Block 85 Lor 4 Toa Payoh
85 Lor 4 Toa Payoh, Singapore 310085
Block 85 Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1971, with 10 dwelling units. Across 11 resales on record, 3-Room flats have recently resold around S$200k (S$273 psf, 68 sqm). The lease has approximately 45 years remaining.
What are the key facts about Block 85 Lor 4 Toa Payoh?
Block 85 Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1971, with 10 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1971
- Storeys
- 2
- Total units
- 10
- Flat model
- Improved
- Market segment
- RCR
- Median resale
- S$200k
- Last transacted
- Jan 2026
- Remaining lease
- ≈ 45 years
What are resale prices at Block 85 Lor 4 Toa Payoh?
3-Room flats have recently resold around S$200k (S$273 psf), from 11 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 3-Room | 11 | S$200,000recent | 68 sqm | S$273 psf |
Live now: 0 flats listed for sale at this block and 2 for rent — search all listings.
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Jan 2026.
What rent and yield does Block 85 Lor 4 Toa Payoh get?
Flats at Block 85 Lor 4 Toa Payoh have recently sublet for a median of S$2,500/mo (from 3 recent rental contracts).
Median rent
S$2,500/mo
3 recent contracts
Gross rental yield
—
indicative, gross
Annual rent
S$30,000
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 3-Room | 3 | S$2,500/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Oct 2025. Source: HDB rental (subletting) data.
What has recently sold at Block 85 Lor 4 Toa Payoh?
Block 85 Lor 4 Toa Payoh has 11 recorded resales; the most recent transacted at S$380,000 in Jan 2026 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Jan 2026 | 3-Room | 01 TO 03 | 68 sqm | S$380,000 |
| Jun 2024 | 3-Room | 01 TO 03 | 68 sqm | S$382,000 |
| Jan 2019 | 3-Room | 01 TO 03 | 68 sqm | S$200,000 |
| Jun 2009 | 3-Room | 01 TO 03 | 68 sqm | S$265,000 |
| May 2008 | 3-Room | 01 TO 03 | 68 sqm | S$225,000 |
| Sept 2007 | 3-Room | 01 TO 03 | 68 sqm | S$210,000 |
| Jul 2004 | 3-Room | 01 TO 03 | 68 sqm | S$186,000 |
| Mar 2003 | 3-Room | 01 TO 03 | 68 sqm | S$165,000 |
| Dec 2000 | 3-Room | 01 TO 03 | 68 sqm | S$144,000 |
| Sept 1990 | 3-Room | 01 TO 03 | 76 sqm | S$35,000 |
| Apr 1990 | 3-Room | 01 TO 03 | 68 sqm | S$36,500 |
What flat types are in Block 85 Lor 4 Toa Payoh?
Block 85 Lor 4 Toa Payoh has 10 units, mostly 3-Room flats of the Improved model.
Unit stock by flat type, from the HDB property information dataset.
Where is Block 85 Lor 4 Toa Payoh?
Block 85 Lor 4 Toa Payoh is an HDB block in Toa Payoh.
Block 85 Lor 4 Toa Payoh is an HDB block located along Lor 4 Toa Payoh. The block is recorded as completed around 1971, with up to 2 storeys. It has an estimated 10 residential units based on the HDB property information dataset. Flat types in the block include 3-room units.
The address is Block 85 Lor 4 Toa Payoh, Singapore 310085. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.
The nearest rail connection is Toa Payoh MRT, approximately 419m away, around 7 minutes on foot. Nearby amenities include Junction 8 for shopping, NTUC Fairprice Co-operative Ltd for groceries, Blk 93 Toa Payoh Lorong 4 for food options, Toa Payoh Town Pk for greenery and recreation, and Toa Payoh Central Community Club for community facilities.
How far is Block 85 Lor 4 Toa Payoh from MRT and schools?
The nearest MRT/LRT to Block 85 Lor 4 Toa Payoh is Toa Payoh MRT, about 419 m away (~7 min walk). 8 schools are within 1 km, including 4 primary schools.
Getting around
- Toa Payoh MRT419 m · ~7 min
- Braddell MRT499 m · ~8 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority184 m
- Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km714 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km747 m
- Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority805 m
- Chij Primary (Toa Payoh)Primary schoolwithin 1 km · P1 priority830 m
- Raffles Girls' School (Secondary)Secondary schoolwithin 1 km881 m
- First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority908 m
- Guangyang Secondary SchoolSecondary schoolwithin 1 km925 m
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 85 Lor 4 Toa Payoh?
Buying a flat at Block 85 Lor 4 Toa Payoh (~S$200k) needs about S$1,594/mo in income and S$751/mo in repayments, after S$2,200 stamp duty and a S$50k downpayment.
Illustrative, for a buyer at the recent median resale price (S$200k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$2,200
BSD, tiered
Downpayment (25%)
S$50k
cash + CPF
Monthly instalment
S$751/mo
25y @ 3.5%
Income required
S$1,594/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing Block 85 Lor 4 Toa Payoh? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at Block 85 Lor 4 Toa Payoh land close to the town median — fair value, no big premium.
Frequently asked questions about Block 85 Lor 4 Toa Payoh
How much does a 3-Room flat at Block 85 Lor 4 Toa Payoh cost?⌄
3-Room flats at Block 85 Lor 4 Toa Payoh have recently resold for a median of about S$200k (S$273 psf), from 11 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
Is Block 85 Lor 4 Toa Payoh worth buying given its remaining lease?⌄
Block 85 Lor 4 Toa Payoh has about 45 years left on its 99-year lease (completed 1971). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 85 Lor 4 Toa Payoh?⌄
based on a median subletting rent of about S$2,500/mo against a resale price of about S$200k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 85 Lor 4 Toa Payoh?⌄
For a flat at about S$200k on a 25-year HDB-style loan, you'd need roughly S$1,594/mo in household income, with repayments around S$751/mo after a S$50k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 85 Lor 4 Toa Payoh?⌄
The nearest MRT/LRT station to Block 85 Lor 4 Toa Payoh is Toa Payoh MRT, about 419 m away (~7 min walk).
Which primary schools are within 1 km of Block 85 Lor 4 Toa Payoh?⌄
Kheng Cheng School, Pei Chun Public School, Chij Primary (Toa Payoh), First Toa Payoh Primary School are within 1 km of Block 85 Lor 4 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.