Find owners free to sell
Updated 24 September 2026
The Short Answer
Open the MOP and SSD Tracker from Workspace → Free Tools → Operate and pick a month. It lists owners who become free to sell: HDB blocks reaching their MOP, and private homes and industrial units clearing Seller's Stamp Duty — with what each is worth now and, where the price paid is on record, the likely profit.
Every row is a door to knock on, in profit or not: a home now worth less than its owner paid stays on the list.
Where is the MOP and SSD Tracker?
Workspace → Free Tools, then the Operate tab, then MOP and SSD Tracker. It opens the tool's own page in a new tab.
Switch between its three pages with the HDB, Private and Industrial toggle under the heading:
| Page | Free to sell once | Its lists |
|---|---|---|
| HDB | the flat reaches its Minimum Occupation Period — 5 years | New Blocks, Older Blocks |
| Private | Seller's Stamp Duty ends — 3 years for a home bought before 4 July 2025, 4 years from that day | Units, Projects |
| Industrial | Seller's Stamp Duty ends — 3 years, for property bought on or after 12 January 2013 | Units, Buildings |
There is no commercial page: shops, offices and shophouses carry no Seller's Stamp Duty, so nothing changes for their owners on any date.
When exactly is an owner free to sell?
On Private and Industrial, from the day after the last anniversary of the purchase — the Free From column.
On HDB, the MOP runs from completion and counts only time lived in the flat. Months when the whole flat was rented out with HDB's approval do not count, so some owners reach it later than shown. A resale flat reaches its MOP around 5 years and 2 months after HDB registered the resale.
Plus and Prime flats, launched from October 2024, have a 10-year MOP. HDB's block records do not say which blocks those are, so for blocks completed from 2024 the list's title ends at the Earliest.
How do I find HDB blocks reaching MOP?
- Open HDB. It opens on New Blocks for this year: blocks HDB completed 5 years before the year you pick, whose owners bought new and reach their first MOP together. The arrows step a year.
- Narrow it with All Towns and All Flat Types. Blocks with the most flats come first; Flats splits each by flat type, and Value Now is what those flats are worth.
- Press Older Blocks for resale flats: blocks where at least 5 reach MOP within twelve months, busiest first. The picker shows twelve months at a time — the twelve from this month are Next 12 Months — and steps a year.
- Change 5+ Flats to 3+ Flats or 10+ Flats.
New Blocks show no profit: HDB does not publish what owners paid for a new flat. No HDB list shows unit numbers — HDB's resale records give the block and a three-storey range, never the unit.
How do I find private homes and factories clearing SSD?
- Open Private or Industrial. It opens on this month, marked This Month in the menu; step with the arrows or press the month to pick one, from a year back to as far ahead as records reach.
- Press Units for each home, or Projects (Buildings on Industrial) to group those with 2 or more homes listed.
- Filter. Private opens on Condos — All Types, Executive Condos and Landed Houses share the pill — beside All Districts (D01 to D28) and Built or Not. Industrial has All Types (Multi-User Factories, Single-User Factories, Warehouses) and Any Lease.
An off-plan home whose project is not finished is tagged Not Built Yet, with its due year where the records say: no door to knock on yet, though its owner can still sell. Lease Left is the lease on the day the unit is free to sell.
How are Value Now and the likely profit worked out?
Value Now is the median price per square foot of recent sales of a similar size in the same project, building or block, times the home's own area — the Valuation Assistant's own evidence. It looks back 24 months and needs at least 3 such sales (5 years and 5 sales on Industrial). With fewer it shows a dash and what it found — only 2 sales, say, or no recent sale — and the home sorts last. For New Blocks it uses the last year's resales of the same flat type in the same town.
The likely profit is Value Now minus the price paid, before stamp duty, fees and interest. Show it as Quantum — the dollars, which the page opens on — or Percentage; on Private and Industrial the biggest comes first and losses sit at the bottom. Press a column heading to sort; press again to flip.
Why does a month say Still Coming In?
Its sales are still being recorded, so the list can still grow.
- On Private and Industrial, the furthest months ahead are marked Still Coming In: their purchases are recent, and a sale is recorded when its caveat is lodged, often weeks later.
- On HDB, Older Blocks carries a note while HDB is still registering the resales behind the last of its twelve months. New Blocks never does.
Separately, between July 2028 and July 2029 almost no private home clears SSD. Every home bought before 4 July 2025 has cleared it by then, and one bought on or after that day runs 4 years, not 3.
What is left out?
- Private: executive condominiums bought new from the developer; any condo sale whose address does not name the unit; and any home sold again since — its buyer has SSD dates of their own.
- Industrial: any strata unit whose address does not name the unit, and any unit sold again since.
- HDB: unit numbers, and the profit on New Blocks.
What an owner would keep is lower than the profit shown: stamp duties, legal fees, agent commission, interest and anything spent on the home all come out of it.