HDBRCRKallang/Whampoa

Block 103 Towner Rd

103 Towner Rd, Singapore 322103

Reviewed by Nathan TangUpdated 10 August 2026Data through Apr 2025 (HDB)
Quick Summary

Block 103 Towner Rd is an HDB block in Kallang/Whampoa · Kallang, completed in 1982, with 80 dwelling units. Across 75 resales on record, 4-Room flats have recently resold around S$788k (S$554 psf, 109 sqm). The lease has approximately 58 years remaining.

1

What are the key facts about Block 103 Towner Rd?

Key Takeaway

Block 103 Towner Rd is an HDB block in Kallang/Whampoa · Kallang, completed in 1982, with 80 dwelling units.

Town
Kallang/Whampoa
Planning area
Kallang
Completed
1982
Storeys
11
Total units
80
Flat model
Model A · Model A-Maisonette
Market segment
RCR
Median resale
S$788k
Last transacted
Apr 2025
Remaining lease
≈ 58 years
2

What are resale prices at Block 103 Towner Rd?

Key Takeaway

4-Room flats have recently resold around S$788k (S$554 psf), from 75 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
4-Room38S$650,000recent109 sqmS$554 psf
5-Room37S$780,000recent140 sqmS$518 psf

Live now: 1 flat listed for sale at this block and 4 for rent (median S$1,500/mo) search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Apr 2025.

3

What rent and yield does Block 103 Towner Rd get?

Key Takeaway

Flats at Block 103 Towner Rd have recently sublet for a median of S$3,500/mo, an indicative gross rental yield of about 5.3% (from 10 recent rental contracts).

Median rent

S$3,500/mo

10 recent contracts

Gross rental yield

5.3%

indicative, gross

Annual rent

S$42,000

median × 12 months

Flat typeContractsMedian rent
4-Room7S$3,500/mo
5-Room3S$3,500/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Apr 2026. Source: HDB rental (subletting) data.

4

What has recently sold at Block 103 Towner Rd?

Key Takeaway

Block 103 Towner Rd has 75 recorded resales; the most recent transacted at S$788,000 in Apr 2025 (HDB caveat data).

DateFlat typeStoreySizePrice
Apr 20254-Room04 TO 06109 sqmS$788,000
Mar 20245-Room04 TO 06138 sqmS$1,068,000
Nov 20234-Room07 TO 09109 sqmS$828,000
Dec 20224-Room04 TO 06103 sqmS$610,000
Dec 20224-Room04 TO 06103 sqmS$770,000
Sept 20225-Room01 TO 03140 sqmS$895,000
May 20215-Room04 TO 06138 sqmS$820,000
Mar 20214-Room07 TO 09109 sqmS$630,000
Nov 20204-Room04 TO 06109 sqmS$715,000
Dec 20195-Room10 TO 12138 sqmS$810,000
Jul 20195-Room04 TO 06140 sqmS$815,000
Nov 20174-Room07 TO 09109 sqmS$650,000
5

What flat types are in Block 103 Towner Rd?

Key Takeaway

Block 103 Towner Rd has 80 units, mostly 4-Room flats of the Model A / Model A-Maisonette model.

Unit stock by flat type, from the HDB property information dataset.

4-Room: 405-Room: 40
6

Where is Block 103 Towner Rd?

Key Takeaway

Block 103 Towner Rd is an HDB block in Kallang/Whampoa, in the Kallang planning area.

Block 103 Towner Rd is an HDB block located along Towner Rd. The block is recorded as completed around 1982, with up to 11 storeys. It has an estimated 80 residential units based on the HDB property information dataset. Flat types in the block include 4-room and 5-room units.

The address is Block 103 Towner Rd, Singapore 322103. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Kallang planning area. The block falls within the Central Region and the RCR market segment.

The nearest rail connection is Boon Keng MRT, approximately 146m away, around 2 minutes on foot. Nearby amenities include Aperia Mall for shopping, SHENG SIONG SUPERMARKET PTE LTD for groceries, Blk 29 Bendemeer Road for food options, Beng Wan Rd Pg for greenery and recreation, Kallang Polyclinic for polyclinic services, and Kallang Community Club for community facilities.

7

How far is Block 103 Towner Rd from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 103 Towner Rd is Boon Keng MRT, about 146 m away (~2 min walk). 4 schools are within 1 km, including 2 primary schools.

Getting around

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • Bendemeer Primary SchoolPrimary schoolwithin 1 km · P1 priority439 m
  • Bendemeer Secondary SchoolSecondary schoolwithin 1 km447 m
  • Hong Wen SchoolPrimary schoolwithin 1 km · P1 priority462 m
  • Northlight SchoolSecondary schoolwithin 1 km675 m
  • St Andrew's School (Secondary)Secondary school1.2 km
  • St Andrew's School (Junior)Primary school1.3 km
  • St Andrew's Junior CollegeJunior college1.4 km
  • Farrer Park Primary SchoolPrimary school1.5 km

Shops, food & parks

Mall: Aperia Mall · 1.1 kmSupermarket: Sheng Siong Supermarket Pte Ltd · 273 mHawker centre: Blk 29 Bendemeer Road · 221 mPark: Beng Wan Rd Pg · 585 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 103 Towner Rd?

Key Takeaway

Buying a flat at Block 103 Towner Rd (~S$788k) needs about S$6,282/mo in income and S$2,959/mo in repayments, after S$18,240 stamp duty and a S$197k downpayment.

Illustrative, for a buyer at the recent median resale price (S$788k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$18,240

BSD, tiered

Downpayment (25%)

S$197k

cash + CPF

Monthly instalment

S$2,959/mo

25y @ 3.5%

Income required

S$6,282/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 103 Towner Rd? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

PropKaki
What have flats at Block 103 Towner Rd sold for recently?

Recent sales at Block 103 Towner Rd land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 103 Towner Rd

How much does a 4-Room flat at Block 103 Towner Rd cost?

4-Room flats at Block 103 Towner Rd have recently resold for a median of about S$788k (S$554 psf), from 75 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

What are resale prices at Block 103 Towner Rd by flat type?

4-Room ≈ S$650k; 5-Room ≈ S$780k (median resale, HDB caveats).

Is Block 103 Towner Rd worth buying given its remaining lease?

Block 103 Towner Rd has about 58 years left on its 99-year lease (completed 1982). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 103 Towner Rd?

Gross rental yield at Block 103 Towner Rd is about 5.3%, based on a median subletting rent of about S$3,500/mo against a resale price of about S$788k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 103 Towner Rd?

For a flat at about S$788k on a 25-year HDB-style loan, you'd need roughly S$6,282/mo in household income, with repayments around S$2,959/mo after a S$197k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

What is the nearest MRT to Block 103 Towner Rd?

The nearest MRT/LRT station to Block 103 Towner Rd is Boon Keng MRT, about 146 m away (~2 min walk).

Which primary schools are within 1 km of Block 103 Towner Rd?

Bendemeer Primary School, Hong Wen School are within 1 km of Block 103 Towner Rd — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

Chat on WhatsApp