PropKaki
HDBRCRToa Payoh

Block 186 Toa Payoh Ctrl

186 Toa Payoh Ctrl, Singapore 310186

Reviewed by Nathan TangUpdated 21 June 2026Data through Apr 2026 (HDB)
Quick Summary

Block 186 Toa Payoh Ctrl is an HDB block in Toa Payoh, completed in 1971, with 36 dwelling units. 3-Room flats have recently resold around S$377k (67 sqm), from 44 resales on record. The lease has approximately 45 years remaining.

1

What are the key facts about Block 186 Toa Payoh Ctrl?

Key Takeaway

Block 186 Toa Payoh Ctrl is an HDB block in Toa Payoh, completed in 1971, with 36 dwelling units.

Town
Toa Payoh
Planning area
Toa Payoh
Completed
1971
Storeys
4
Total units
36
Market segment
RCR
Median resale
S$377k
Last transacted
Apr 2026
Remaining lease
≈ 45 years
2

What are resale prices at Block 186 Toa Payoh Ctrl?

Key Takeaway

3-Room flats have recently resold around S$377k (S$518 psf), from 44 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
3-Room33S$350,000recent67 sqmS$485 psf
4-Room11S$248,000recent78 sqmS$295 psf

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Apr 2026.

3

What has recently sold at Block 186 Toa Payoh Ctrl?

Key Takeaway

Block 186 Toa Payoh Ctrl has 44 recorded resales; the most recent transacted at S$528,000 in Apr 2026 (HDB caveat data).

DateFlat typeStoreySizePrice
Apr 20264-Room04 TO 0678 sqmS$528,000
Oct 20243-Room04 TO 0664 sqmS$448,000
Oct 20233-Room01 TO 0367 sqmS$400,000
May 20223-Room01 TO 0367 sqmS$403,000
Dec 20203-Room04 TO 0664 sqmS$280,000
Sept 20203-Room04 TO 0664 sqmS$280,000
Dec 20154-Room04 TO 0678 sqmS$435,000
Jun 20153-Room04 TO 0664 sqmS$318,000
Apr 20153-Room04 TO 0664 sqmS$395,000
Oct 20113-Room01 TO 0367 sqmS$370,000
Aug 20113-Room01 TO 0367 sqmS$377,000
Jan 20113-Room01 TO 0367 sqmS$350,000
4

What flat types are in Block 186 Toa Payoh Ctrl?

Key Takeaway

Block 186 Toa Payoh Ctrl has 36 units, mostly 3-Room flats.

Unit stock by flat type, from the HDB property information dataset.

3-Room: 284-Room: 8
5

How far is Block 186 Toa Payoh Ctrl from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 186 Toa Payoh Ctrl is Toa Payoh MRT, about 301 m away (~5 min walk). 4 schools are within 1 km, including 3 primary schools.

Getting around

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority622 m
  • Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km772 m
  • Pei Chun Public SchoolPrimary schoolwithin 1 km · P1 priority795 m
  • Chij Primary (Toa Payoh)Primary schoolwithin 1 km · P1 priority930 m
  • First Toa Payoh Primary SchoolPrimary school1.0 km
  • Beatty Secondary SchoolSecondary school1.0 km
  • Guangyang Secondary SchoolSecondary school1.3 km
  • Raffles Girls' School (Secondary)Secondary school1.3 km

Shops, food & parks

Mall: Square 2 · 1.5 kmSupermarket: NTUC Fairprice Co-operative Ltd · 114 mHawker centre: Blk 74 Toa Payoh Lorong 4 · 290 mPark: Toa Payoh Town Pk · 342 m

Straight-line distances from the block. Source: PropKaki amenities data.

6

What does it cost to buy a flat at Block 186 Toa Payoh Ctrl?

Key Takeaway

Buying a flat at Block 186 Toa Payoh Ctrl (~S$377k) needs about S$3,005/mo in income and S$1,416/mo in repayments, after S$5,910 stamp duty and a S$94k downpayment.

Illustrative, for a buyer at the recent median resale price (S$377k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$5,910

BSD, tiered

Downpayment (25%)

S$94k

cash + CPF

Monthly instalment

S$1,416/mo

25y @ 3.5%

Income required

S$3,005/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

7

Frequently asked questions about Block 186 Toa Payoh Ctrl

What is the resale price at Block 186 Toa Payoh Ctrl?

3-Room flats at Block 186 Toa Payoh Ctrl have recently resold around S$377k (67 sqm), based on HDB resale caveats. Resale prices vary by flat type, floor and remaining lease.

How much are flats at Block 186 Toa Payoh Ctrl by flat type?

3-Room ≈ S$350k; 4-Room ≈ S$248k. Figures are median resale prices from HDB caveats.

How many years are left on the lease at Block 186 Toa Payoh Ctrl?

Block 186 Toa Payoh Ctrl has approximately 45 years left on its 99-year lease (completed 1971). This figure is taken from the most recent transacted flat.

How many units are in Block 186 Toa Payoh Ctrl?

Block 186 Toa Payoh Ctrl has 36 dwelling units across up to 4 storeys, mostly 3 room flats.

What is the nearest MRT to Block 186 Toa Payoh Ctrl?

The nearest MRT/LRT station to Block 186 Toa Payoh Ctrl is Toa Payoh MRT, about 301 m away (~5 min walk).

Which primary schools are within 1 km of Block 186 Toa Payoh Ctrl?

Kheng Cheng School, Pei Chun Public School, Chij Primary (Toa Payoh) are within 1 km of Block 186 Toa Payoh Ctrl — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

Is Block 186 Toa Payoh Ctrl a good place to buy an HDB resale flat?

Block 186 Toa Payoh Ctrl sits in Toa Payoh, in the Toa Payoh planning area. Whether it suits you depends on your budget, the flat type, the remaining lease (≈45 years) and proximity to MRT and schools — all of which are summarised on this page from HDB resale data.

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