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HDBRCRToa Payoh

Block 81 Lor 4 Toa Payoh

81 Lor 4 Toa Payoh, Singapore 310081

Reviewed by Nathan TangUpdated 21 June 2026Data through May 2026 (HDB)
Quick Summary

Block 81 Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1995, with 69 dwelling units. 5-Room flats have recently resold around S$888k (122 sqm), from 64 resales on record. The lease has approximately 70 years remaining.

1

What are the key facts about Block 81 Lor 4 Toa Payoh?

Key Takeaway

Block 81 Lor 4 Toa Payoh is an HDB block in Toa Payoh, completed in 1995, with 69 dwelling units.

Town
Toa Payoh
Planning area
Toa Payoh
Completed
1995
Storeys
25
Total units
69
Market segment
RCR
Median resale
S$888k
Last transacted
May 2026
Remaining lease
≈ 70 years
2

What are resale prices at Block 81 Lor 4 Toa Payoh?

Key Takeaway

5-Room flats have recently resold around S$888k (S$676 psf), from 64 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
4-Room17S$458,000recent104 sqmS$413 psf
5-Room47S$888,000recent122 sqmS$676 psf

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through May 2026.

3

What has recently sold at Block 81 Lor 4 Toa Payoh?

Key Takeaway

Block 81 Lor 4 Toa Payoh has 64 recorded resales; the most recent transacted at S$1,250,000 in May 2026 (HDB caveat data).

DateFlat typeStoreySizePrice
May 20265-Room22 TO 24122 sqmS$1,250,000
Sept 20254-Room16 TO 18104 sqmS$975,000
Aug 20255-Room16 TO 18122 sqmS$1,185,000
Apr 20235-Room16 TO 18122 sqmS$999,000
Aug 20225-Room19 TO 21122 sqmS$1,020,000
Jul 20225-Room22 TO 24122 sqmS$978,800
Dec 20215-Room04 TO 06121 sqmS$780,000
Feb 20215-Room10 TO 12122 sqmS$850,888
Nov 20204-Room19 TO 21104 sqmS$718,000
Nov 20205-Room13 TO 15122 sqmS$828,888
Aug 20204-Room04 TO 06103 sqmS$673,000
Sept 20195-Room19 TO 21122 sqmS$888,000
4

What flat types are in Block 81 Lor 4 Toa Payoh?

Key Takeaway

Block 81 Lor 4 Toa Payoh has 69 units, mostly 5-Room flats.

Unit stock by flat type, from the HDB property information dataset.

5-Room: 464-Room: 23
5

How far is Block 81 Lor 4 Toa Payoh from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 81 Lor 4 Toa Payoh is Toa Payoh MRT, about 448 m away (~7 min walk). 6 schools are within 1 km, including 4 primary schools.

Getting around

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority423 m
  • Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority614 m
  • Beatty Secondary SchoolSecondary schoolwithin 1 km739 m
  • First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority788 m
  • Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km860 m
  • Chij Primary (Toa Payoh)Primary schoolwithin 1 km · P1 priority998 m
  • Guangyang Secondary SchoolSecondary school1.0 km
  • Raffles Girls' School (Secondary)Secondary school1.1 km

Shops, food & parks

Mall: Junction 8 · 1.7 kmSupermarket: Cold Storage Singapore (1983) Pte Ltd · 209 mHawker centre: Blk 74 Toa Payoh Lorong 4 · 200 mPark: Toa Payoh Town Pk · 604 m

Straight-line distances from the block. Source: PropKaki amenities data.

6

What does it cost to buy a flat at Block 81 Lor 4 Toa Payoh?

Key Takeaway

Buying a flat at Block 81 Lor 4 Toa Payoh (~S$888k) needs about S$7,079/mo in income and S$3,334/mo in repayments, after S$21,240 stamp duty and a S$222k downpayment.

Illustrative, for a buyer at the recent median resale price (S$888k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$21,240

BSD, tiered

Downpayment (25%)

S$222k

cash + CPF

Monthly instalment

S$3,334/mo

25y @ 3.5%

Income required

S$7,079/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

7

Frequently asked questions about Block 81 Lor 4 Toa Payoh

What is the resale price at Block 81 Lor 4 Toa Payoh?

5-Room flats at Block 81 Lor 4 Toa Payoh have recently resold around S$888k (122 sqm), based on HDB resale caveats. Resale prices vary by flat type, floor and remaining lease.

How much are flats at Block 81 Lor 4 Toa Payoh by flat type?

4-Room ≈ S$458k; 5-Room ≈ S$888k. Figures are median resale prices from HDB caveats.

How many years are left on the lease at Block 81 Lor 4 Toa Payoh?

Block 81 Lor 4 Toa Payoh has approximately 70 years left on its 99-year lease (completed 1995). This figure is taken from the most recent transacted flat.

How many units are in Block 81 Lor 4 Toa Payoh?

Block 81 Lor 4 Toa Payoh has 69 dwelling units across up to 25 storeys, mostly 5 room flats.

What is the nearest MRT to Block 81 Lor 4 Toa Payoh?

The nearest MRT/LRT station to Block 81 Lor 4 Toa Payoh is Toa Payoh MRT, about 448 m away (~7 min walk).

Which primary schools are within 1 km of Block 81 Lor 4 Toa Payoh?

Kheng Cheng School, Pei Chun Public School, First Toa Payoh Primary School, Chij Primary (Toa Payoh) are within 1 km of Block 81 Lor 4 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

Is Block 81 Lor 4 Toa Payoh a good place to buy an HDB resale flat?

Block 81 Lor 4 Toa Payoh sits in Toa Payoh, in the Toa Payoh planning area. Whether it suits you depends on your budget, the flat type, the remaining lease (≈70 years) and proximity to MRT and schools — all of which are summarised on this page from HDB resale data.

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