How do I check whether a property is likely to make money?

In the left rail, open Workspace → Free Tools, press the Analyse tab, then Profitability Model. It opens in a new tab, headed Will this home make money?

Analyse holds six tools: Valuation Assistant, Comparison Assistant, Profitability Model, Winners and Losers, Pricing Model and Tower View.

For one particular home's own result — what that seller paid against what they sold for — use Winners and Losers on the same tab, which matches each resale to what the seller paid.

1. Press Condo / private.
2. To check a real project, press A specific property, search the project by name, and pick a size under What size are you looking at? It compares against past sales in that exact project first, then widens out if there are not enough.
3. For a what-if, press Explore a scenario and set Where in Singapore?, What size? and Lease type?
4. To narrow the scenario, add Near MRT? (optional) — Within 500 m or Within 1 km — District (optional) or Floor (optional).

Until you choose something, the result on the page is an example, under a banner that starts Example: and names the project.

For a flat, press HDB flat, choose a Flat type, then a Town (optional) — leave it on All of Singapore for the whole island. HDB records don't identify the same flat across sales, so it shows how often the median price of that flat type rose over each holding period.

For a house, press Landed house and choose a Landed type: Any landed, Terrace, Semi-detached or Detached / bungalow. Where in Singapore? (optional), Lease type? (optional) and District (optional) narrow it. Landed rates come from repeat sales of the same houses; for one specific house, the page points you to Use the Landed House Checker.

The big percentage is the share of similar homes that sold for a profit, for the hold shown under it. For an HDB flat it reads of the time, prices rose.

• Drag How long do you plan to hold? (Over how many years? for HDB) anywhere from 1 to 15 years. It starts at 5.
• Typical profit (Typical change for HDB) is the middle of the pack, Typical range is where most outcomes fell, Growth a year is the average per year, and Based on counts the similar past sales behind it.
• The 95% confidence line gives a range and a label: high confidence means 500 or more behind the figure, small sample fewer than 40.
• The longer you hold, the better the odds lays every holding band side by side.

Profit here means the home sold for more than it was bought for. That is before stamp duty, legal fees and agent commission, so the real take-home is a bit lower — and a sale in the first few years has a smaller gain to cover them.

It is a guide from what happened to similar homes, not a promise about the future: the price you pay and the wider market still decide your own result.

For an HDB flat, The lease factor panel names the biggest thing the model can't see — the lease left. Below about 60 years left, financing and CPF use tighten, so read the odds as the flat type's overall trend and adjust down for a short lease. The exact unit, floor and condition still matter too.

Condo and landed odds come from URA private-resale caveats, matching homes that were bought and later sold again — real prices and real holding periods. HDB odds come from the HDB resale price index. Both are refreshed each reporting period.

So every figure is a count of past outcomes: if 84 out of 100 similar homes sold for more than they were bought for, the chance shows as 84%.

The page says it is for general information, not financial advice.