Block 97 Lor 3 Toa Payoh
97 Lor 3 Toa Payoh, Singapore 310097
Block 97 Lor 3 Toa Payoh is an HDB block in Toa Payoh, completed in 1992, with 80 dwelling units. 5-Room flats have recently resold around S$974k (123 sqm), from 51 resales on record. The lease has approximately 66 years remaining.
What are the key facts about Block 97 Lor 3 Toa Payoh?
Block 97 Lor 3 Toa Payoh is an HDB block in Toa Payoh, completed in 1992, with 80 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1992
- Storeys
- 17
- Total units
- 80
- Market segment
- RCR
- Median resale
- S$974k
- Last transacted
- Dec 2025
- Remaining lease
- ≈ 66 years
What are resale prices at Block 97 Lor 3 Toa Payoh?
5-Room flats have recently resold around S$974k (S$699 psf), from 51 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 5-Room | 51 | S$973,888recent | 123 sqm | S$699 psf |
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Dec 2025.
What has recently sold at Block 97 Lor 3 Toa Payoh?
Block 97 Lor 3 Toa Payoh has 51 recorded resales; the most recent transacted at S$1,050,000 in Dec 2025 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Dec 2025 | 5-Room | 07 TO 09 | 132 sqm | S$1,050,000 |
| Oct 2025 | 5-Room | 10 TO 12 | 135 sqm | S$1,100,000 |
| Feb 2025 | 5-Room | 16 TO 18 | 134 sqm | S$1,028,000 |
| Sept 2024 | 5-Room | 07 TO 09 | 134 sqm | S$1,010,000 |
| Jun 2024 | 5-Room | 07 TO 09 | 123 sqm | S$856,000 |
| Apr 2024 | 5-Room | 04 TO 06 | 122 sqm | S$1,008,000 |
| Oct 2023 | 5-Room | 07 TO 09 | 122 sqm | S$973,888 |
| Jun 2023 | 5-Room | 07 TO 09 | 134 sqm | S$1,008,000 |
| Apr 2021 | 5-Room | 04 TO 06 | 123 sqm | S$770,000 |
| Jan 2019 | 5-Room | 10 TO 12 | 122 sqm | S$830,000 |
| Dec 2017 | 5-Room | 10 TO 12 | 122 sqm | S$830,000 |
| May 2017 | 5-Room | 01 TO 03 | 123 sqm | S$610,000 |
What flat types are in Block 97 Lor 3 Toa Payoh?
Block 97 Lor 3 Toa Payoh has 80 units, mostly 5-Room flats.
Unit stock by flat type, from the HDB property information dataset.
How far is Block 97 Lor 3 Toa Payoh from MRT and schools?
The nearest MRT/LRT to Block 97 Lor 3 Toa Payoh is Braddell MRT, about 232 m away (~4 min walk). 10 schools are within 1 km, including 5 primary schools.
Getting around
- Braddell MRT232 m · ~4 min
- Toa Payoh MRT667 m · ~10 min
- Caldecott MRT922 m · ~14 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority159 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km613 m
- Raffles Girls' School (Secondary)Secondary schoolwithin 1 km649 m
- Guangyang Secondary SchoolSecondary schoolwithin 1 km698 m
- Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km849 m
- Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority880 m
- Marymount Convent SchoolPrimary schoolwithin 1 km · P1 priority883 m
- First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority883 m
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 97 Lor 3 Toa Payoh?
Buying a flat at Block 97 Lor 3 Toa Payoh (~S$974k) needs about S$7,764/mo in income and S$3,657/mo in repayments, after S$23,817 stamp duty and a S$243k downpayment.
Illustrative, for a buyer at the recent median resale price (S$974k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$23,817
BSD, tiered
Downpayment (25%)
S$243k
cash + CPF
Monthly instalment
S$3,657/mo
25y @ 3.5%
Income required
S$7,764/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Frequently asked questions about Block 97 Lor 3 Toa Payoh
What is the resale price at Block 97 Lor 3 Toa Payoh?⌄
5-Room flats at Block 97 Lor 3 Toa Payoh have recently resold around S$974k (123 sqm), based on HDB resale caveats. Resale prices vary by flat type, floor and remaining lease.
How many years are left on the lease at Block 97 Lor 3 Toa Payoh?⌄
Block 97 Lor 3 Toa Payoh has approximately 66 years left on its 99-year lease (completed 1992). This figure is taken from the most recent transacted flat.
How many units are in Block 97 Lor 3 Toa Payoh?⌄
Block 97 Lor 3 Toa Payoh has 80 dwelling units across up to 17 storeys, mostly 5 room flats.
What is the nearest MRT to Block 97 Lor 3 Toa Payoh?⌄
The nearest MRT/LRT station to Block 97 Lor 3 Toa Payoh is Braddell MRT, about 232 m away (~4 min walk).
Which primary schools are within 1 km of Block 97 Lor 3 Toa Payoh?⌄
Kheng Cheng School, Pei Chun Public School, Marymount Convent School, First Toa Payoh Primary School are within 1 km of Block 97 Lor 3 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
Is Block 97 Lor 3 Toa Payoh a good place to buy an HDB resale flat?⌄
Block 97 Lor 3 Toa Payoh sits in Toa Payoh, in the Toa Payoh planning area. Whether it suits you depends on your budget, the flat type, the remaining lease (≈66 years) and proximity to MRT and schools — all of which are summarised on this page from HDB resale data.
