HDBRCRToa Payoh

Block 81A Lor 4 Toa Payoh

81A Lor 4 Toa Payoh, Singapore 311081

Reviewed by Nathan TangUpdated 10 August 2026Data through May 2026 (HDB)
Quick Summary

Block 81A Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1995, with 82 dwelling units. Across 50 resales on record, 5-Room flats have recently resold around S$822k (S$626 psf, 121 sqm). The lease has approximately 70 years remaining.

1

What are the key facts about Block 81A Lor 4 Toa Payoh?

Key Takeaway

Block 81A Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1995, with 82 dwelling units.

Town
Toa Payoh
Planning area
Toa Payoh
Completed
1995
Storeys
25
Total units
82
Flat model
Improved · Model A
Market segment
RCR
Median resale
S$822k
Last transacted
May 2026
Remaining lease
≈ 70 years
2

What are resale prices at Block 81A Lor 4 Toa Payoh?

Key Takeaway

5-Room flats have recently resold around S$822k (S$626 psf), from 50 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
4-Room24S$525,000recent105 sqmS$465 psf
5-Room26S$821,000recent121 sqmS$625 psf

Live now: 4 flats listed for sale at this block (median asking S$1.10M) and 3 for rent (median S$4,500/mo) search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through May 2026.

3

What rent and yield does Block 81A Lor 4 Toa Payoh get?

Key Takeaway

Flats at Block 81A Lor 4 Toa Payoh have recently sublet for a median of S$3,500/mo, an indicative gross rental yield of about 5.1% (from 24 recent rental contracts).

Median rent

S$3,500/mo

24 recent contracts

Gross rental yield

5.1%

indicative, gross

Annual rent

S$42,000

median × 12 months

Flat typeContractsMedian rent
5-Room21S$3,500/mo
4-Room7S$3,450/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Apr 2026. Source: HDB rental (subletting) data.

4

What has recently sold at Block 81A Lor 4 Toa Payoh?

Key Takeaway

Block 81A Lor 4 Toa Payoh has 50 recorded resales; the most recent transacted at S$978,888 in May 2026 (HDB caveat data).

DateFlat typeStoreySizePrice
May 20264-Room22 TO 24105 sqmS$978,888
Apr 20255-Room22 TO 24122 sqmS$1,230,000
Feb 20254-Room04 TO 06105 sqmS$875,888
Dec 20245-Room22 TO 24121 sqmS$1,220,000
Aug 20245-Room01 TO 03121 sqmS$910,000
Dec 20215-Room25 TO 27121 sqmS$908,888
Aug 20205-Room10 TO 12121 sqmS$780,000
Feb 20195-Room13 TO 15122 sqmS$822,000
Jul 20185-Room13 TO 15122 sqmS$821,000
Mar 20185-Room04 TO 06121 sqmS$800,000
Jan 20184-Room10 TO 12105 sqmS$670,000
Jan 20174-Room04 TO 06103 sqmS$650,000
5

What flat types are in Block 81A Lor 4 Toa Payoh?

Key Takeaway

Block 81A Lor 4 Toa Payoh has 82 units, mostly 5-Room flats of the Improved / Model A model.

Unit stock by flat type, from the HDB property information dataset.

5-Room: 484-Room: 34
6

Where is Block 81A Lor 4 Toa Payoh?

Key Takeaway

Block 81A Lor 4 Toa Payoh is an HDB block in Toa Payoh.

Block 81A Lor 4 Toa Payoh is an HDB block located along Lor 4 Toa Payoh. The block is recorded as completed around 1995, with up to 25 storeys. It has an estimated 82 residential units based on the HDB property information dataset. Flat types in the block include 4-room and 5-room units.

The address is Block 81A Lor 4 Toa Payoh, Singapore 311081. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.

The nearest rail connection is Toa Payoh MRT, approximately 442m away, around 7 minutes on foot. Nearby amenities include Junction 8 for shopping, COLD STORAGE SINGAPORE (1983) PTE LTD for groceries, Blk 74 Toa Payoh Lorong 4 for food options, Toa Payoh Town Pk for greenery and recreation, Toa Payoh Polyclinic for polyclinic services, and Toa Payoh Central Community Club for community facilities.

7

How far is Block 81A Lor 4 Toa Payoh from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 81A Lor 4 Toa Payoh is Toa Payoh MRT, about 442 m away (~7 min walk). 7 schools are within 1 km, including 4 primary schools.

Getting around

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority375 m
  • Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority641 m
  • Beatty Secondary SchoolSecondary schoolwithin 1 km725 m
  • First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority798 m
  • Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km836 m
  • Chij Primary (Toa Payoh)Primary schoolwithin 1 km · P1 priority970 m
  • Guangyang Secondary SchoolSecondary schoolwithin 1 km973 m
  • Raffles Girls' School (Secondary)Secondary school1.1 km

Shops, food & parks

Mall: Junction 8 · 1.7 kmSupermarket: Cold Storage Singapore (1983) Pte Ltd · 248 mHawker centre: Blk 74 Toa Payoh Lorong 4 · 247 mPark: Toa Payoh Town Pk · 613 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 81A Lor 4 Toa Payoh?

Key Takeaway

Buying a flat at Block 81A Lor 4 Toa Payoh (~S$822k) needs about S$6,553/mo in income and S$3,086/mo in repayments, after S$19,260 stamp duty and a S$206k downpayment.

Illustrative, for a buyer at the recent median resale price (S$822k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$19,260

BSD, tiered

Downpayment (25%)

S$206k

cash + CPF

Monthly instalment

S$3,086/mo

25y @ 3.5%

Income required

S$6,553/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 81A Lor 4 Toa Payoh? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

PropKaki
What have flats at Block 81A Lor 4 Toa Payoh sold for recently?

Recent sales at Block 81A Lor 4 Toa Payoh land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 81A Lor 4 Toa Payoh

How much does a 5-Room flat at Block 81A Lor 4 Toa Payoh cost?

5-Room flats at Block 81A Lor 4 Toa Payoh have recently resold for a median of about S$822k (S$626 psf), from 50 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

What are resale prices at Block 81A Lor 4 Toa Payoh by flat type?

4-Room ≈ S$525k; 5-Room ≈ S$821k (median resale, HDB caveats).

Is Block 81A Lor 4 Toa Payoh worth buying given its remaining lease?

Block 81A Lor 4 Toa Payoh has about 70 years left on its 99-year lease (completed 1995). That's a long runway, so CPF usage and bank financing are generally unrestricted. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 81A Lor 4 Toa Payoh?

Gross rental yield at Block 81A Lor 4 Toa Payoh is about 5.1%, based on a median subletting rent of about S$3,500/mo against a resale price of about S$822k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 81A Lor 4 Toa Payoh?

For a flat at about S$822k on a 25-year HDB-style loan, you'd need roughly S$6,553/mo in household income, with repayments around S$3,086/mo after a S$206k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

What is the nearest MRT to Block 81A Lor 4 Toa Payoh?

The nearest MRT/LRT station to Block 81A Lor 4 Toa Payoh is Toa Payoh MRT, about 442 m away (~7 min walk).

Which primary schools are within 1 km of Block 81A Lor 4 Toa Payoh?

Kheng Cheng School, Pei Chun Public School, First Toa Payoh Primary School, Chij Primary (Toa Payoh) are within 1 km of Block 81A Lor 4 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

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