Block 45 Lor 5 Toa Payoh
45 Lor 5 Toa Payoh, Singapore 310045
Block 45 Lor 5 Toa Payoh is an HDB block in Toa Payoh, completed in 1992, with 117 dwelling units. 5-Room flats have recently resold around S$739k (125 sqm), from 67 resales on record. The lease has approximately 67 years remaining.
What are the key facts about Block 45 Lor 5 Toa Payoh?
Block 45 Lor 5 Toa Payoh is an HDB block in Toa Payoh, completed in 1992, with 117 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1992
- Storeys
- 20
- Total units
- 117
- Market segment
- RCR
- Median resale
- S$739k
- Last transacted
- Jun 2025
- Remaining lease
- ≈ 67 years
What are resale prices at Block 45 Lor 5 Toa Payoh?
5-Room flats have recently resold around S$739k (S$524 psf), from 67 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 4-Room | 19 | S$338,888recent | 107 sqm | S$294 psf |
| 5-Room | 48 | S$739,000recent | 125 sqm | S$524 psf |
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Jun 2025.
What has recently sold at Block 45 Lor 5 Toa Payoh?
Block 45 Lor 5 Toa Payoh has 67 recorded resales; the most recent transacted at S$880,000 in Jun 2025 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Jun 2025 | 5-Room | 04 TO 06 | 123 sqm | S$880,000 |
| Jun 2025 | 5-Room | 07 TO 09 | 136 sqm | S$990,000 |
| Jul 2023 | 5-Room | 01 TO 03 | 125 sqm | S$739,000 |
| Feb 2023 | 5-Room | 19 TO 21 | 136 sqm | S$963,000 |
| Jun 2022 | 5-Room | 01 TO 03 | 125 sqm | S$705,000 |
| Feb 2021 | 5-Room | 04 TO 06 | 123 sqm | S$688,000 |
| Oct 2020 | 5-Room | 13 TO 15 | 136 sqm | S$760,000 |
| Jul 2019 | 5-Room | 04 TO 06 | 123 sqm | S$678,000 |
| May 2019 | 5-Room | 19 TO 21 | 125 sqm | S$745,000 |
| Apr 2019 | 5-Room | 16 TO 18 | 125 sqm | S$748,000 |
| Feb 2018 | 4-Room | 07 TO 09 | 104 sqm | S$570,000 |
| Feb 2018 | 5-Room | 13 TO 15 | 136 sqm | S$730,000 |
What flat types are in Block 45 Lor 5 Toa Payoh?
Block 45 Lor 5 Toa Payoh has 117 units, mostly 5-Room flats.
Unit stock by flat type, from the HDB property information dataset.
How far is Block 45 Lor 5 Toa Payoh from MRT and schools?
The nearest MRT/LRT to Block 45 Lor 5 Toa Payoh is Toa Payoh MRT, about 782 m away (~12 min walk). 4 schools are within 1 km, including 3 primary schools.
Getting around
- Toa Payoh MRT782 m · ~12 min
- Braddell MRT927 m · ~15 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority264 m
- First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority534 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km679 m
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority752 m
- Guangyang Secondary SchoolSecondary school1.0 km
- St Andrew's Junior CollegeJunior college1.1 km
- Chij Secondary (Toa Payoh)Secondary school1.2 km
- St Andrew's School (Junior)Primary school1.4 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 45 Lor 5 Toa Payoh?
Buying a flat at Block 45 Lor 5 Toa Payoh (~S$739k) needs about S$5,891/mo in income and S$2,775/mo in repayments, after S$16,770 stamp duty and a S$185k downpayment.
Illustrative, for a buyer at the recent median resale price (S$739k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$16,770
BSD, tiered
Downpayment (25%)
S$185k
cash + CPF
Monthly instalment
S$2,775/mo
25y @ 3.5%
Income required
S$5,891/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Frequently asked questions about Block 45 Lor 5 Toa Payoh
What is the resale price at Block 45 Lor 5 Toa Payoh?⌄
5-Room flats at Block 45 Lor 5 Toa Payoh have recently resold around S$739k (125 sqm), based on HDB resale caveats. Resale prices vary by flat type, floor and remaining lease.
How much are flats at Block 45 Lor 5 Toa Payoh by flat type?⌄
4-Room ≈ S$339k; 5-Room ≈ S$739k. Figures are median resale prices from HDB caveats.
How many years are left on the lease at Block 45 Lor 5 Toa Payoh?⌄
Block 45 Lor 5 Toa Payoh has approximately 67 years left on its 99-year lease (completed 1992). This figure is taken from the most recent transacted flat.
How many units are in Block 45 Lor 5 Toa Payoh?⌄
Block 45 Lor 5 Toa Payoh has 117 dwelling units across up to 20 storeys, mostly 5 room flats.
What is the nearest MRT to Block 45 Lor 5 Toa Payoh?⌄
The nearest MRT/LRT station to Block 45 Lor 5 Toa Payoh is Toa Payoh MRT, about 782 m away (~12 min walk).
Which primary schools are within 1 km of Block 45 Lor 5 Toa Payoh?⌄
Pei Chun Public School, First Toa Payoh Primary School, Kheng Cheng School are within 1 km of Block 45 Lor 5 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
Is Block 45 Lor 5 Toa Payoh a good place to buy an HDB resale flat?⌄
Block 45 Lor 5 Toa Payoh sits in Toa Payoh, in the Toa Payoh planning area. Whether it suits you depends on your budget, the flat type, the remaining lease (≈67 years) and proximity to MRT and schools — all of which are summarised on this page from HDB resale data.
