HDBRCRToa Payoh

Block 128 Lor 1 Toa Payoh

128 Lor 1 Toa Payoh, Singapore 310128

Reviewed by Nathan TangUpdated 10 August 2026Data through Oct 2025 (HDB)
Quick Summary

Block 128 Lor 1 Toa Payoh is an HDB block in Toa Payoh, completed in 1969, with 200 dwelling units. Across 238 resales on record, 3-Room flats have recently resold around S$360k (S$499 psf, 67 sqm). The lease has approximately 43 years remaining.

1

What are the key facts about Block 128 Lor 1 Toa Payoh?

Key Takeaway

Block 128 Lor 1 Toa Payoh is an HDB block in Toa Payoh, completed in 1969, with 200 dwelling units.

Town
Toa Payoh
Planning area
Toa Payoh
Completed
1969
Storeys
16
Total units
200
Flat model
Improved
Market segment
RCR
Median resale
S$360k
Last transacted
Oct 2025
Remaining lease
≈ 43 years
2

What are resale prices at Block 128 Lor 1 Toa Payoh?

Key Takeaway

3-Room flats have recently resold around S$360k (S$499 psf), from 238 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
3-Room238S$360,000recent67 sqmS$499 psf

Live now: 14 flats listed for sale at this block (median asking S$385k) and 3 for rent (median S$3,200/mo) search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Oct 2025.

3

What rent and yield does Block 128 Lor 1 Toa Payoh get?

Key Takeaway

Flats at Block 128 Lor 1 Toa Payoh have recently sublet for a median of S$3,100/mo, an indicative gross rental yield of about 10.3% (from 24 recent rental contracts).

Median rent

S$3,100/mo

24 recent contracts

Gross rental yield

10.3%

indicative, gross

Annual rent

S$37,200

median × 12 months

Flat typeContractsMedian rent
3-Room24S$3,100/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Feb 2026. Source: HDB rental (subletting) data.

4

What has recently sold at Block 128 Lor 1 Toa Payoh?

Key Takeaway

Block 128 Lor 1 Toa Payoh has 238 recorded resales; the most recent transacted at S$388,000 in Oct 2025 (HDB caveat data).

DateFlat typeStoreySizePrice
Oct 20253-Room07 TO 0967 sqmS$388,000
Jul 20253-Room04 TO 0667 sqmS$395,000
Dec 20243-Room07 TO 0967 sqmS$400,000
Sept 20243-Room10 TO 1267 sqmS$387,000
Aug 20243-Room10 TO 1267 sqmS$385,000
Jul 20243-Room13 TO 1567 sqmS$383,000
Jul 20233-Room04 TO 0667 sqmS$355,000
May 20233-Room04 TO 0667 sqmS$321,000
Dec 20223-Room16 TO 1867 sqmS$360,000
Nov 20223-Room04 TO 0667 sqmS$333,000
Oct 20223-Room07 TO 0967 sqmS$335,000
Aug 20223-Room13 TO 1567 sqmS$360,000
5

What flat types are in Block 128 Lor 1 Toa Payoh?

Key Takeaway

Block 128 Lor 1 Toa Payoh has 200 units, mostly 3-Room flats of the Improved model.

Unit stock by flat type, from the HDB property information dataset.

3-Room: 200
6

Where is Block 128 Lor 1 Toa Payoh?

Key Takeaway

Block 128 Lor 1 Toa Payoh is an HDB block in Toa Payoh.

Block 128 Lor 1 Toa Payoh is an HDB block located along Lor 1 Toa Payoh. The block is recorded as completed around 1969, with up to 16 storeys. It has an estimated 200 residential units based on the HDB property information dataset. Flat types in the block include 3-room units.

The address is Block 128 Lor 1 Toa Payoh, Singapore 310128. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.

The nearest rail connection is Braddell MRT, approximately 403m away, around 6 minutes on foot. Nearby amenities include Junction 8 for shopping, NTUC Fairprice Co-operative Ltd for groceries, Blk 127 Toa Payoh Lorong 1 for food options, Toa Payoh Town Pk for greenery and recreation, and Toa Payoh West Community Club for community facilities.

7

How far is Block 128 Lor 1 Toa Payoh from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 128 Lor 1 Toa Payoh is Braddell MRT, about 403 m away (~6 min walk). 8 schools are within 1 km, including 3 primary schools.

Getting around

Schools nearby

Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

  • Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority318 m
  • Raffles Girls' School (Secondary)Secondary schoolwithin 1 km503 m
  • Marymount Convent SchoolPrimary schoolwithin 1 km · P1 priority557 m
  • Chij Secondary (Toa Payoh)Secondary schoolwithin 1 km607 m
  • Chij Primary (Toa Payoh)Primary schoolwithin 1 km · P1 priority627 m
  • Raffles InstitutionMixed-level schoolwithin 1 km946 m
  • Guangyang Secondary SchoolSecondary schoolwithin 1 km983 m
  • Beatty Secondary SchoolSecondary schoolwithin 1 km988 m

Shops, food & parks

Mall: Junction 8 · 1.5 kmSupermarket: NTUC Fairprice Co-operative Ltd · 631 mHawker centre: Blk 127 Toa Payoh Lorong 1 · 55 mPark: Toa Payoh Town Pk · 901 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 128 Lor 1 Toa Payoh?

Key Takeaway

Buying a flat at Block 128 Lor 1 Toa Payoh (~S$360k) needs about S$2,870/mo in income and S$1,352/mo in repayments, after S$5,400 stamp duty and a S$90k downpayment.

Illustrative, for a buyer at the recent median resale price (S$360k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$5,400

BSD, tiered

Downpayment (25%)

S$90k

cash + CPF

Monthly instalment

S$1,352/mo

25y @ 3.5%

Income required

S$2,870/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 128 Lor 1 Toa Payoh? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

PropKaki
What have flats at Block 128 Lor 1 Toa Payoh sold for recently?

Recent sales at Block 128 Lor 1 Toa Payoh land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 128 Lor 1 Toa Payoh

How much does a 3-Room flat at Block 128 Lor 1 Toa Payoh cost?

3-Room flats at Block 128 Lor 1 Toa Payoh have recently resold for a median of about S$360k (S$499 psf), from 238 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

Is Block 128 Lor 1 Toa Payoh worth buying given its remaining lease?

Block 128 Lor 1 Toa Payoh has about 43 years left on its 99-year lease (completed 1969). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 128 Lor 1 Toa Payoh?

Gross rental yield at Block 128 Lor 1 Toa Payoh is about 10.3%, based on a median subletting rent of about S$3,100/mo against a resale price of about S$360k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 128 Lor 1 Toa Payoh?

For a flat at about S$360k on a 25-year HDB-style loan, you'd need roughly S$2,870/mo in household income, with repayments around S$1,352/mo after a S$90k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

What is the nearest MRT to Block 128 Lor 1 Toa Payoh?

The nearest MRT/LRT station to Block 128 Lor 1 Toa Payoh is Braddell MRT, about 403 m away (~6 min walk).

Which primary schools are within 1 km of Block 128 Lor 1 Toa Payoh?

Kheng Cheng School, Marymount Convent School, Chij Primary (Toa Payoh) are within 1 km of Block 128 Lor 1 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.

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