Block 538 Upp Cross St
538 Upp Cross St, Singapore 50538
Block 538 Upp Cross St is an HDB block in Central Area · Outram, completed in 1978, with 126 dwelling units. Across 90 resales on record, 3-Room flats have recently resold around S$522k (S$728 psf, 60 sqm). The lease has approximately 51 years remaining.
What are the key facts about Block 538 Upp Cross St?
Block 538 Upp Cross St is an HDB block in Central Area · Outram, completed in 1978, with 126 dwelling units.
- Town
- Central Area
- Planning area
- Outram
- Completed
- 1978
- Storeys
- 18
- Total units
- 126
- Flat model
- Improved
- Market segment
- CCR
- Median resale
- S$522k
- Last transacted
- Jul 2026
- Remaining lease
- ≈ 51 years
What are resale prices at Block 538 Upp Cross St?
3-Room flats have recently resold around S$522k (S$728 psf), from 90 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 3-Room | 90 | S$522,000recent | 60 sqm | S$728 psf |
Live now: 5 flats listed for sale at this block (median asking S$688k) and 2 for rent — search all listings.
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Jul 2026.
What rent and yield does Block 538 Upp Cross St get?
Flats at Block 538 Upp Cross St have recently sublet for a median of S$3,300/mo, an indicative gross rental yield of about 7.6% (from 24 recent rental contracts).
Median rent
S$3,300/mo
24 recent contracts
Gross rental yield
7.6%
indicative, gross
Annual rent
S$39,600
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 3-Room | 24 | S$3,300/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract May 2026. Source: HDB rental (subletting) data.
What has recently sold at Block 538 Upp Cross St?
Block 538 Upp Cross St has 90 recorded resales; the most recent transacted at S$610,000 in Jul 2026 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Jul 2026 | 3-Room | 10 TO 12 | 60 sqm | S$610,000 |
| Aug 2025 | 3-Room | 13 TO 15 | 60 sqm | S$580,000 |
| Feb 2025 | 3-Room | 16 TO 18 | 60 sqm | S$528,000 |
| Apr 2024 | 3-Room | 13 TO 15 | 68 sqm | S$550,000 |
| Mar 2024 | 3-Room | 10 TO 12 | 68 sqm | S$522,000 |
| Dec 2023 | 3-Room | 13 TO 15 | 68 sqm | S$522,000 |
| Sept 2022 | 3-Room | 07 TO 09 | 60 sqm | S$465,000 |
| May 2022 | 3-Room | 10 TO 12 | 68 sqm | S$555,000 |
| Mar 2022 | 3-Room | 07 TO 09 | 60 sqm | S$470,000 |
| Dec 2021 | 3-Room | 16 TO 18 | 60 sqm | S$515,000 |
| Oct 2021 | 3-Room | 16 TO 18 | 68 sqm | S$530,000 |
| May 2021 | 3-Room | 07 TO 09 | 68 sqm | S$458,000 |
What flat types are in Block 538 Upp Cross St?
Block 538 Upp Cross St has 126 units, mostly 3-Room flats of the Improved model.
Unit stock by flat type, from the HDB property information dataset.
Where is Block 538 Upp Cross St?
Block 538 Upp Cross St is an HDB block in Central Area, in the Outram planning area.
Block 538 Upp Cross St is an HDB block located along Upp Cross St. The block is recorded as completed around 1978, with up to 18 storeys. It has an estimated 126 residential units based on the HDB property information dataset. Flat types in the block include 3-room and 5-room units.
The address is Block 538 Upp Cross St, Singapore 050538. It is part of District 01, Raffles Place / Cecil / Marina, the Outram planning area. The block falls within the Central Region and the CCR market segment.
The nearest rail connection is Chinatown MRT, approximately 130m away, around 2 minutes on foot. Nearby amenities include Chinatown Point for shopping, NTUC Fairprice Co-operative Ltd for groceries, Hong Lim Market & Food Centre for food options, Hong Lim Pk for greenery and recreation, and Kreta Ayer Community Club for community facilities.
How far is Block 538 Upp Cross St from MRT and schools?
The nearest MRT/LRT to Block 538 Upp Cross St is Chinatown MRT, about 130 m away (~2 min walk).
Getting around
- Chinatown MRT130 m · ~2 min
- Clarke Quay MRT364 m · ~6 min
- Telok Ayer MRT474 m · ~7 min
Schools nearby
- Cantonment Primary SchoolPrimary school1.3 km
- River Valley Primary SchoolPrimary school1.5 km
- School Of The Arts, SingaporeMixed-level school1.6 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 538 Upp Cross St?
Buying a flat at Block 538 Upp Cross St (~S$522k) needs about S$4,161/mo in income and S$1,960/mo in repayments, after S$10,260 stamp duty and a S$131k downpayment.
Illustrative, for a buyer at the recent median resale price (S$522k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$10,260
BSD, tiered
Downpayment (25%)
S$131k
cash + CPF
Monthly instalment
S$1,960/mo
25y @ 3.5%
Income required
S$4,161/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing Block 538 Upp Cross St? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at Block 538 Upp Cross St land close to the town median — fair value, no big premium.
Frequently asked questions about Block 538 Upp Cross St
How much does a 3-Room flat at Block 538 Upp Cross St cost?⌄
3-Room flats at Block 538 Upp Cross St have recently resold for a median of about S$522k (S$728 psf), from 90 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
Is Block 538 Upp Cross St worth buying given its remaining lease?⌄
Block 538 Upp Cross St has about 51 years left on its 99-year lease (completed 1978). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 538 Upp Cross St?⌄
Gross rental yield at Block 538 Upp Cross St is about 7.6%, based on a median subletting rent of about S$3,300/mo against a resale price of about S$522k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 538 Upp Cross St?⌄
For a flat at about S$522k on a 25-year HDB-style loan, you'd need roughly S$4,161/mo in household income, with repayments around S$1,960/mo after a S$131k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 538 Upp Cross St?⌄
The nearest MRT/LRT station to Block 538 Upp Cross St is Chinatown MRT, about 130 m away (~2 min walk).