Block 97 Lor 3 Toa Payoh
97 Lor 3 Toa Payoh, Singapore 310097
Block 97 Lor 3 Toa Payoh is an HDB block in Toa Payoh, completed in 1992, with 80 dwelling units. Across 52 resales on record, 5-Room flats have recently resold around S$1.01M (S$700 psf, 123 sqm). The lease has approximately 66 years remaining.
What are the key facts about Block 97 Lor 3 Toa Payoh?
Block 97 Lor 3 Toa Payoh is an HDB block in Toa Payoh, completed in 1992, with 80 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1992
- Storeys
- 17
- Total units
- 80
- Flat model
- Improved · Model A
- Market segment
- RCR
- Median resale
- S$1.01M
- Last transacted
- Jul 2026
- Remaining lease
- ≈ 66 years
What are resale prices at Block 97 Lor 3 Toa Payoh?
5-Room flats have recently resold around S$1.01M (S$700 psf), from 52 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 5-Room | 52 | S$1,008,000recent | 123 sqm | S$700 psf |
Live now: 0 flats listed for sale at this block and 3 for rent — search all listings.
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Jul 2026.
What rent and yield does Block 97 Lor 3 Toa Payoh get?
Flats at Block 97 Lor 3 Toa Payoh have recently sublet for a median of S$3,100/mo, an indicative gross rental yield of about 3.7% (from 12 recent rental contracts).
Median rent
S$3,100/mo
12 recent contracts
Gross rental yield
3.7%
indicative, gross
Annual rent
S$37,200
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 5-Room | 12 | S$3,100/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Jun 2026. Source: HDB rental (subletting) data.
What has recently sold at Block 97 Lor 3 Toa Payoh?
Block 97 Lor 3 Toa Payoh has 52 recorded resales; the most recent transacted at S$1,078,000 in Jul 2026 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Jul 2026 | 5-Room | 10 TO 12 | 122 sqm | S$1,078,000 |
| Dec 2025 | 5-Room | 07 TO 09 | 132 sqm | S$1,050,000 |
| Oct 2025 | 5-Room | 10 TO 12 | 135 sqm | S$1,100,000 |
| Feb 2025 | 5-Room | 16 TO 18 | 134 sqm | S$1,028,000 |
| Sept 2024 | 5-Room | 07 TO 09 | 134 sqm | S$1,010,000 |
| Jun 2024 | 5-Room | 07 TO 09 | 123 sqm | S$856,000 |
| Apr 2024 | 5-Room | 04 TO 06 | 122 sqm | S$1,008,000 |
| Oct 2023 | 5-Room | 07 TO 09 | 122 sqm | S$973,888 |
| Jun 2023 | 5-Room | 07 TO 09 | 134 sqm | S$1,008,000 |
| Apr 2021 | 5-Room | 04 TO 06 | 123 sqm | S$770,000 |
| Jan 2019 | 5-Room | 10 TO 12 | 122 sqm | S$830,000 |
| Dec 2017 | 5-Room | 10 TO 12 | 122 sqm | S$830,000 |
What flat types are in Block 97 Lor 3 Toa Payoh?
Block 97 Lor 3 Toa Payoh has 80 units, mostly 5-Room flats of the Improved / Model A model.
Unit stock by flat type, from the HDB property information dataset.
Where is Block 97 Lor 3 Toa Payoh?
Block 97 Lor 3 Toa Payoh is an HDB block in Toa Payoh.
Block 97 Lor 3 Toa Payoh is an HDB block located along Lor 3 Toa Payoh. The block is recorded as completed around 1992, with up to 17 storeys. It has an estimated 80 residential units based on the HDB property information dataset. Flat types in the block include 5-room units.
The address is Block 97 Lor 3 Toa Payoh, Singapore 310097. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.
The nearest rail connection is Braddell MRT, approximately 232m away, around 4 minutes on foot. Nearby amenities include Junction 8 for shopping, NTUC Fairprice Co-operative Ltd for groceries, Blk 93 Toa Payoh Lorong 4 for food options, Toa Payoh Town Pk for greenery and recreation, and Toa Payoh West Community Club for community facilities.
How far is Block 97 Lor 3 Toa Payoh from MRT and schools?
The nearest MRT/LRT to Block 97 Lor 3 Toa Payoh is Braddell MRT, about 232 m away (~4 min walk). 10 schools are within 1 km, including 5 primary schools.
Getting around
- Braddell MRT232 m · ~4 min
- Toa Payoh MRT667 m · ~10 min
- Caldecott MRT922 m · ~14 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority159 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km613 m
- Raffles Girls' School (Secondary)Secondary schoolwithin 1 km649 m
- Guangyang Secondary SchoolSecondary schoolwithin 1 km698 m
- Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km849 m
- Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority880 m
- Marymount Convent SchoolPrimary schoolwithin 1 km · P1 priority883 m
- First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority883 m
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 97 Lor 3 Toa Payoh?
Buying a flat at Block 97 Lor 3 Toa Payoh (~S$1.01M) needs about S$8,035/mo in income and S$3,785/mo in repayments, after S$24,920 stamp duty and a S$252k downpayment.
Illustrative, for a buyer at the recent median resale price (S$1.01M) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$24,920
BSD, tiered
Downpayment (25%)
S$252k
cash + CPF
Monthly instalment
S$3,785/mo
25y @ 3.5%
Income required
S$8,035/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing Block 97 Lor 3 Toa Payoh? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at Block 97 Lor 3 Toa Payoh land close to the town median — fair value, no big premium.
Frequently asked questions about Block 97 Lor 3 Toa Payoh
How much does a 5-Room flat at Block 97 Lor 3 Toa Payoh cost?⌄
5-Room flats at Block 97 Lor 3 Toa Payoh have recently resold for a median of about S$1.01M (S$700 psf), from 52 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
Is Block 97 Lor 3 Toa Payoh worth buying given its remaining lease?⌄
Block 97 Lor 3 Toa Payoh has about 66 years left on its 99-year lease (completed 1992). That's a long runway, so CPF usage and bank financing are generally unrestricted. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 97 Lor 3 Toa Payoh?⌄
Gross rental yield at Block 97 Lor 3 Toa Payoh is about 3.7%, based on a median subletting rent of about S$3,100/mo against a resale price of about S$1.01M. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 97 Lor 3 Toa Payoh?⌄
For a flat at about S$1.01M on a 25-year HDB-style loan, you'd need roughly S$8,035/mo in household income, with repayments around S$3,785/mo after a S$252k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 97 Lor 3 Toa Payoh?⌄
The nearest MRT/LRT station to Block 97 Lor 3 Toa Payoh is Braddell MRT, about 232 m away (~4 min walk).
Which primary schools are within 1 km of Block 97 Lor 3 Toa Payoh?⌄
Kheng Cheng School, Pei Chun Public School, Marymount Convent School, First Toa Payoh Primary School are within 1 km of Block 97 Lor 3 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.