HDBRCRBishan

Block 103 Bishan St 12

103 Bishan St 12, Singapore 570103

Reviewed by Nathan TangUpdated 10 August 2026Data through Jan 2026 (HDB)
Quick Summary

Block 103 Bishan St 12 is an HDB block in Bishan, completed in 1986, with 92 dwelling units. Across 107 resales on record, 5-Room flats have recently resold around S$880k (S$676 psf, 121 sqm). The lease has approximately 60 years remaining.

1

What are the key facts about Block 103 Bishan St 12?

Key Takeaway

Block 103 Bishan St 12 is an HDB block in Bishan, completed in 1986, with 92 dwelling units.

Town
Bishan
Planning area
Bishan
Completed
1986
Storeys
25
Total units
92
Flat model
Improved · Maisonette
Market segment
RCR
Median resale
S$880k
Last transacted
Jan 2026
Remaining lease
≈ 60 years
2

What are resale prices at Block 103 Bishan St 12?

Key Takeaway

5-Room flats have recently resold around S$880k (S$676 psf), from 107 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
5-Room98S$878,000recent121 sqmS$674 psf
Executive9S$655,000recent150 sqmS$406 psf

Live now: 3 flats listed for sale at this block (median asking S$950k) and 1 for rent search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Jan 2026.

3

What rent and yield does Block 103 Bishan St 12 get?

Key Takeaway

Flats at Block 103 Bishan St 12 have recently sublet for a median of S$3,000/mo, an indicative gross rental yield of about 4.1% (from 13 recent rental contracts).

Median rent

S$3,000/mo

13 recent contracts

Gross rental yield

4.1%

indicative, gross

Annual rent

S$36,000

median × 12 months

Flat typeContractsMedian rent
Executive3S$5,000/mo
5-Room10S$2,900/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Jan 2026. Source: HDB rental (subletting) data.

4

What has recently sold at Block 103 Bishan St 12?

Key Takeaway

Block 103 Bishan St 12 has 107 recorded resales; the most recent transacted at S$945,000 in Jan 2026 (HDB caveat data).

DateFlat typeStoreySizePrice
Jan 20265-Room04 TO 06121 sqmS$945,000
Dec 20255-Room04 TO 06121 sqmS$878,000
Oct 2024Executive22 TO 24163 sqmS$1,410,000
Jul 20245-Room01 TO 03121 sqmS$720,000
Jul 20245-Room19 TO 21121 sqmS$998,000
Jul 20245-Room07 TO 09121 sqmS$935,000
Jul 20235-Room04 TO 06121 sqmS$825,000
May 20235-Room10 TO 12121 sqmS$880,000
Jan 20235-Room07 TO 09121 sqmS$890,000
Oct 20225-Room01 TO 03121 sqmS$775,000
Aug 20225-Room10 TO 12121 sqmS$888,000
Jul 20225-Room10 TO 12121 sqmS$815,000
5

What flat types are in Block 103 Bishan St 12?

Key Takeaway

Block 103 Bishan St 12 has 92 units, mostly 5-Room flats of the Improved / Maisonette model.

Unit stock by flat type, from the HDB property information dataset.

5-Room: 84Executive: 8
6

Where is Block 103 Bishan St 12?

Key Takeaway

Block 103 Bishan St 12 is an HDB block in Bishan.

Block 103 Bishan St 12 is an HDB block located along Bishan St 12. The block is recorded as completed around 1986, with up to 25 storeys. It has an estimated 92 residential units based on the HDB property information dataset. Flat types in the block include 5-room and executive units.

The address is Block 103 Bishan St 12, Singapore 570103. It is part of District 20, Bishan / Ang Mo Kio, the Bishan planning area. The block falls within the Central Region and the RCR market segment.

The nearest rail connection is Braddell MRT, approximately 586m away, around 9 minutes on foot. Nearby amenities include Junction 8 for shopping, TAN SUAN GUAY for groceries, Blk 93 Toa Payoh Lorong 4 for food options, Clover Way Pg for greenery and recreation, and Bishan Community Club for community facilities.

7

How far is Block 103 Bishan St 12 from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 103 Bishan St 12 is Braddell MRT, about 586 m away (~9 min walk). 8 schools are within 1 km, including 3 primary schools.

Getting around

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • Guangyang Secondary SchoolSecondary schoolwithin 1 km244 m
  • Raffles InstitutionMixed-level schoolwithin 1 km529 m
  • Beatty Secondary SchoolSecondary schoolwithin 1 km605 m
  • Raffles Girls' School (Secondary)Secondary schoolwithin 1 km685 m
  • Kuo Chuan Presbyterian Primary SchoolPrimary schoolwithin 1 km · P1 priority861 m
  • Kuo Chuan Presbyterian Secondary SchoolSecondary schoolwithin 1 km905 m
  • Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority918 m
  • First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority988 m

Shops, food & parks

Mall: Junction 8 · 555 mSupermarket: Tan Suan Guay · 278 mHawker centre: Blk 93 Toa Payoh Lorong 4 · 794 mPark: Clover Way Pg · 578 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 103 Bishan St 12?

Key Takeaway

Buying a flat at Block 103 Bishan St 12 (~S$880k) needs about S$7,015/mo in income and S$3,304/mo in repayments, after S$21,000 stamp duty and a S$220k downpayment.

Illustrative, for a buyer at the recent median resale price (S$880k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$21,000

BSD, tiered

Downpayment (25%)

S$220k

cash + CPF

Monthly instalment

S$3,304/mo

25y @ 3.5%

Income required

S$7,015/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 103 Bishan St 12? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

PropKaki
What have flats at Block 103 Bishan St 12 sold for recently?

Recent sales at Block 103 Bishan St 12 land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 103 Bishan St 12

How much does a 5-Room flat at Block 103 Bishan St 12 cost?

5-Room flats at Block 103 Bishan St 12 have recently resold for a median of about S$880k (S$676 psf), from 107 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

What are resale prices at Block 103 Bishan St 12 by flat type?

5-Room ≈ S$878k; Executive ≈ S$655k (median resale, HDB caveats).

Is Block 103 Bishan St 12 worth buying given its remaining lease?

Block 103 Bishan St 12 has about 60 years left on its 99-year lease (completed 1986). That's a long runway, so CPF usage and bank financing are generally unrestricted. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 103 Bishan St 12?

Gross rental yield at Block 103 Bishan St 12 is about 4.1%, based on a median subletting rent of about S$3,000/mo against a resale price of about S$880k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 103 Bishan St 12?

For a flat at about S$880k on a 25-year HDB-style loan, you'd need roughly S$7,015/mo in household income, with repayments around S$3,304/mo after a S$220k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

What is the nearest MRT to Block 103 Bishan St 12?

The nearest MRT/LRT station to Block 103 Bishan St 12 is Braddell MRT, about 586 m away (~9 min walk).

Which primary schools are within 1 km of Block 103 Bishan St 12?

Kuo Chuan Presbyterian Primary School, Kheng Cheng School, First Toa Payoh Primary School are within 1 km of Block 103 Bishan St 12 — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

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