Block 45 Lor 5 Toa Payoh
45 Lor 5 Toa Payoh, Singapore 310045
Block 45 Lor 5 Toa Payoh is an HDB block in Toa Payoh, completed in 1992, with 117 dwelling units. Across 67 resales on record, 5-Room flats have recently resold around S$739k (S$524 psf, 125 sqm). The lease has approximately 67 years remaining.
What are the key facts about Block 45 Lor 5 Toa Payoh?
Block 45 Lor 5 Toa Payoh is an HDB block in Toa Payoh, completed in 1992, with 117 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1992
- Storeys
- 20
- Total units
- 117
- Flat model
- Improved · Model A
- Market segment
- RCR
- Median resale
- S$739k
- Last transacted
- Jun 2025
- Remaining lease
- ≈ 67 years
What are resale prices at Block 45 Lor 5 Toa Payoh?
5-Room flats have recently resold around S$739k (S$524 psf), from 67 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 4-Room | 19 | S$338,888recent | 107 sqm | S$294 psf |
| 5-Room | 48 | S$739,000recent | 125 sqm | S$524 psf |
Live now: 0 flats listed for sale at this block and 3 for rent (median S$4,000/mo) — search all listings.
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Jun 2025.
What rent and yield does Block 45 Lor 5 Toa Payoh get?
Flats at Block 45 Lor 5 Toa Payoh have recently sublet for a median of S$3,000/mo, an indicative gross rental yield of about 4.9% (from 17 recent rental contracts).
Median rent
S$3,000/mo
17 recent contracts
Gross rental yield
4.9%
indicative, gross
Annual rent
S$36,000
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 5-Room | 11 | S$3,080/mo |
| 4-Room | 6 | S$2,600/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Jan 2026. Source: HDB rental (subletting) data.
What has recently sold at Block 45 Lor 5 Toa Payoh?
Block 45 Lor 5 Toa Payoh has 67 recorded resales; the most recent transacted at S$880,000 in Jun 2025 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Jun 2025 | 5-Room | 04 TO 06 | 123 sqm | S$880,000 |
| Jun 2025 | 5-Room | 07 TO 09 | 136 sqm | S$990,000 |
| Jul 2023 | 5-Room | 01 TO 03 | 125 sqm | S$739,000 |
| Feb 2023 | 5-Room | 19 TO 21 | 136 sqm | S$963,000 |
| Jun 2022 | 5-Room | 01 TO 03 | 125 sqm | S$705,000 |
| Feb 2021 | 5-Room | 04 TO 06 | 123 sqm | S$688,000 |
| Oct 2020 | 5-Room | 13 TO 15 | 136 sqm | S$760,000 |
| Jul 2019 | 5-Room | 04 TO 06 | 123 sqm | S$678,000 |
| May 2019 | 5-Room | 19 TO 21 | 125 sqm | S$745,000 |
| Apr 2019 | 5-Room | 16 TO 18 | 125 sqm | S$748,000 |
| Feb 2018 | 4-Room | 07 TO 09 | 104 sqm | S$570,000 |
| Feb 2018 | 5-Room | 13 TO 15 | 136 sqm | S$730,000 |
What flat types are in Block 45 Lor 5 Toa Payoh?
Block 45 Lor 5 Toa Payoh has 117 units, mostly 5-Room flats of the Improved / Model A model.
Unit stock by flat type, from the HDB property information dataset.
Where is Block 45 Lor 5 Toa Payoh?
Block 45 Lor 5 Toa Payoh is an HDB block in Toa Payoh.
Block 45 Lor 5 Toa Payoh is an HDB block located along Lor 5 Toa Payoh. The block is recorded as completed around 1992, with up to 20 storeys. It has an estimated 117 residential units based on the HDB property information dataset. Flat types in the block include 4-room and 5-room units.
The address is Block 45 Lor 5 Toa Payoh, Singapore 310045. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.
The nearest rail connection is Toa Payoh MRT, approximately 782m away, around 12 minutes on foot. Nearby amenities include The Poiz Centre for shopping, COLD STORAGE SINGAPORE (1983) PTE LTD for groceries, Blk 75 Toa Payoh Lorong 5 # for food options, Toa Payoh Town Pk for greenery and recreation, Toa Payoh Polyclinic for polyclinic services, and Toa Payoh East Community Club for community facilities.
How far is Block 45 Lor 5 Toa Payoh from MRT and schools?
The nearest MRT/LRT to Block 45 Lor 5 Toa Payoh is Toa Payoh MRT, about 782 m away (~12 min walk). 4 schools are within 1 km, including 3 primary schools.
Getting around
- Toa Payoh MRT782 m · ~12 min
- Braddell MRT927 m · ~15 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority264 m
- First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority534 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km679 m
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority752 m
- Guangyang Secondary SchoolSecondary school1.0 km
- St Andrew's Junior CollegeJunior college1.1 km
- Chij Secondary (Toa Payoh)Secondary school1.2 km
- St Andrew's School (Junior)Primary school1.4 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 45 Lor 5 Toa Payoh?
Buying a flat at Block 45 Lor 5 Toa Payoh (~S$739k) needs about S$5,891/mo in income and S$2,775/mo in repayments, after S$16,770 stamp duty and a S$185k downpayment.
Illustrative, for a buyer at the recent median resale price (S$739k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$16,770
BSD, tiered
Downpayment (25%)
S$185k
cash + CPF
Monthly instalment
S$2,775/mo
25y @ 3.5%
Income required
S$5,891/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing Block 45 Lor 5 Toa Payoh? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at Block 45 Lor 5 Toa Payoh land close to the town median — fair value, no big premium.
Frequently asked questions about Block 45 Lor 5 Toa Payoh
How much does a 5-Room flat at Block 45 Lor 5 Toa Payoh cost?⌄
5-Room flats at Block 45 Lor 5 Toa Payoh have recently resold for a median of about S$739k (S$524 psf), from 67 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
What are resale prices at Block 45 Lor 5 Toa Payoh by flat type?⌄
4-Room ≈ S$339k; 5-Room ≈ S$739k (median resale, HDB caveats).
Is Block 45 Lor 5 Toa Payoh worth buying given its remaining lease?⌄
Block 45 Lor 5 Toa Payoh has about 67 years left on its 99-year lease (completed 1992). That's a long runway, so CPF usage and bank financing are generally unrestricted. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 45 Lor 5 Toa Payoh?⌄
Gross rental yield at Block 45 Lor 5 Toa Payoh is about 4.9%, based on a median subletting rent of about S$3,000/mo against a resale price of about S$739k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 45 Lor 5 Toa Payoh?⌄
For a flat at about S$739k on a 25-year HDB-style loan, you'd need roughly S$5,891/mo in household income, with repayments around S$2,775/mo after a S$185k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 45 Lor 5 Toa Payoh?⌄
The nearest MRT/LRT station to Block 45 Lor 5 Toa Payoh is Toa Payoh MRT, about 782 m away (~12 min walk).
Which primary schools are within 1 km of Block 45 Lor 5 Toa Payoh?⌄
Pei Chun Public School, First Toa Payoh Primary School, Kheng Cheng School are within 1 km of Block 45 Lor 5 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.