Block 109 Lor 1 Toa Payoh
109 Lor 1 Toa Payoh, Singapore 310109
Block 109 Lor 1 Toa Payoh is an HDB block in Toa Payoh, completed in 1968, with 99 dwelling units. 3-Room flats have recently resold around S$350k (66 sqm), from 100 resales on record. The lease has approximately 43 years remaining.
What are the key facts about Block 109 Lor 1 Toa Payoh?
Block 109 Lor 1 Toa Payoh is an HDB block in Toa Payoh, completed in 1968, with 99 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1968
- Storeys
- 10
- Total units
- 99
- Market segment
- RCR
- Median resale
- S$350k
- Last transacted
- May 2026
- Remaining lease
- ≈ 43 years
What are resale prices at Block 109 Lor 1 Toa Payoh?
3-Room flats have recently resold around S$350k (S$493 psf), from 100 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 3-Room | 100 | S$350,000recent | 66 sqm | S$493 psf |
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through May 2026.
What has recently sold at Block 109 Lor 1 Toa Payoh?
Block 109 Lor 1 Toa Payoh has 100 recorded resales; the most recent transacted at S$415,000 in May 2026 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| May 2026 | 3-Room | 10 TO 12 | 66 sqm | S$415,000 |
| Mar 2026 | 3-Room | 10 TO 12 | 66 sqm | S$409,000 |
| Dec 2024 | 3-Room | 07 TO 09 | 66 sqm | S$445,000 |
| Jun 2024 | 3-Room | 04 TO 06 | 66 sqm | S$375,000 |
| Jul 2023 | 3-Room | 01 TO 03 | 66 sqm | S$380,000 |
| May 2023 | 3-Room | 07 TO 09 | 66 sqm | S$350,000 |
| Apr 2023 | 3-Room | 04 TO 06 | 66 sqm | S$340,000 |
| Nov 2022 | 3-Room | 04 TO 06 | 66 sqm | S$352,500 |
| Jun 2022 | 3-Room | 07 TO 09 | 66 sqm | S$326,000 |
| May 2022 | 3-Room | 04 TO 06 | 66 sqm | S$335,000 |
| Nov 2021 | 3-Room | 01 TO 03 | 66 sqm | S$310,000 |
| Oct 2021 | 3-Room | 01 TO 03 | 66 sqm | S$285,000 |
What flat types are in Block 109 Lor 1 Toa Payoh?
Block 109 Lor 1 Toa Payoh has 99 units, mostly 3-Room flats.
Unit stock by flat type, from the HDB property information dataset.
How far is Block 109 Lor 1 Toa Payoh from MRT and schools?
The nearest MRT/LRT to Block 109 Lor 1 Toa Payoh is Braddell MRT, about 108 m away (~2 min walk). 6 schools are within 1 km, including 2 primary schools.
Getting around
- Braddell MRT108 m · ~2 min
- Caldecott MRT841 m · ~13 min
- Toa Payoh MRT968 m · ~15 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Raffles Girls' School (Secondary)Secondary schoolwithin 1 km357 m
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority446 m
- Guangyang Secondary SchoolSecondary schoolwithin 1 km568 m
- Raffles InstitutionMixed-level schoolwithin 1 km631 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km679 m
- Marymount Convent SchoolPrimary schoolwithin 1 km · P1 priority694 m
- Chij Secondary (Toa Payoh)Secondary school1.0 km
- First Toa Payoh Primary SchoolPrimary school1.0 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 109 Lor 1 Toa Payoh?
Buying a flat at Block 109 Lor 1 Toa Payoh (~S$350k) needs about S$2,790/mo in income and S$1,314/mo in repayments, after S$5,200 stamp duty and a S$88k downpayment.
Illustrative, for a buyer at the recent median resale price (S$350k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$5,200
BSD, tiered
Downpayment (25%)
S$88k
cash + CPF
Monthly instalment
S$1,314/mo
25y @ 3.5%
Income required
S$2,790/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Frequently asked questions about Block 109 Lor 1 Toa Payoh
What is the resale price at Block 109 Lor 1 Toa Payoh?⌄
3-Room flats at Block 109 Lor 1 Toa Payoh have recently resold around S$350k (66 sqm), based on HDB resale caveats. Resale prices vary by flat type, floor and remaining lease.
How many years are left on the lease at Block 109 Lor 1 Toa Payoh?⌄
Block 109 Lor 1 Toa Payoh has approximately 43 years left on its 99-year lease (completed 1968). This figure is taken from the most recent transacted flat.
How many units are in Block 109 Lor 1 Toa Payoh?⌄
Block 109 Lor 1 Toa Payoh has 99 dwelling units across up to 10 storeys, mostly 3 room flats.
What is the nearest MRT to Block 109 Lor 1 Toa Payoh?⌄
The nearest MRT/LRT station to Block 109 Lor 1 Toa Payoh is Braddell MRT, about 108 m away (~2 min walk).
Which primary schools are within 1 km of Block 109 Lor 1 Toa Payoh?⌄
Kheng Cheng School, Marymount Convent School are within 1 km of Block 109 Lor 1 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
Is Block 109 Lor 1 Toa Payoh a good place to buy an HDB resale flat?⌄
Block 109 Lor 1 Toa Payoh sits in Toa Payoh, in the Toa Payoh planning area. Whether it suits you depends on your budget, the flat type, the remaining lease (≈43 years) and proximity to MRT and schools — all of which are summarised on this page from HDB resale data.
