HDBRCRBishan

Block 109 Bishan St 12

109 Bishan St 12, Singapore 570109

Reviewed by Nathan TangUpdated 10 August 2026Data through Nov 2024 (HDB)
Quick Summary

Block 109 Bishan St 12 is an HDB block in Bishan, completed in 1985, with 96 dwelling units. Across 149 resales on record, 4-Room flats have recently resold around S$555k (S$608 psf, 84 sqm). The lease has approximately 60 years remaining.

1

What are the key facts about Block 109 Bishan St 12?

Key Takeaway

Block 109 Bishan St 12 is an HDB block in Bishan, completed in 1985, with 96 dwelling units.

Town
Bishan
Planning area
Bishan
Completed
1985
Storeys
13
Total units
96
Flat model
Simplified · Model A
Market segment
RCR
Median resale
S$555k
Last transacted
Nov 2024
Remaining lease
≈ 60 years
2

What are resale prices at Block 109 Bishan St 12?

Key Takeaway

4-Room flats have recently resold around S$555k (S$608 psf), from 149 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
4-Room149S$555,000recent84 sqmS$608 psf

Live now: 13 flats listed for sale at this block (median asking S$700k) and 1 for rent search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Nov 2024.

3

What rent and yield does Block 109 Bishan St 12 get?

Key Takeaway

Flats at Block 109 Bishan St 12 have recently sublet for a median of S$3,500/mo, an indicative gross rental yield of about 7.6% (from 24 recent rental contracts).

Median rent

S$3,500/mo

24 recent contracts

Gross rental yield

7.6%

indicative, gross

Annual rent

S$42,000

median × 12 months

Flat typeContractsMedian rent
4-Room24S$3,500/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract May 2026. Source: HDB rental (subletting) data.

4

What has recently sold at Block 109 Bishan St 12?

Key Takeaway

Block 109 Bishan St 12 has 149 recorded resales; the most recent transacted at S$648,000 in Nov 2024 (HDB caveat data).

DateFlat typeStoreySizePrice
Nov 20244-Room01 TO 0384 sqmS$648,000
Oct 20244-Room10 TO 1284 sqmS$730,000
May 20244-Room04 TO 0684 sqmS$645,000
Apr 20244-Room13 TO 1584 sqmS$718,000
Feb 20244-Room13 TO 15104 sqmS$705,000
Sept 20224-Room04 TO 0684 sqmS$540,000
Jul 20224-Room04 TO 06105 sqmS$685,000
Apr 20224-Room07 TO 0984 sqmS$555,000
Nov 20214-Room01 TO 0384 sqmS$510,000
Oct 20214-Room13 TO 1584 sqmS$550,000
Jun 20214-Room10 TO 1284 sqmS$528,000
Jun 20214-Room07 TO 0984 sqmS$520,000
5

What flat types are in Block 109 Bishan St 12?

Key Takeaway

Block 109 Bishan St 12 has 96 units, mostly 4-Room flats of the Simplified / Model A model.

Unit stock by flat type, from the HDB property information dataset.

4-Room: 96
6

Where is Block 109 Bishan St 12?

Key Takeaway

Block 109 Bishan St 12 is an HDB block in Bishan.

Block 109 Bishan St 12 is an HDB block located along Bishan St 12. The block is recorded as completed around 1985, with up to 13 storeys. It has an estimated 96 residential units based on the HDB property information dataset. Flat types in the block include 4-room units.

The address is Block 109 Bishan St 12, Singapore 570109. It is part of District 20, Bishan / Ang Mo Kio, the Bishan planning area. The block falls within the Central Region and the RCR market segment.

The nearest rail connection is Bishan MRT, approximately 524m away, around 8 minutes on foot. Nearby amenities include Junction 8 for shopping, TAN SUAN GUAY for groceries, Blk 93 Toa Payoh Lorong 4 for food options, Clover Way Pg for greenery and recreation, and Bishan Community Club for community facilities.

7

How far is Block 109 Bishan St 12 from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 109 Bishan St 12 is Bishan MRT, about 524 m away (~8 min walk). 7 schools are within 1 km, including 1 primary school.

Getting around

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • Guangyang Secondary SchoolSecondary schoolwithin 1 km359 m
  • Raffles InstitutionMixed-level schoolwithin 1 km489 m
  • Beatty Secondary SchoolSecondary schoolwithin 1 km729 m
  • Raffles Girls' School (Secondary)Secondary schoolwithin 1 km742 m
  • Kuo Chuan Presbyterian Primary SchoolPrimary schoolwithin 1 km · P1 priority835 m
  • Kuo Chuan Presbyterian Secondary SchoolSecondary schoolwithin 1 km866 m
  • Catholic High SchoolMixed-level schoolwithin 1 km930 m
  • Kheng Cheng SchoolPrimary school1.1 km

Shops, food & parks

Mall: Junction 8 · 424 mSupermarket: Tan Suan Guay · 188 mHawker centre: Blk 93 Toa Payoh Lorong 4 · 936 mPark: Clover Way Pg · 439 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 109 Bishan St 12?

Key Takeaway

Buying a flat at Block 109 Bishan St 12 (~S$555k) needs about S$4,424/mo in income and S$2,084/mo in repayments, after S$11,250 stamp duty and a S$139k downpayment.

Illustrative, for a buyer at the recent median resale price (S$555k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$11,250

BSD, tiered

Downpayment (25%)

S$139k

cash + CPF

Monthly instalment

S$2,084/mo

25y @ 3.5%

Income required

S$4,424/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 109 Bishan St 12? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

PropKaki
What have flats at Block 109 Bishan St 12 sold for recently?

Recent sales at Block 109 Bishan St 12 land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 109 Bishan St 12

How much does a 4-Room flat at Block 109 Bishan St 12 cost?

4-Room flats at Block 109 Bishan St 12 have recently resold for a median of about S$555k (S$608 psf), from 149 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

Is Block 109 Bishan St 12 worth buying given its remaining lease?

Block 109 Bishan St 12 has about 60 years left on its 99-year lease (completed 1985). That's a long runway, so CPF usage and bank financing are generally unrestricted. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 109 Bishan St 12?

Gross rental yield at Block 109 Bishan St 12 is about 7.6%, based on a median subletting rent of about S$3,500/mo against a resale price of about S$555k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 109 Bishan St 12?

For a flat at about S$555k on a 25-year HDB-style loan, you'd need roughly S$4,424/mo in household income, with repayments around S$2,084/mo after a S$139k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

What is the nearest MRT to Block 109 Bishan St 12?

The nearest MRT/LRT station to Block 109 Bishan St 12 is Bishan MRT, about 524 m away (~8 min walk).

Which primary schools are within 1 km of Block 109 Bishan St 12?

Kuo Chuan Presbyterian Primary School is within 1 km of Block 109 Bishan St 12 — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

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