Block 109 Lor 1 Toa Payoh
109 Lor 1 Toa Payoh, Singapore 310109
Block 109 Lor 1 Toa Payoh is an HDB block in Toa Payoh, completed in 1968, with 99 dwelling units. Across 100 resales on record, 3-Room flats have recently resold around S$350k (S$493 psf, 66 sqm). The lease has approximately 43 years remaining.
What are the key facts about Block 109 Lor 1 Toa Payoh?
Block 109 Lor 1 Toa Payoh is an HDB block in Toa Payoh, completed in 1968, with 99 dwelling units.
- Town
- Toa Payoh
- Planning area
- Toa Payoh
- Completed
- 1968
- Storeys
- 10
- Total units
- 99
- Flat model
- Improved
- Market segment
- RCR
- Median resale
- S$350k
- Last transacted
- May 2026
- Remaining lease
- ≈ 43 years
What are resale prices at Block 109 Lor 1 Toa Payoh?
3-Room flats have recently resold around S$350k (S$493 psf), from 100 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 3-Room | 100 | S$350,000recent | 66 sqm | S$493 psf |
Live now: 0 flats listed for sale at this block and 1 for rent — search all listings.
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through May 2026.
What rent and yield does Block 109 Lor 1 Toa Payoh get?
Flats at Block 109 Lor 1 Toa Payoh have recently sublet for a median of S$2,500/mo, an indicative gross rental yield of about 8.6% (from 24 recent rental contracts).
Median rent
S$2,500/mo
24 recent contracts
Gross rental yield
8.6%
indicative, gross
Annual rent
S$30,000
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 3-Room | 24 | S$2,500/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Apr 2026. Source: HDB rental (subletting) data.
What has recently sold at Block 109 Lor 1 Toa Payoh?
Block 109 Lor 1 Toa Payoh has 100 recorded resales; the most recent transacted at S$415,000 in May 2026 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| May 2026 | 3-Room | 10 TO 12 | 66 sqm | S$415,000 |
| Mar 2026 | 3-Room | 10 TO 12 | 66 sqm | S$409,000 |
| Dec 2024 | 3-Room | 07 TO 09 | 66 sqm | S$445,000 |
| Jun 2024 | 3-Room | 04 TO 06 | 66 sqm | S$375,000 |
| Jul 2023 | 3-Room | 01 TO 03 | 66 sqm | S$380,000 |
| May 2023 | 3-Room | 07 TO 09 | 66 sqm | S$350,000 |
| Apr 2023 | 3-Room | 04 TO 06 | 66 sqm | S$340,000 |
| Nov 2022 | 3-Room | 04 TO 06 | 66 sqm | S$352,500 |
| Jun 2022 | 3-Room | 07 TO 09 | 66 sqm | S$326,000 |
| May 2022 | 3-Room | 04 TO 06 | 66 sqm | S$335,000 |
| Nov 2021 | 3-Room | 01 TO 03 | 66 sqm | S$310,000 |
| Oct 2021 | 3-Room | 01 TO 03 | 66 sqm | S$285,000 |
What flat types are in Block 109 Lor 1 Toa Payoh?
Block 109 Lor 1 Toa Payoh has 99 units, mostly 3-Room flats of the Improved model.
Unit stock by flat type, from the HDB property information dataset.
Where is Block 109 Lor 1 Toa Payoh?
Block 109 Lor 1 Toa Payoh is an HDB block in Toa Payoh.
Block 109 Lor 1 Toa Payoh is an HDB block located along Lor 1 Toa Payoh. The block is recorded as completed around 1968, with up to 10 storeys. It has an estimated 99 residential units based on the HDB property information dataset. Flat types in the block include 3-room units.
The address is Block 109 Lor 1 Toa Payoh, Singapore 310109. It is part of District 12, Balestier / Toa Payoh / Serangoon, the Toa Payoh planning area. The block falls within the Central Region and the RCR market segment.
The nearest rail connection is Braddell MRT, approximately 108m away, around 2 minutes on foot. Nearby amenities include Junction 8 for shopping, TAN SUAN GUAY for groceries, Blk 127 Toa Payoh Lorong 1 for food options, Binchang Rise Pg for greenery and recreation, and Toa Payoh West Community Club for community facilities.
How far is Block 109 Lor 1 Toa Payoh from MRT and schools?
The nearest MRT/LRT to Block 109 Lor 1 Toa Payoh is Braddell MRT, about 108 m away (~2 min walk). 6 schools are within 1 km, including 2 primary schools.
Getting around
- Braddell MRT108 m · ~2 min
- Caldecott MRT841 m · ~13 min
- Toa Payoh MRT968 m · ~15 min
Schools nearby
Flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.
- Raffles Girls' School (Secondary)Secondary schoolwithin 1 km357 m
- Kheng Cheng SchoolPrimary schoolwithin 1 km · P1 priority446 m
- Guangyang Secondary SchoolSecondary schoolwithin 1 km568 m
- Raffles InstitutionMixed-level schoolwithin 1 km631 m
- Beatty Secondary SchoolSecondary schoolwithin 1 km679 m
- Marymount Convent SchoolPrimary schoolwithin 1 km · P1 priority694 m
- Chij Secondary (Toa Payoh)Secondary school1.0 km
- First Toa Payoh Primary SchoolPrimary school1.0 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 109 Lor 1 Toa Payoh?
Buying a flat at Block 109 Lor 1 Toa Payoh (~S$350k) needs about S$2,790/mo in income and S$1,314/mo in repayments, after S$5,200 stamp duty and a S$88k downpayment.
Illustrative, for a buyer at the recent median resale price (S$350k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$5,200
BSD, tiered
Downpayment (25%)
S$88k
cash + CPF
Monthly instalment
S$1,314/mo
25y @ 3.5%
Income required
S$2,790/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing Block 109 Lor 1 Toa Payoh? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at Block 109 Lor 1 Toa Payoh land close to the town median — fair value, no big premium.
Frequently asked questions about Block 109 Lor 1 Toa Payoh
How much does a 3-Room flat at Block 109 Lor 1 Toa Payoh cost?⌄
3-Room flats at Block 109 Lor 1 Toa Payoh have recently resold for a median of about S$350k (S$493 psf), from 100 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
Is Block 109 Lor 1 Toa Payoh worth buying given its remaining lease?⌄
Block 109 Lor 1 Toa Payoh has about 43 years left on its 99-year lease (completed 1968). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 109 Lor 1 Toa Payoh?⌄
Gross rental yield at Block 109 Lor 1 Toa Payoh is about 8.6%, based on a median subletting rent of about S$2,500/mo against a resale price of about S$350k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 109 Lor 1 Toa Payoh?⌄
For a flat at about S$350k on a 25-year HDB-style loan, you'd need roughly S$2,790/mo in household income, with repayments around S$1,314/mo after a S$88k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 109 Lor 1 Toa Payoh?⌄
The nearest MRT/LRT station to Block 109 Lor 1 Toa Payoh is Braddell MRT, about 108 m away (~2 min walk).
Which primary schools are within 1 km of Block 109 Lor 1 Toa Payoh?⌄
Kheng Cheng School, Marymount Convent School are within 1 km of Block 109 Lor 1 Toa Payoh — flats within 1 km of a primary school qualify for Primary 1 (P1) registration priority.