3 Lor 7 Toa Payoh
HDB block in Toa Payoh, Singapore 310003
3 Lor 7 Toa Payoh is an HDB block in Toa Payoh, completed in 1968, with 172 dwelling units. Across 183 resales on record, 3-Room flats have recently resold around S$325k (S$444 psf, 68 sqm). The lease has approximately 42 years remaining.
What are the key facts about 3 Lor 7 Toa Payoh?
3 Lor 7 Toa Payoh is an HDB block in Toa Payoh, completed in 1968, with 172 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1968
- Storeys
- 11
- Total units
- 172
- Flat model
- Improved · Adjoined Flat
- Market segment
- RCR
- Median resale
- S$325k
- Last transacted
- Aug 2026
- Remaining lease
- ≈ 42 years
What are resale prices at 3 Lor 7 Toa Payoh?
3-Room flats have recently resold around S$325k (S$444 psf), from 183 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 3-Room | 182 | S$325,000recent | 68 sqm | S$444 psf |
| 5-Room | 1 | S$540,000 | 136 sqm | S$369 psf |
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Aug 2026.
What rent and yield does 3 Lor 7 Toa Payoh get?
Flats at 3 Lor 7 Toa Payoh have recently sublet for a median of S$2,800/mo, an indicative gross rental yield of about 10.3% (from 24 recent rental contracts).
Median rent
S$2,800/mo
24 recent contracts
Gross rental yield
10.3%
indicative, gross
Annual rent
S$33,600
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 3-Room | 24 | S$2,800/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract May 2026. Source: HDB rental (subletting) data.
What has recently sold at 3 Lor 7 Toa Payoh?
3 Lor 7 Toa Payoh has 183 recorded resales; the most recent transacted at S$362,000 in Aug 2026 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Aug 2026 | 3-Room | 10 TO 12 | 68 sqm | S$362,000 |
| Aug 2026 | 3-Room | 07 TO 09 | 68 sqm | S$325,000 |
| Jun 2025 | 3-Room | 07 TO 09 | 68 sqm | S$350,000 |
| Nov 2024 | 3-Room | 01 TO 03 | 68 sqm | S$360,000 |
| Apr 2024 | 3-Room | 01 TO 03 | 68 sqm | S$360,000 |
| Dec 2023 | 3-Room | 01 TO 03 | 68 sqm | S$320,000 |
| Oct 2023 | 3-Room | 07 TO 09 | 68 sqm | S$355,000 |
| Sept 2023 | 3-Room | 07 TO 09 | 68 sqm | S$350,000 |
| Sept 2023 | 3-Room | 04 TO 06 | 68 sqm | S$313,000 |
| Mar 2022 | 3-Room | 01 TO 03 | 68 sqm | S$238,000 |
| Sept 2021 | 3-Room | 01 TO 03 | 68 sqm | S$283,000 |
| Jul 2021 | 3-Room | 04 TO 06 | 68 sqm | S$300,000 |
What flat types are in 3 Lor 7 Toa Payoh?
3 Lor 7 Toa Payoh has 172 units, mostly 3-Room flats of the Improved / Adjoined Flat model.
Unit stock by flat type, from the HDB property information dataset.
Where is 3 Lor 7 Toa Payoh?
3 Lor 7 Toa Payoh is an HDB block in Toa Payoh.
Block 3 Lor 7 Toa Payoh is an HDB block located along Lor 7 Toa Payoh. The block is recorded as completed around 1968, with up to 11 storeys. It has an estimated 172 residential units based on the HDB property information dataset. Flat types in the block include 3-room and 5-room units.
The address is Block 3 Lor 7 Toa Payoh, Singapore 310003. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.
The nearest rail connection is Braddell MRT, approximately 862m away, around 14 minutes on foot. Nearby amenities include Junction 8 for shopping, SHENG SIONG SUPERMARKET PTE LTD for groceries, Blk 210 Toa Payoh Lorong 8 for food options, Toa Payoh Polyclinic for polyclinic services, and Toa Payoh East Community Club for community facilities.
How far is 3 Lor 7 Toa Payoh from MRT and schools?
The nearest MRT/LRT to 3 Lor 7 Toa Payoh is Braddell MRT, about 862 m away (~14 min walk). 5 schools are within 1 km, including 3 primary schools.
Getting around
- Braddell MRT862 m · ~14 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority174 m
- Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority239 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km376 m
- Guangyang Secondary SchoolSecondary schoolwithin 1 km747 m
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority838 m
- Kuo Chuan Presbyterian Primary SchoolPrimary school1.1 km
- Kuo Chuan Presbyterian Secondary SchoolSecondary school1.2 km
- St Andrew's Junior CollegeJunior college1.2 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at 3 Lor 7 Toa Payoh?
Buying a flat at 3 Lor 7 Toa Payoh (~S$325k) needs about S$2,591/mo in income and S$1,220/mo in repayments, after S$4,700 stamp duty and a S$81k downpayment.
Illustrative, for a buyer at the recent median resale price (S$325k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$4,700
BSD, tiered
Downpayment (25%)
S$81k
cash + CPF
Monthly instalment
S$1,220/mo
25y @ 3.5%
Income required
S$2,591/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing 3 Lor 7 Toa Payoh? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at 3 Lor 7 Toa Payoh land close to the town median — fair value, no big premium.
Frequently asked questions about 3 Lor 7 Toa Payoh
How much does a 3-Room flat at Block 3 Lor 7 Toa Payoh cost?⌄
3-Room flats at Block 3 Lor 7 Toa Payoh have recently resold for a median of about S$325k (S$444 psf), from 183 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
What are resale prices at Block 3 Lor 7 Toa Payoh by flat type?⌄
3-Room ≈ S$325k; 5-Room ≈ S$540k (median resale, HDB caveats).
Is Block 3 Lor 7 Toa Payoh worth buying given its remaining lease?⌄
Block 3 Lor 7 Toa Payoh has about 42 years left on its 99-year lease (completed 1968). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 3 Lor 7 Toa Payoh?⌄
Gross rental yield at Block 3 Lor 7 Toa Payoh is about 10.3%, based on a median subletting rent of about S$2,800/mo against a resale price of about S$325k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 3 Lor 7 Toa Payoh?⌄
For a flat at about S$325k on a 25-year HDB-style loan, you'd need roughly S$2,591/mo in household income, with repayments around S$1,220/mo after a S$81k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 3 Lor 7 Toa Payoh?⌄
The nearest MRT/LRT station to Block 3 Lor 7 Toa Payoh is Braddell MRT, about 862 m away (~14 min walk).
Which primary schools are within 1 km of Block 3 Lor 7 Toa Payoh?⌄
First Toa Payoh Primary School, Pei Chun Public School, Kheng Cheng School are within 1 km of Block 3 Lor 7 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.