HDBRCRToa Payoh

Block 195 Kim Keat Ave

195 Kim Keat Ave, Singapore 310195

Reviewed by Nathan TangUpdated 10 August 2026Data through Jul 2026 (HDB)
Quick Summary

Block 195 Kim Keat Ave is an HDB block in Toa Payoh, completed in 1973, with 539 dwelling units. Across 657 resales on record, 3-Room flats have recently resold around S$330k (S$465 psf, 66 sqm). The lease has approximately 46 years remaining.

1

What are the key facts about Block 195 Kim Keat Ave?

Key Takeaway

Block 195 Kim Keat Ave is an HDB block in Toa Payoh, completed in 1973, with 539 dwelling units.

Town
Toa Payoh
Planning area
Toa Payoh
Completed
1973
Storeys
12
Total units
539
Flat model
Improved · Adjoined Flat
Market segment
RCR
Median resale
S$330k
Last transacted
Jul 2026
Remaining lease
≈ 46 years
2

What are resale prices at Block 195 Kim Keat Ave?

Key Takeaway

3-Room flats have recently resold around S$330k (S$465 psf), from 657 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
3-Room651S$330,000recent66 sqmS$465 psf
5-Room6S$373,500132 sqmS$263 psf

Live now: 40 flats listed for sale at this block (median asking S$357k) and 15 for rent (median S$875/mo) search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Jul 2026.

3

What rent and yield does Block 195 Kim Keat Ave get?

Key Takeaway

Flats at Block 195 Kim Keat Ave have recently sublet for a median of S$2,900/mo, an indicative gross rental yield of about 10.5% (from 24 recent rental contracts).

Median rent

S$2,900/mo

24 recent contracts

Gross rental yield

10.5%

indicative, gross

Annual rent

S$34,800

median × 12 months

Flat typeContractsMedian rent
3-Room24S$2,900/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Jun 2026. Source: HDB rental (subletting) data.

4

What has recently sold at Block 195 Kim Keat Ave?

Key Takeaway

Block 195 Kim Keat Ave has 657 recorded resales; the most recent transacted at S$324,000 in Jul 2026 (HDB caveat data).

DateFlat typeStoreySizePrice
Jul 20263-Room04 TO 0666 sqmS$324,000
Jun 20263-Room01 TO 0366 sqmS$330,000
May 20263-Room04 TO 0666 sqmS$333,000
Apr 20263-Room07 TO 0966 sqmS$324,800
Apr 20263-Room10 TO 1266 sqmS$338,000
Feb 20263-Room10 TO 1266 sqmS$360,000
Jan 20263-Room10 TO 1266 sqmS$365,000
Jan 20263-Room10 TO 1266 sqmS$330,000
Jan 20263-Room01 TO 0366 sqmS$305,000
Jan 20263-Room10 TO 1266 sqmS$355,000
Dec 20253-Room07 TO 0966 sqmS$315,000
Nov 20253-Room04 TO 0666 sqmS$320,000
5

What flat types are in Block 195 Kim Keat Ave?

Key Takeaway

Block 195 Kim Keat Ave has 539 units, mostly 3-Room flats of the Improved / Adjoined Flat model.

Unit stock by flat type, from the HDB property information dataset.

3-Room: 5285-Room: 11
6

Where is Block 195 Kim Keat Ave?

Key Takeaway

Block 195 Kim Keat Ave is an HDB block in Toa Payoh.

Block 195 Kim Keat Ave is an HDB block located along Kim Keat Ave. The block is recorded as completed around 1973, with up to 12 storeys. It has an estimated 539 residential units based on the HDB property information dataset. Flat types in the block include 3-room and 5-room units.

The address is Block 195 Kim Keat Ave, Singapore 310195. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.

Nearby amenities include The Poiz Centre for shopping, COLD STORAGE SINGAPORE (1983) PTE LTD for groceries, Blk 22 Toa Payoh Lorong 7 for food options, Mar Thoma Road Park for greenery and recreation, Toa Payoh Polyclinic for polyclinic services, and Toa Payoh South Community Club for community facilities.

7

How far is Block 195 Kim Keat Ave from MRT and schools?

Key Takeaway

6 schools are within 1 km, including 3 primary schools.

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • St Andrew's Junior CollegeJunior collegewithin 1 km579 m
  • Bendemeer Secondary SchoolSecondary schoolwithin 1 km663 m
  • St Andrew's School (Junior)Primary schoolwithin 1 km · P1 priority673 m
  • St Andrew's School (Secondary)Secondary schoolwithin 1 km789 m
  • Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority882 m
  • Hong Wen SchoolPrimary schoolwithin 1 km · P1 priority964 m
  • Bendemeer Primary SchoolPrimary school1.2 km
  • First Toa Payoh Primary SchoolPrimary school1.2 km

Shops, food & parks

Mall: The Poiz Centre · 1.0 kmSupermarket: Cold Storage Singapore (1983) Pte Ltd · 284 mHawker centre: Blk 22 Toa Payoh Lorong 7 · 615 mPark: Mar Thoma Road Park · 456 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 195 Kim Keat Ave?

Key Takeaway

Buying a flat at Block 195 Kim Keat Ave (~S$330k) needs about S$2,631/mo in income and S$1,239/mo in repayments, after S$4,800 stamp duty and a S$83k downpayment.

Illustrative, for a buyer at the recent median resale price (S$330k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$4,800

BSD, tiered

Downpayment (25%)

S$83k

cash + CPF

Monthly instalment

S$1,239/mo

25y @ 3.5%

Income required

S$2,631/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 195 Kim Keat Ave? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

PropKaki
What have flats at Block 195 Kim Keat Ave sold for recently?

Recent sales at Block 195 Kim Keat Ave land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 195 Kim Keat Ave

How much does a 3-Room flat at Block 195 Kim Keat Ave cost?

3-Room flats at Block 195 Kim Keat Ave have recently resold for a median of about S$330k (S$465 psf), from 657 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

What are resale prices at Block 195 Kim Keat Ave by flat type?

3-Room ≈ S$330k; 5-Room ≈ S$374k (median resale, HDB caveats).

Is Block 195 Kim Keat Ave worth buying given its remaining lease?

Block 195 Kim Keat Ave has about 46 years left on its 99-year lease (completed 1973). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 195 Kim Keat Ave?

Gross rental yield at Block 195 Kim Keat Ave is about 10.5%, based on a median subletting rent of about S$2,900/mo against a resale price of about S$330k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 195 Kim Keat Ave?

For a flat at about S$330k on a 25-year HDB-style loan, you'd need roughly S$2,631/mo in household income, with repayments around S$1,239/mo after a S$83k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

Which primary schools are within 1 km of Block 195 Kim Keat Ave?

St Andrew's School (Junior), Pei Chun Public School, Hong Wen School are within 1 km of Block 195 Kim Keat Ave — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

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