HDBRCRToa Payoh

Block 232 Lor 8 Toa Payoh

232 Lor 8 Toa Payoh, Singapore 310232

Reviewed by Nathan TangUpdated 10 August 2026Data through Apr 2026 (HDB)
Quick Summary

Block 232 Lor 8 Toa Payoh is an HDB block in Toa Payoh, completed in 1976, with 174 dwelling units. Across 210 resales on record, 3-Room flats have recently resold around S$363k (S$519 psf, 65 sqm). The lease has approximately 50 years remaining.

1

What are the key facts about Block 232 Lor 8 Toa Payoh?

Key Takeaway

Block 232 Lor 8 Toa Payoh is an HDB block in Toa Payoh, completed in 1976, with 174 dwelling units.

Town
Toa Payoh
Planning area
Toa Payoh
Completed
1976
Storeys
12
Total units
174
Flat model
Improved
Market segment
RCR
Median resale
S$363k
Last transacted
Apr 2026
Remaining lease
≈ 50 years
2

What are resale prices at Block 232 Lor 8 Toa Payoh?

Key Takeaway

3-Room flats have recently resold around S$363k (S$519 psf), from 210 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
3-Room210S$363,000recent65 sqmS$519 psf

Live now: 5 flats listed for sale at this block (median asking S$360k) and 2 for rent search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Apr 2026.

3

What rent and yield does Block 232 Lor 8 Toa Payoh get?

Key Takeaway

Flats at Block 232 Lor 8 Toa Payoh have recently sublet for a median of S$2,700/mo, an indicative gross rental yield of about 8.9% (from 24 recent rental contracts).

Median rent

S$2,700/mo

24 recent contracts

Gross rental yield

8.9%

indicative, gross

Annual rent

S$32,400

median × 12 months

Flat typeContractsMedian rent
3-Room24S$2,700/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Mar 2026. Source: HDB rental (subletting) data.

4

What has recently sold at Block 232 Lor 8 Toa Payoh?

Key Takeaway

Block 232 Lor 8 Toa Payoh has 210 recorded resales; the most recent transacted at S$365,000 in Apr 2026 (HDB caveat data).

DateFlat typeStoreySizePrice
Apr 20263-Room04 TO 0665 sqmS$365,000
Apr 20263-Room07 TO 0965 sqmS$340,000
Apr 20263-Room10 TO 1265 sqmS$343,000
Jan 20263-Room07 TO 0965 sqmS$345,000
Sept 20253-Room04 TO 0665 sqmS$343,000
Aug 20253-Room04 TO 0665 sqmS$383,000
Jul 20253-Room04 TO 0665 sqmS$385,000
Jun 20253-Room04 TO 0665 sqmS$363,000
Jun 20253-Room07 TO 0965 sqmS$368,000
Nov 20243-Room10 TO 1265 sqmS$382,000
May 20243-Room10 TO 1265 sqmS$383,000
Dec 20233-Room07 TO 0965 sqmS$360,000
5

What flat types are in Block 232 Lor 8 Toa Payoh?

Key Takeaway

Block 232 Lor 8 Toa Payoh has 174 units, mostly 3-Room flats of the Improved model.

Unit stock by flat type, from the HDB property information dataset.

3-Room: 1715-Room: 2
6

Where is Block 232 Lor 8 Toa Payoh?

Key Takeaway

Block 232 Lor 8 Toa Payoh is an HDB block in Toa Payoh.

Block 232 Lor 8 Toa Payoh is an HDB block located along Lor 8 Toa Payoh. The block is recorded as completed around 1976, with up to 12 storeys. It has an estimated 174 residential units based on the HDB property information dataset. Flat types in the block include 3-room and 5-room units.

The address is Block 232 Lor 8 Toa Payoh, Singapore 310232. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.

Nearby amenities include The Poiz Centre for shopping, SHENG SIONG SUPERMARKET PTE LTD for groceries, Blk 22 Toa Payoh Lorong 7 for food options, Carmichael Rd Pg for greenery and recreation, Toa Payoh Polyclinic for polyclinic services, and Toa Payoh South Community Club for community facilities.

7

How far is Block 232 Lor 8 Toa Payoh from MRT and schools?

Key Takeaway

5 schools are within 1 km, including 3 primary schools.

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority363 m
  • First Toa Payoh Primary SchoolPrimary schoolwithin 1 km · P1 priority479 m
  • St Andrew's Junior CollegeJunior collegewithin 1 km727 m
  • Beatty Secondary SchoolSecondary schoolwithin 1 km867 m
  • St Andrew's School (Junior)Primary schoolwithin 1 km · P1 priority978 m
  • St Andrew's School (Secondary)Secondary school1.1 km
  • Guangyang Secondary SchoolSecondary school1.2 km
  • Kheng Cheng SchoolPrimary school1.3 km

Shops, food & parks

Mall: The Poiz Centre · 1.2 kmSupermarket: Sheng Siong Supermarket Pte Ltd · 402 mHawker centre: Blk 22 Toa Payoh Lorong 7 · 318 mPark: Carmichael Rd Pg · 733 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 232 Lor 8 Toa Payoh?

Key Takeaway

Buying a flat at Block 232 Lor 8 Toa Payoh (~S$363k) needs about S$2,894/mo in income and S$1,363/mo in repayments, after S$5,490 stamp duty and a S$91k downpayment.

Illustrative, for a buyer at the recent median resale price (S$363k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$5,490

BSD, tiered

Downpayment (25%)

S$91k

cash + CPF

Monthly instalment

S$1,363/mo

25y @ 3.5%

Income required

S$2,894/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 232 Lor 8 Toa Payoh? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

PropKaki
What have flats at Block 232 Lor 8 Toa Payoh sold for recently?

Recent sales at Block 232 Lor 8 Toa Payoh land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 232 Lor 8 Toa Payoh

How much does a 3-Room flat at Block 232 Lor 8 Toa Payoh cost?

3-Room flats at Block 232 Lor 8 Toa Payoh have recently resold for a median of about S$363k (S$519 psf), from 210 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

Is Block 232 Lor 8 Toa Payoh worth buying given its remaining lease?

Block 232 Lor 8 Toa Payoh has about 50 years left on its 99-year lease (completed 1976). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 232 Lor 8 Toa Payoh?

Gross rental yield at Block 232 Lor 8 Toa Payoh is about 8.9%, based on a median subletting rent of about S$2,700/mo against a resale price of about S$363k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 232 Lor 8 Toa Payoh?

For a flat at about S$363k on a 25-year HDB-style loan, you'd need roughly S$2,894/mo in household income, with repayments around S$1,363/mo after a S$91k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

Which primary schools are within 1 km of Block 232 Lor 8 Toa Payoh?

Pei Chun Public School, First Toa Payoh Primary School, St Andrew's School (Junior) are within 1 km of Block 232 Lor 8 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

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