HDBRCRToa Payoh

Block 4 Lor 7 Toa Payoh

4 Lor 7 Toa Payoh, Singapore 310004

Reviewed by Nathan TangUpdated 10 August 2026Data through Aug 2025 (HDB)
Quick Summary

Block 4 Lor 7 Toa Payoh is an HDB block in Toa Payoh, completed in 1969, with 110 dwelling units. Across 147 resales on record, 3-Room flats have recently resold around S$310k (S$424 psf, 68 sqm). The lease has approximately 43 years remaining.

1

What are the key facts about Block 4 Lor 7 Toa Payoh?

Key Takeaway

Block 4 Lor 7 Toa Payoh is an HDB block in Toa Payoh, completed in 1969, with 110 dwelling units.

Town
Toa Payoh
Planning area
Toa Payoh
Completed
1969
Storeys
11
Total units
110
Flat model
Improved
Market segment
RCR
Median resale
S$310k
Last transacted
Aug 2025
Remaining lease
≈ 43 years
2

What are resale prices at Block 4 Lor 7 Toa Payoh?

Key Takeaway

3-Room flats have recently resold around S$310k (S$424 psf), from 147 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
3-Room147S$310,000recent68 sqmS$424 psf

Live now: 6 flats listed for sale at this block (median asking S$355k) and 5 for rent (median S$2,250/mo) search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Aug 2025.

3

What rent and yield does Block 4 Lor 7 Toa Payoh get?

Key Takeaway

Flats at Block 4 Lor 7 Toa Payoh have recently sublet for a median of S$2,500/mo, an indicative gross rental yield of about 9.7% (from 24 recent rental contracts).

Median rent

S$2,500/mo

24 recent contracts

Gross rental yield

9.7%

indicative, gross

Annual rent

S$30,000

median × 12 months

Flat typeContractsMedian rent
3-Room24S$2,500/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Jun 2026. Source: HDB rental (subletting) data.

4

What has recently sold at Block 4 Lor 7 Toa Payoh?

Key Takeaway

Block 4 Lor 7 Toa Payoh has 147 recorded resales; the most recent transacted at S$360,000 in Aug 2025 (HDB caveat data).

DateFlat typeStoreySizePrice
Aug 20253-Room07 TO 0968 sqmS$360,000
Jul 20253-Room04 TO 0668 sqmS$368,000
Jun 20253-Room07 TO 0968 sqmS$350,000
Mar 20253-Room01 TO 0368 sqmS$330,000
May 20243-Room04 TO 0668 sqmS$333,888
Apr 20243-Room07 TO 0968 sqmS$420,000
Apr 20233-Room10 TO 1268 sqmS$293,000
Feb 20233-Room04 TO 0668 sqmS$310,000
Oct 20213-Room04 TO 0668 sqmS$280,000
Sept 20213-Room04 TO 0668 sqmS$257,000
Sept 20213-Room07 TO 0968 sqmS$278,000
Apr 20213-Room01 TO 0368 sqmS$280,000
5

What flat types are in Block 4 Lor 7 Toa Payoh?

Key Takeaway

Block 4 Lor 7 Toa Payoh has 110 units, mostly 3-Room flats of the Improved model.

Unit stock by flat type, from the HDB property information dataset.

3-Room: 1095-Room: 1
6

Where is Block 4 Lor 7 Toa Payoh?

Key Takeaway

Block 4 Lor 7 Toa Payoh is an HDB block in Toa Payoh.

Block 4 Lor 7 Toa Payoh is an HDB block located along Lor 7 Toa Payoh. The block is recorded as completed around 1969, with up to 11 storeys. It has an estimated 110 residential units based on the HDB property information dataset. Flat types in the block include 3-room and 5-room units.

The address is Block 4 Lor 7 Toa Payoh, Singapore 310004. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.

The nearest rail connection is Braddell MRT, approximately 985m away, around 15 minutes on foot. Nearby amenities include Junction 8 for shopping, SHENG SIONG SUPERMARKET PTE LTD for groceries, Blk 210 Toa Payoh Lorong 8 for food options, Carmichael Rd Pg for greenery and recreation, Toa Payoh Polyclinic for polyclinic services, and Toa Payoh East Community Club for community facilities.

7

How far is Block 4 Lor 7 Toa Payoh from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 4 Lor 7 Toa Payoh is Braddell MRT, about 985 m away (~15 min walk). 5 schools are within 1 km, including 3 primary schools.

Getting around

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority142 m
  • Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority186 m
  • Beatty Secondary SchoolSecondary schoolwithin 1 km474 m
  • Guangyang Secondary SchoolSecondary schoolwithin 1 km841 m
  • Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority952 m
  • St Andrew's Junior CollegeJunior college1.1 km
  • Kuo Chuan Presbyterian Primary SchoolPrimary school1.2 km
  • Kuo Chuan Presbyterian Secondary SchoolSecondary school1.2 km

Shops, food & parks

Mall: Junction 8 · 1.5 kmSupermarket: Sheng Siong Supermarket Pte Ltd · 0 mHawker centre: Blk 210 Toa Payoh Lorong 8 · 186 mPark: Carmichael Rd Pg · 923 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 4 Lor 7 Toa Payoh?

Key Takeaway

Buying a flat at Block 4 Lor 7 Toa Payoh (~S$310k) needs about S$2,471/mo in income and S$1,164/mo in repayments, after S$4,400 stamp duty and a S$78k downpayment.

Illustrative, for a buyer at the recent median resale price (S$310k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$4,400

BSD, tiered

Downpayment (25%)

S$78k

cash + CPF

Monthly instalment

S$1,164/mo

25y @ 3.5%

Income required

S$2,471/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 4 Lor 7 Toa Payoh? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

PropKaki
What have flats at Block 4 Lor 7 Toa Payoh sold for recently?

Recent sales at Block 4 Lor 7 Toa Payoh land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 4 Lor 7 Toa Payoh

How much does a 3-Room flat at Block 4 Lor 7 Toa Payoh cost?

3-Room flats at Block 4 Lor 7 Toa Payoh have recently resold for a median of about S$310k (S$424 psf), from 147 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

Is Block 4 Lor 7 Toa Payoh worth buying given its remaining lease?

Block 4 Lor 7 Toa Payoh has about 43 years left on its 99-year lease (completed 1969). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 4 Lor 7 Toa Payoh?

Gross rental yield at Block 4 Lor 7 Toa Payoh is about 9.7%, based on a median subletting rent of about S$2,500/mo against a resale price of about S$310k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 4 Lor 7 Toa Payoh?

For a flat at about S$310k on a 25-year HDB-style loan, you'd need roughly S$2,471/mo in household income, with repayments around S$1,164/mo after a S$78k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

What is the nearest MRT to Block 4 Lor 7 Toa Payoh?

The nearest MRT/LRT station to Block 4 Lor 7 Toa Payoh is Braddell MRT, about 985 m away (~15 min walk).

Which primary schools are within 1 km of Block 4 Lor 7 Toa Payoh?

First Toa Payoh Primary School, Pei Chun Public School, Kheng Cheng School are within 1 km of Block 4 Lor 7 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

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