Block 538 Upp Cross St
538 Upp Cross St, Singapore 50538
Block 538 Upp Cross St is an HDB block in Central Area · Outram, completed in 1978, with 126 dwelling units. 3-Room flats have recently resold around S$522k (68 sqm), from 89 resales on record. The lease has approximately 52 years remaining.
What are the key facts about Block 538 Upp Cross St?
Block 538 Upp Cross St is an HDB block in Central Area · Outram, completed in 1978, with 126 dwelling units.
- Town
- Central Area
- Planning area
- Outram
- Completed
- 1978
- Storeys
- 18
- Total units
- 126
- Market segment
- CCR
- Median resale
- S$522k
- Last transacted
- Aug 2025
- Remaining lease
- ≈ 52 years
What are resale prices at Block 538 Upp Cross St?
3-Room flats have recently resold around S$522k (S$724 psf), from 89 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 3-Room | 89 | S$522,000recent | 60 sqm | S$724 psf |
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Aug 2025.
What has recently sold at Block 538 Upp Cross St?
Block 538 Upp Cross St has 89 recorded resales; the most recent transacted at S$580,000 in Aug 2025 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Aug 2025 | 3-Room | 13 TO 15 | 60 sqm | S$580,000 |
| Feb 2025 | 3-Room | 16 TO 18 | 60 sqm | S$528,000 |
| Apr 2024 | 3-Room | 13 TO 15 | 68 sqm | S$550,000 |
| Mar 2024 | 3-Room | 10 TO 12 | 68 sqm | S$522,000 |
| Dec 2023 | 3-Room | 13 TO 15 | 68 sqm | S$522,000 |
| Sept 2022 | 3-Room | 07 TO 09 | 60 sqm | S$465,000 |
| May 2022 | 3-Room | 10 TO 12 | 68 sqm | S$555,000 |
| Mar 2022 | 3-Room | 07 TO 09 | 60 sqm | S$470,000 |
| Dec 2021 | 3-Room | 16 TO 18 | 60 sqm | S$515,000 |
| Oct 2021 | 3-Room | 16 TO 18 | 68 sqm | S$530,000 |
| May 2021 | 3-Room | 07 TO 09 | 68 sqm | S$458,000 |
| Nov 2020 | 3-Room | 16 TO 18 | 68 sqm | S$475,000 |
What flat types are in Block 538 Upp Cross St?
Block 538 Upp Cross St has 126 units, mostly 3-Room flats.
Unit stock by flat type, from the HDB property information dataset.
How far is Block 538 Upp Cross St from MRT and schools?
The nearest MRT/LRT to Block 538 Upp Cross St is Chinatown MRT, about 130 m away (~2 min walk).
Getting around
- Chinatown MRT130 m · ~2 min
- Clarke Quay MRT364 m · ~6 min
- Telok Ayer MRT474 m · ~7 min
Schools nearby
- Cantonment Primary SchoolPrimary school1.3 km
- River Valley Primary SchoolPrimary school1.5 km
- School Of The Arts, SingaporeMixed-level school1.6 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 538 Upp Cross St?
Buying a flat at Block 538 Upp Cross St (~S$522k) needs about S$4,161/mo in income and S$1,960/mo in repayments, after S$10,260 stamp duty and a S$131k downpayment.
Illustrative, for a buyer at the recent median resale price (S$522k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$10,260
BSD, tiered
Downpayment (25%)
S$131k
cash + CPF
Monthly instalment
S$1,960/mo
25y @ 3.5%
Income required
S$4,161/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Frequently asked questions about Block 538 Upp Cross St
What is the resale price at Block 538 Upp Cross St?⌄
3-Room flats at Block 538 Upp Cross St have recently resold around S$522k (68 sqm), based on HDB resale caveats. Resale prices vary by flat type, floor and remaining lease.
How many years are left on the lease at Block 538 Upp Cross St?⌄
Block 538 Upp Cross St has approximately 52 years left on its 99-year lease (completed 1978). This figure is taken from the most recent transacted flat.
How many units are in Block 538 Upp Cross St?⌄
Block 538 Upp Cross St has 126 dwelling units across up to 18 storeys, mostly 3 room flats.
What is the nearest MRT to Block 538 Upp Cross St?⌄
The nearest MRT/LRT station to Block 538 Upp Cross St is Chinatown MRT, about 130 m away (~2 min walk).
Is Block 538 Upp Cross St a good place to buy an HDB resale flat?⌄
Block 538 Upp Cross St sits in Central Area, in the Outram planning area. Whether it suits you depends on your budget, the flat type, the remaining lease (≈52 years) and proximity to MRT and schools — all of which are summarised on this page from HDB resale data.
