HDBRCRKallang/Whampoa

Block 104 Towner Rd

104 Towner Rd, Singapore 322104

Reviewed by Nathan TangUpdated 10 August 2026Data through May 2025 (HDB)
Quick Summary

Block 104 Towner Rd is an HDB block in Kallang/Whampoa · Kallang, completed in 1982, with 90 dwelling units. Across 92 resales on record, 5-Room flats have recently resold around S$1.02M (S$694 psf, 137 sqm). The lease has approximately 57 years remaining.

1

What are the key facts about Block 104 Towner Rd?

Key Takeaway

Block 104 Towner Rd is an HDB block in Kallang/Whampoa · Kallang, completed in 1982, with 90 dwelling units.

Town
Kallang/Whampoa
Planning area
Kallang
Completed
1982
Storeys
11
Total units
90
Flat model
Model A-Maisonette · Model A
Market segment
RCR
Median resale
S$1.02M
Last transacted
May 2025
Remaining lease
≈ 57 years
2

What are resale prices at Block 104 Towner Rd?

Key Takeaway

5-Room flats have recently resold around S$1.02M (S$694 psf), from 92 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
4-Room34S$517,000recent109 sqmS$451 psf
5-Room58S$1,025,000recent139 sqmS$694 psf

Live now: 1 flat listed for sale at this block and 13 for rent (median S$1,200/mo) search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through May 2025.

3

What rent and yield does Block 104 Towner Rd get?

Key Takeaway

Flats at Block 104 Towner Rd have recently sublet for a median of S$2,560/mo, an indicative gross rental yield of about 3.0% (from 12 recent rental contracts).

Median rent

S$2,560/mo

12 recent contracts

Gross rental yield

3.0%

indicative, gross

Annual rent

S$30,720

median × 12 months

Flat typeContractsMedian rent
4-Room5S$3,700/mo
5-Room7S$2,500/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Oct 2025. Source: HDB rental (subletting) data.

4

What has recently sold at Block 104 Towner Rd?

Key Takeaway

Block 104 Towner Rd has 92 recorded resales; the most recent transacted at S$1,130,000 in May 2025 (HDB caveat data).

DateFlat typeStoreySizePrice
May 20255-Room04 TO 06139 sqmS$1,130,000
Mar 20255-Room07 TO 09137 sqmS$1,070,000
Mar 20255-Room04 TO 06139 sqmS$1,168,000
Dec 20245-Room04 TO 06137 sqmS$1,065,000
Jun 20244-Room10 TO 12109 sqmS$810,000
Jan 20245-Room04 TO 06137 sqmS$1,060,000
Nov 20235-Room01 TO 03137 sqmS$1,023,000
Oct 20235-Room01 TO 03139 sqmS$1,025,000
Oct 20235-Room04 TO 06137 sqmS$1,050,000
Mar 20234-Room07 TO 09103 sqmS$718,888
Sept 20225-Room10 TO 12139 sqmS$1,010,000
Oct 20215-Room01 TO 03139 sqmS$813,888
5

What flat types are in Block 104 Towner Rd?

Key Takeaway

Block 104 Towner Rd has 90 units, mostly 5-Room flats of the Model A-Maisonette / Model A model.

Unit stock by flat type, from the HDB property information dataset.

5-Room: 504-Room: 40
6

Where is Block 104 Towner Rd?

Key Takeaway

Block 104 Towner Rd is an HDB block in Kallang/Whampoa, in the Kallang planning area.

Block 104 Towner Rd is an HDB block located along Towner Rd. The block is recorded as completed around 1982, with up to 11 storeys. It has an estimated 90 residential units based on the HDB property information dataset. Flat types in the block include 4-room and 5-room units.

The address is Block 104 Towner Rd, Singapore 322104. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Kallang planning area. The block falls within the Central Region and the RCR market segment.

The nearest rail connection is Boon Keng MRT, approximately 85m away, around 1 minutes on foot. Nearby amenities include Aperia Mall for shopping, SHENG SIONG SUPERMARKET PTE LTD for groceries, Blk 29 Bendemeer Road for food options, Beng Wan Rd Pg for greenery and recreation, Kallang Polyclinic for polyclinic services, and Kallang Community Club for community facilities.

7

How far is Block 104 Towner Rd from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 104 Towner Rd is Boon Keng MRT, about 85 m away (~1 min walk). 4 schools are within 1 km, including 2 primary schools.

Getting around

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • Hong Wen SchoolPrimary schoolwithin 1 km · P1 priority430 m
  • Bendemeer Secondary SchoolSecondary schoolwithin 1 km532 m
  • Bendemeer Primary SchoolPrimary schoolwithin 1 km · P1 priority539 m
  • Northlight SchoolSecondary schoolwithin 1 km586 m
  • St Andrew's School (Secondary)Secondary school1.3 km
  • St Andrew's School (Junior)Primary school1.4 km
  • Farrer Park Primary SchoolPrimary school1.4 km
  • St Andrew's Junior CollegeJunior college1.5 km

Shops, food & parks

Mall: Aperia Mall · 1.0 kmSupermarket: Sheng Siong Supermarket Pte Ltd · 267 mHawker centre: Blk 29 Bendemeer Road · 237 mPark: Beng Wan Rd Pg · 698 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 104 Towner Rd?

Key Takeaway

Buying a flat at Block 104 Towner Rd (~S$1.02M) needs about S$8,171/mo in income and S$3,849/mo in repayments, after S$25,600 stamp duty and a S$256k downpayment.

Illustrative, for a buyer at the recent median resale price (S$1.02M) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$25,600

BSD, tiered

Downpayment (25%)

S$256k

cash + CPF

Monthly instalment

S$3,849/mo

25y @ 3.5%

Income required

S$8,171/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 104 Towner Rd? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

PropKaki
What have flats at Block 104 Towner Rd sold for recently?

Recent sales at Block 104 Towner Rd land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 104 Towner Rd

How much does a 5-Room flat at Block 104 Towner Rd cost?

5-Room flats at Block 104 Towner Rd have recently resold for a median of about S$1.02M (S$694 psf), from 92 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

What are resale prices at Block 104 Towner Rd by flat type?

4-Room ≈ S$517k; 5-Room ≈ S$1.02M (median resale, HDB caveats).

Is Block 104 Towner Rd worth buying given its remaining lease?

Block 104 Towner Rd has about 57 years left on its 99-year lease (completed 1982). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 104 Towner Rd?

Gross rental yield at Block 104 Towner Rd is about 3.0%, based on a median subletting rent of about S$2,560/mo against a resale price of about S$1.02M. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 104 Towner Rd?

For a flat at about S$1.02M on a 25-year HDB-style loan, you'd need roughly S$8,171/mo in household income, with repayments around S$3,849/mo after a S$256k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

What is the nearest MRT to Block 104 Towner Rd?

The nearest MRT/LRT station to Block 104 Towner Rd is Boon Keng MRT, about 85 m away (~1 min walk).

Which primary schools are within 1 km of Block 104 Towner Rd?

Hong Wen School, Bendemeer Primary School are within 1 km of Block 104 Towner Rd — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

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