Block 81B Lor 4 Toa Payoh
81B Lor 4 Toa Payoh, Singapore 312081
Block 81B Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1995, with 82 dwelling units. Across 70 resales on record, 5-Room flats have recently resold around S$805k (S$638 psf, 105 sqm). The lease has approximately 70 years remaining.
What are the key facts about Block 81B Lor 4 Toa Payoh?
Block 81B Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1995, with 82 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1995
- Storeys
- 25
- Total units
- 82
- Flat model
- Improved · Model A
- Market segment
- RCR
- Median resale
- S$805k
- Last transacted
- Jan 2026
- Remaining lease
- ≈ 70 years
What are resale prices at Block 81B Lor 4 Toa Payoh?
5-Room flats have recently resold around S$805k (S$638 psf), from 70 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 4-Room | 35 | S$668,000recent | 105 sqm | S$600 psf |
| 5-Room | 35 | S$810,000recent | 121 sqm | S$617 psf |
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Jan 2026.
What rent and yield does Block 81B Lor 4 Toa Payoh get?
Flats at Block 81B Lor 4 Toa Payoh have recently sublet for a median of S$3,600/mo, an indicative gross rental yield of about 5.4% (from 6 recent rental contracts).
Median rent
S$3,600/mo
6 recent contracts
Gross rental yield
5.4%
indicative, gross
Annual rent
S$43,200
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 5-Room | 3 | S$3,450/mo |
| 4-Room | 3 | S$3,800/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract May 2026. Source: HDB rental (subletting) data.
What has recently sold at Block 81B Lor 4 Toa Payoh?
Block 81B Lor 4 Toa Payoh has 70 recorded resales; the most recent transacted at S$980,000 in Jan 2026 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Jan 2026 | 5-Room | 01 TO 03 | 121 sqm | S$980,000 |
| Sept 2023 | 4-Room | 04 TO 06 | 103 sqm | S$816,888 |
| Jan 2023 | 4-Room | 16 TO 18 | 105 sqm | S$805,000 |
| Aug 2022 | 4-Room | 16 TO 18 | 105 sqm | S$805,000 |
| Jan 2022 | 4-Room | 01 TO 03 | 105 sqm | S$669,888 |
| Jan 2022 | 5-Room | 16 TO 18 | 122 sqm | S$845,000 |
| Dec 2021 | 5-Room | 22 TO 24 | 122 sqm | S$910,000 |
| Sept 2021 | 5-Room | 16 TO 18 | 122 sqm | S$810,000 |
| Feb 2021 | 4-Room | 22 TO 24 | 105 sqm | S$720,000 |
| Dec 2020 | 5-Room | 07 TO 09 | 121 sqm | S$785,000 |
| Sept 2019 | 5-Room | 19 TO 21 | 122 sqm | S$838,000 |
| Feb 2019 | 4-Room | 07 TO 09 | 103 sqm | S$665,000 |
What flat types are in Block 81B Lor 4 Toa Payoh?
Block 81B Lor 4 Toa Payoh has 82 units, mostly 5-Room flats of the Improved / Model A model.
Unit stock by flat type, from the HDB property information dataset.
Where is Block 81B Lor 4 Toa Payoh?
Block 81B Lor 4 Toa Payoh is an HDB block in Toa Payoh.
Block 81B Lor 4 Toa Payoh is an HDB block located along Lor 4 Toa Payoh. The block is recorded as completed around 1995, with up to 25 storeys. It has an estimated 82 residential units based on the HDB property information dataset. Flat types in the block include 4-room and 5-room units.
The address is Block 81B Lor 4 Toa Payoh, Singapore 312081. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.
The nearest rail connection is Toa Payoh MRT, approximately 449m away, around 7 minutes on foot. Nearby amenities include Junction 8 for shopping, COLD STORAGE SINGAPORE (1983) PTE LTD for groceries, Blk 93 Toa Payoh Lorong 4 for food options, Toa Payoh Town Pk for greenery and recreation, and Toa Payoh Central Community Club for community facilities.
How far is Block 81B Lor 4 Toa Payoh from MRT and schools?
The nearest MRT/LRT to Block 81B Lor 4 Toa Payoh is Toa Payoh MRT, about 449 m away (~7 min walk). 7 schools are within 1 km, including 4 primary schools.
Getting around
- Toa Payoh MRT449 m · ~7 min
- Braddell MRT600 m · ~9 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority329 m
- Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority664 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km705 m
- First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority802 m
- Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km822 m
- Guangyang Secondary SchoolSecondary schoolwithin 1 km940 m
- Chij Primary (Toa Payoh)Primary schoolwithin 1 km · P1 priority951 m
- Raffles Girls' School (Secondary)Secondary school1.0 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 81B Lor 4 Toa Payoh?
Buying a flat at Block 81B Lor 4 Toa Payoh (~S$805k) needs about S$6,417/mo in income and S$3,023/mo in repayments, after S$18,750 stamp duty and a S$201k downpayment.
Illustrative, for a buyer at the recent median resale price (S$805k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$18,750
BSD, tiered
Downpayment (25%)
S$201k
cash + CPF
Monthly instalment
S$3,023/mo
25y @ 3.5%
Income required
S$6,417/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing Block 81B Lor 4 Toa Payoh? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at Block 81B Lor 4 Toa Payoh land close to the town median — fair value, no big premium.
Frequently asked questions about Block 81B Lor 4 Toa Payoh
How much does a 5-Room flat at Block 81B Lor 4 Toa Payoh cost?⌄
5-Room flats at Block 81B Lor 4 Toa Payoh have recently resold for a median of about S$805k (S$638 psf), from 70 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
What are resale prices at Block 81B Lor 4 Toa Payoh by flat type?⌄
4-Room ≈ S$668k; 5-Room ≈ S$810k (median resale, HDB caveats).
Is Block 81B Lor 4 Toa Payoh worth buying given its remaining lease?⌄
Block 81B Lor 4 Toa Payoh has about 70 years left on its 99-year lease (completed 1995). That's a long runway, so CPF usage and bank financing are generally unrestricted. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 81B Lor 4 Toa Payoh?⌄
Gross rental yield at Block 81B Lor 4 Toa Payoh is about 5.4%, based on a median subletting rent of about S$3,600/mo against a resale price of about S$805k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 81B Lor 4 Toa Payoh?⌄
For a flat at about S$805k on a 25-year HDB-style loan, you'd need roughly S$6,417/mo in household income, with repayments around S$3,023/mo after a S$201k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 81B Lor 4 Toa Payoh?⌄
The nearest MRT/LRT station to Block 81B Lor 4 Toa Payoh is Toa Payoh MRT, about 449 m away (~7 min walk).
Which primary schools are within 1 km of Block 81B Lor 4 Toa Payoh?⌄
Kheng Cheng School, Pei Chun Public School, First Toa Payoh Primary School, Chij Primary (Toa Payoh) are within 1 km of Block 81B Lor 4 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.