Block 95 Lor 4 Toa Payoh
95 Lor 4 Toa Payoh, Singapore 310095
Block 95 Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1967, with 34 dwelling units. Across 46 resales on record, 3-Room flats have recently resold around S$278k (S$427 psf, 60 sqm). The lease has approximately 41 years remaining.
What are the key facts about Block 95 Lor 4 Toa Payoh?
Block 95 Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1967, with 34 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1967
- Storeys
- 4
- Total units
- 34
- Flat model
- Standard · Adjoined Flat
- Market segment
- RCR
- Median resale
- S$278k
- Last transacted
- Aug 2025
- Remaining lease
- ≈ 41 years
What are resale prices at Block 95 Lor 4 Toa Payoh?
3-Room flats have recently resold around S$278k (S$427 psf), from 46 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 3-Room | 45 | S$276,000recent | 60 sqm | S$427 psf |
| 4-Room | 1 | S$503,000 | 120 sqm | S$389 psf |
Live now: 0 flats listed for sale at this block and 4 for rent — search all listings.
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Aug 2025.
What rent and yield does Block 95 Lor 4 Toa Payoh get?
Flats at Block 95 Lor 4 Toa Payoh have recently sublet for a median of S$2,100/mo, an indicative gross rental yield of about 9.1% (from 11 recent rental contracts).
Median rent
S$2,100/mo
11 recent contracts
Gross rental yield
9.1%
indicative, gross
Annual rent
S$25,200
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 3-Room | 11 | S$2,100/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Apr 2026. Source: HDB rental (subletting) data.
What has recently sold at Block 95 Lor 4 Toa Payoh?
Block 95 Lor 4 Toa Payoh has 46 recorded resales; the most recent transacted at S$358,000 in Aug 2025 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Aug 2025 | 3-Room | 04 TO 06 | 60 sqm | S$358,000 |
| Jul 2025 | 3-Room | 01 TO 03 | 60 sqm | S$348,000 |
| Jul 2025 | 3-Room | 01 TO 03 | 60 sqm | S$345,000 |
| Dec 2024 | 3-Room | 01 TO 03 | 60 sqm | S$318,000 |
| Jan 2023 | 3-Room | 04 TO 06 | 60 sqm | S$275,000 |
| Dec 2022 | 3-Room | 01 TO 03 | 60 sqm | S$288,888 |
| Jul 2022 | 3-Room | 04 TO 06 | 60 sqm | S$275,000 |
| Jul 2022 | 3-Room | 04 TO 06 | 60 sqm | S$278,000 |
| Oct 2021 | 3-Room | 01 TO 03 | 60 sqm | S$270,000 |
| Aug 2021 | 3-Room | 04 TO 06 | 60 sqm | S$276,000 |
| Jun 2021 | 3-Room | 01 TO 03 | 60 sqm | S$260,000 |
| Feb 2021 | 4-Room | 01 TO 03 | 120 sqm | S$503,000 |
What flat types are in Block 95 Lor 4 Toa Payoh?
Block 95 Lor 4 Toa Payoh has 34 units, mostly 3-Room flats of the Standard / Adjoined Flat model.
Unit stock by flat type, from the HDB property information dataset.
Where is Block 95 Lor 4 Toa Payoh?
Block 95 Lor 4 Toa Payoh is an HDB block in Toa Payoh.
Block 95 Lor 4 Toa Payoh is an HDB block located along Lor 4 Toa Payoh. The block is recorded as completed around 1967, with up to 4 storeys. It has an estimated 34 residential units based on the HDB property information dataset. Flat types in the block include 3-room and 4-room units.
The address is Block 95 Lor 4 Toa Payoh, Singapore 310095. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.
The nearest rail connection is Braddell MRT, approximately 300m away, around 5 minutes on foot. Nearby amenities include Junction 8 for shopping, LIN POH LING for groceries, Blk 93 Toa Payoh Lorong 4 for food options, Toa Payoh Town Pk for greenery and recreation, and Toa Payoh Central Community Club for community facilities.
How far is Block 95 Lor 4 Toa Payoh from MRT and schools?
The nearest MRT/LRT to Block 95 Lor 4 Toa Payoh is Braddell MRT, about 301 m away (~5 min walk). 7 schools are within 1 km, including 3 primary schools.
Getting around
- Braddell MRT301 m · ~5 min
- Toa Payoh MRT716 m · ~11 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority268 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km487 m
- Guangyang Secondary SchoolSecondary schoolwithin 1 km628 m
- First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority744 m
- Raffles Girls' School (Secondary)Secondary schoolwithin 1 km747 m
- Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority752 m
- Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km957 m
- Marymount Convent SchoolPrimary school1.0 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 95 Lor 4 Toa Payoh?
Buying a flat at Block 95 Lor 4 Toa Payoh (~S$278k) needs about S$2,216/mo in income and S$1,044/mo in repayments, after S$3,760 stamp duty and a S$70k downpayment.
Illustrative, for a buyer at the recent median resale price (S$278k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$3,760
BSD, tiered
Downpayment (25%)
S$70k
cash + CPF
Monthly instalment
S$1,044/mo
25y @ 3.5%
Income required
S$2,216/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing Block 95 Lor 4 Toa Payoh? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at Block 95 Lor 4 Toa Payoh land close to the town median — fair value, no big premium.
Frequently asked questions about Block 95 Lor 4 Toa Payoh
How much does a 3-Room flat at Block 95 Lor 4 Toa Payoh cost?⌄
3-Room flats at Block 95 Lor 4 Toa Payoh have recently resold for a median of about S$278k (S$427 psf), from 46 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
What are resale prices at Block 95 Lor 4 Toa Payoh by flat type?⌄
3-Room ≈ S$276k; 4-Room ≈ S$503k (median resale, HDB caveats).
Is Block 95 Lor 4 Toa Payoh worth buying given its remaining lease?⌄
Block 95 Lor 4 Toa Payoh has about 41 years left on its 99-year lease (completed 1967). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 95 Lor 4 Toa Payoh?⌄
Gross rental yield at Block 95 Lor 4 Toa Payoh is about 9.1%, based on a median subletting rent of about S$2,100/mo against a resale price of about S$278k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 95 Lor 4 Toa Payoh?⌄
For a flat at about S$278k on a 25-year HDB-style loan, you'd need roughly S$2,216/mo in household income, with repayments around S$1,044/mo after a S$70k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 95 Lor 4 Toa Payoh?⌄
The nearest MRT/LRT station to Block 95 Lor 4 Toa Payoh is Braddell MRT, about 301 m away (~5 min walk).
Which primary schools are within 1 km of Block 95 Lor 4 Toa Payoh?⌄
Kheng Cheng School, First Toa Payoh Primary School, Pei Chun Public School are within 1 km of Block 95 Lor 4 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.