's new roads, and no flat in Chencharu Grove has changed hands. These are prices other flats achieved, not a value for this project: we give no resale price, rent or forecast for Chencharu Grove.
HDB's comparables sit closest to Chencharu on the 5-room, a 26% gap, against 35% and 36% on the 3-room and 4-room.
What can a Chencharu Grove owner do after the five-year MOP?
Chencharu Grove is a Standard project: after the 5-year Minimum Occupation Period you may sell on the open market, with no subsidy recovery, or rent out the whole flat if you are a Singapore Citizen owner and HDB approves. Spare bedrooms in a 3-room or bigger flat can be let before the MOP by a Citizen or Permanent Resident owner; a 2-room Flexi flat cannot let out a bedroom at all.
Standard is the least restrictive of HDB's three classifications. For a Chencharu Grove owner:
- Selling. You must live in the flat for the 5-year Minimum Occupation Period before selling it or renting it out whole. The MOP runs from your own legal completion, which for a new flat is key collection, and time you do not live there does not count (see HDB flats reaching MOP). Selling a Standard flat carries no subsidy recovery and none of the 10-year MOP that Plus and Prime owners face.
- Your buyer. A resale Standard flat bought without the CPF Housing Grant has no income ceiling, so whoever buys from you is not held to one unless they take that grant, or an HDB housing loan, which has its own ceiling ($16,000 a month for families applying for an HFE letter from 24 August 2026).
- Renting out the whole flat. Only after the MOP, only if the owner is a Singapore Citizen, and only with HDB's approval. HDB caps the number of occupants by flat type and applies a non-citizen quota; once the quota is reached, the flat can be let only to Singaporeans and Malaysians.
- Renting out bedrooms. Owners of a 3-room or bigger flat may let spare bedrooms before the MOP, whether they are Citizens or Permanent Residents. A 2-room Flexi flat may not let out any bedroom.
These are HDB's rules, not a forecast: we give no resale price or rent for Chencharu Grove, which has neither. Check the current conditions with HDB before you plan around them.
At Chencharu the classification is the simple part: five years, then the open market with no clawback.
Official sources
HDB's October 2025 launch release, the Chencharu Grove sales brochure, HDB's final application rates and HDB's rules pages.
Methodology and sources
Built from HDB's October 2025 launch release and Annex A, the Chencharu Grove sales brochure (including its site plan and location map), HDB's final application rates, PropKaki's property_rules for grants and rules, and PropKaki's analysis of HDB resale registrations in Yishun. We claim no completion date for the flats or the planned hub, and no resale price, rent or forecast for this project.
The documents behind the numbers. HDB's October 2025 launch release and its Annex A price list (flats, prices with and without finishes, the estimated waiting time and HDB's resale comparables); the Chencharu Grove sales brochure (setting, blocks, facilities, transport, finishes, the rental block, and the site plan and location map, which we read on the rendered PDF pages); HDB's final application rates for the October 2025 exercise; PropKaki's property_rules for grants, income ceilings, ballot chances, the MOP and HDB's renting rules; and PropKaki's analysis of HDB resale registrations in Yishun, July 2025 to June 2026. Yishun Glade's figures come from the same HDB documents. Whether each October 2025 project's prices include finishes is as HDB marked its price lists, as summarised in our renovation guide. Yishun's earlier launches in our data, Chencharu Green and Chencharu Vines (both Standard, February 2025), are named only.
The arithmetic. Price per square metre divides the middle of each price range by the floor area with the air-con ledge. The cost of the finishes is HDB's price with them less its price without them. The resale gap compares midpoints. The loan table assumes a 75% HDB loan over 25 years at HDB's 3.0% assessment floor, with a 30% cap on income. Grant figures apply HDB's EHG bands to Chencharu's lowest prices.
Not claimed, and why. No completion date or year for the flats, the Integrated Development, the bus-only corridor or anything else HDB has planned: HDB publishes none, and adding a wait to a launch month would be an inference. No resale price, rent or return for Chencharu Grove, which has not been built or resold; the resale figures describe other flats. Nothing about the rental block's tenants or any effect it may have. No forecast of any kind. This is a desktop analysis of HDB's documents and data, not a site or showflat visit. Application rates are HDB's final figures for a closed exercise and do not predict the next one; two of Chencharu's four rows are shared with Yishun Glade. Grant figures are illustrations, and your HFE letter decides your grant and loan. Nothing here is financial advice: verify every figure and rule with HDB before you book.
Got a question this raised? Ask PropKaki.
Take any point from this analysis and apply it to your own project, budget or decision.
For most buyers this year, staying well within budget beats trying to time the market.
