Block 186 Toa Payoh Ctrl
186 Toa Payoh Ctrl, Singapore 310186
Block 186 Toa Payoh Ctrl is an HDB block in Toa Payoh, completed in 1971, with 36 dwelling units. Across 44 resales on record, 3-Room flats have recently resold around S$377k (S$518 psf, 67 sqm). The lease has approximately 45 years remaining.
What are the key facts about Block 186 Toa Payoh Ctrl?
Block 186 Toa Payoh Ctrl is an HDB block in Toa Payoh, completed in 1971, with 36 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1971
- Storeys
- 4
- Total units
- 36
- Flat model
- Improved
- Market segment
- RCR
- Median resale
- S$377k
- Last transacted
- Apr 2026
- Remaining lease
- ≈ 45 years
What are resale prices at Block 186 Toa Payoh Ctrl?
3-Room flats have recently resold around S$377k (S$518 psf), from 44 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 3-Room | 33 | S$350,000recent | 67 sqm | S$485 psf |
| 4-Room | 11 | S$248,000recent | 78 sqm | S$295 psf |
Live now: 1 flat listed for sale at this block and 2 for rent — search all listings.
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Apr 2026.
What rent and yield does Block 186 Toa Payoh Ctrl get?
Flats at Block 186 Toa Payoh Ctrl have recently sublet for a median of S$3,300/mo, an indicative gross rental yield of about 10.5% (from 24 recent rental contracts).
Median rent
S$3,300/mo
24 recent contracts
Gross rental yield
10.5%
indicative, gross
Annual rent
S$39,600
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 3-Room | 21 | S$2,400/mo |
| 4-Room | 12 | S$3,100/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Jun 2026. Source: HDB rental (subletting) data.
What has recently sold at Block 186 Toa Payoh Ctrl?
Block 186 Toa Payoh Ctrl has 44 recorded resales; the most recent transacted at S$528,000 in Apr 2026 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Apr 2026 | 4-Room | 04 TO 06 | 78 sqm | S$528,000 |
| Oct 2024 | 3-Room | 04 TO 06 | 64 sqm | S$448,000 |
| Oct 2023 | 3-Room | 01 TO 03 | 67 sqm | S$400,000 |
| May 2022 | 3-Room | 01 TO 03 | 67 sqm | S$403,000 |
| Dec 2020 | 3-Room | 04 TO 06 | 64 sqm | S$280,000 |
| Sept 2020 | 3-Room | 04 TO 06 | 64 sqm | S$280,000 |
| Dec 2015 | 4-Room | 04 TO 06 | 78 sqm | S$435,000 |
| Jun 2015 | 3-Room | 04 TO 06 | 64 sqm | S$318,000 |
| Apr 2015 | 3-Room | 04 TO 06 | 64 sqm | S$395,000 |
| Oct 2011 | 3-Room | 01 TO 03 | 67 sqm | S$370,000 |
| Aug 2011 | 3-Room | 01 TO 03 | 67 sqm | S$377,000 |
| Jan 2011 | 3-Room | 01 TO 03 | 67 sqm | S$350,000 |
What flat types are in Block 186 Toa Payoh Ctrl?
Block 186 Toa Payoh Ctrl has 36 units, mostly 3-Room flats of the Improved model.
Unit stock by flat type, from the HDB property information dataset.
Where is Block 186 Toa Payoh Ctrl?
Block 186 Toa Payoh Ctrl is an HDB block in Toa Payoh.
Block 186 Toa Payoh Ctrl is an HDB block located along Toa Payoh Ctrl. The block is recorded as completed around 1971, with up to 4 storeys. It has an estimated 36 residential units based on the HDB property information dataset. Flat types in the block include 3-room and 4-room units.
The address is Block 186 Toa Payoh Ctrl, Singapore 310186. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.
The nearest rail connection is Toa Payoh MRT, approximately 301m away, around 5 minutes on foot. Nearby amenities include Square 2 for shopping, NTUC Fairprice Co-operative Ltd for groceries, Blk 74 Toa Payoh Lorong 4 for food options, Toa Payoh Town Pk for greenery and recreation, Toa Payoh Polyclinic for polyclinic services, and Toa Payoh Central Community Club for community facilities.
How far is Block 186 Toa Payoh Ctrl from MRT and schools?
The nearest MRT/LRT to Block 186 Toa Payoh Ctrl is Toa Payoh MRT, about 301 m away (~5 min walk). 4 schools are within 1 km, including 3 primary schools.
Getting around
- Toa Payoh MRT301 m · ~5 min
- Braddell MRT948 m · ~15 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority622 m
- Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km772 m
- Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority795 m
- Chij Primary (Toa Payoh)Primary schoolwithin 1 km · P1 priority930 m
- First Toa Payoh Primary SchoolPrimary school1.0 km
- Beatty Secondary SchoolSecondary school1.0 km
- Guangyang Secondary SchoolSecondary school1.3 km
- Raffles Girls' School (Secondary)Secondary school1.3 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 186 Toa Payoh Ctrl?
Buying a flat at Block 186 Toa Payoh Ctrl (~S$377k) needs about S$3,005/mo in income and S$1,416/mo in repayments, after S$5,910 stamp duty and a S$94k downpayment.
Illustrative, for a buyer at the recent median resale price (S$377k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$5,910
BSD, tiered
Downpayment (25%)
S$94k
cash + CPF
Monthly instalment
S$1,416/mo
25y @ 3.5%
Income required
S$3,005/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing Block 186 Toa Payoh Ctrl? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at Block 186 Toa Payoh Ctrl land close to the town median — fair value, no big premium.
Frequently asked questions about Block 186 Toa Payoh Ctrl
How much does a 3-Room flat at Block 186 Toa Payoh Ctrl cost?⌄
3-Room flats at Block 186 Toa Payoh Ctrl have recently resold for a median of about S$377k (S$518 psf), from 44 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
What are resale prices at Block 186 Toa Payoh Ctrl by flat type?⌄
3-Room ≈ S$350k; 4-Room ≈ S$248k (median resale, HDB caveats).
Is Block 186 Toa Payoh Ctrl worth buying given its remaining lease?⌄
Block 186 Toa Payoh Ctrl has about 45 years left on its 99-year lease (completed 1971). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 186 Toa Payoh Ctrl?⌄
Gross rental yield at Block 186 Toa Payoh Ctrl is about 10.5%, based on a median subletting rent of about S$3,300/mo against a resale price of about S$377k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 186 Toa Payoh Ctrl?⌄
For a flat at about S$377k on a 25-year HDB-style loan, you'd need roughly S$3,005/mo in household income, with repayments around S$1,416/mo after a S$94k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 186 Toa Payoh Ctrl?⌄
The nearest MRT/LRT station to Block 186 Toa Payoh Ctrl is Toa Payoh MRT, about 301 m away (~5 min walk).
Which primary schools are within 1 km of Block 186 Toa Payoh Ctrl?⌄
Kheng Cheng School, Pei Chun Public School, Chij Primary (Toa Payoh) are within 1 km of Block 186 Toa Payoh Ctrl — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.