HDBCCRCentral Area

Block 232 Bain St

232 Bain St, Singapore 180232

Reviewed by Nathan TangUpdated 10 August 2026Data through Mar 2026 (HDB)
Quick Summary

Block 232 Bain St is an HDB block in Central Area · Downtown Core, completed in 1979, with 120 dwelling units. Across 97 resales on record, 4-Room flats have recently resold around S$780k (S$884 psf, 82 sqm). The lease has approximately 53 years remaining.

1

What are the key facts about Block 232 Bain St?

Key Takeaway

Block 232 Bain St is an HDB block in Central Area · Downtown Core, completed in 1979, with 120 dwelling units.

Town
Central Area
Planning area
Downtown Core
Completed
1979
Storeys
25
Total units
120
Flat model
Improved
Market segment
CCR
Median resale
S$780k
Last transacted
Mar 2026
Remaining lease
≈ 53 years
2

What are resale prices at Block 232 Bain St?

Key Takeaway

4-Room flats have recently resold around S$780k (S$884 psf), from 97 resales on record (HDB caveat data).

Flat typeResalesMedian priceSizePSF
4-Room97S$780,000recent82 sqmS$884 psf

Live now: 0 flats listed for sale at this block and 4 for rent (median S$1,400/mo) search all listings.

“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Mar 2026.

3

What rent and yield does Block 232 Bain St get?

Key Takeaway

Flats at Block 232 Bain St have recently sublet for a median of S$4,000/mo, an indicative gross rental yield of about 6.2% (from 24 recent rental contracts).

Median rent

S$4,000/mo

24 recent contracts

Gross rental yield

6.2%

indicative, gross

Annual rent

S$48,000

median × 12 months

Flat typeContractsMedian rent
4-Room24S$4,000/mo

HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract Jun 2026. Source: HDB rental (subletting) data.

4

What has recently sold at Block 232 Bain St?

Key Takeaway

Block 232 Bain St has 97 recorded resales; the most recent transacted at S$783,000 in Mar 2026 (HDB caveat data).

DateFlat typeStoreySizePrice
Mar 20264-Room16 TO 1882 sqmS$783,000
Mar 20254-Room19 TO 2182 sqmS$825,000
Feb 20254-Room07 TO 0982 sqmS$800,000
Jan 20254-Room16 TO 1882 sqmS$850,000
Jan 20254-Room04 TO 0682 sqmS$780,000
Apr 20244-Room16 TO 1882 sqmS$765,000
Mar 20244-Room07 TO 0982 sqmS$700,000
Aug 20234-Room07 TO 0982 sqmS$650,000
Jul 20234-Room22 TO 2482 sqmS$800,000
Jun 20234-Room13 TO 1582 sqmS$758,000
Apr 20234-Room13 TO 1582 sqmS$788,000
Aug 20224-Room04 TO 0682 sqmS$610,000
5

What flat types are in Block 232 Bain St?

Key Takeaway

Block 232 Bain St has 120 units, mostly 4-Room flats of the Improved model.

Unit stock by flat type, from the HDB property information dataset.

4-Room: 120
6

Where is Block 232 Bain St?

Key Takeaway

Block 232 Bain St is an HDB block in Central Area, in the Downtown Core planning area.

Block 232 Bain St is an HDB block located along Bain St. The block is recorded as completed around 1979, with up to 25 storeys. It has an estimated 120 residential units based on the HDB property information dataset. Flat types in the block include 4-room units.

The address is Block 232 Bain St, Singapore 180232. It is part of District 07, Middle Road / Golden Mile, the Downtown Core planning area. The block falls within the Central Region and the CCR market segment.

The nearest rail connection is Bras Basah MRT, approximately 298m away, around 5 minutes on foot. Nearby amenities include Chijmes for shopping, COLD STORAGE SINGAPORE (1983) PTE LTD for groceries, Albert Centre Market & Food Centre for food options, and War Memorial Pk for greenery and recreation.

7

How far is Block 232 Bain St from MRT and schools?

Key Takeaway

The nearest MRT/LRT to Block 232 Bain St is Bras Basah MRT, about 298 m away (~5 min walk). 1 school is within 1 km.

Getting around

Schools nearby

  • School Of The Arts, SingaporeMixed-level schoolwithin 1 km589 m
  • St. Margaret's School (Primary)Primary school1.1 km
  • Farrer Park Primary SchoolPrimary school1.7 km
  • Anglo-Chinese School (Junior)Primary school2.0 km
  • River Valley Primary SchoolPrimary school2.0 km

Shops, food & parks

Mall: Chijmes · 244 mSupermarket: Cold Storage Singapore (1983) Pte Ltd · 309 mHawker centre: Albert Centre Market & Food Centre · 480 mPark: War Memorial Pk · 477 m

Straight-line distances from the block. Source: PropKaki amenities data.

8

What does it cost to buy a flat at Block 232 Bain St?

Key Takeaway

Buying a flat at Block 232 Bain St (~S$780k) needs about S$6,218/mo in income and S$2,929/mo in repayments, after S$18,000 stamp duty and a S$195k downpayment.

Illustrative, for a buyer at the recent median resale price (S$780k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →

Buyer's Stamp Duty

S$18,000

BSD, tiered

Downpayment (25%)

S$195k

cash + CPF

Monthly instalment

S$2,929/mo

25y @ 3.5%

Income required

S$6,218/mo

MSR/TDSR @ stress rate

First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.

Wondering whether it will hold its value? See do HDB flats actually make money? →

Keep going in the PropKaki app

Eyeing Block 232 Bain St? Ask what it's worth.

Recent transacted prices, what's nearby, and whether an asking price is fair.

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What have flats at Block 232 Bain St sold for recently?

Recent sales at Block 232 Bain St land close to the town median — fair value, no big premium.

Ask anything about Singapore property…
9

Frequently asked questions about Block 232 Bain St

How much does a 4-Room flat at Block 232 Bain St cost?

4-Room flats at Block 232 Bain St have recently resold for a median of about S$780k (S$884 psf), from 97 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.

Is Block 232 Bain St worth buying given its remaining lease?

Block 232 Bain St has about 53 years left on its 99-year lease (completed 1979). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.

What is the rental yield at Block 232 Bain St?

Gross rental yield at Block 232 Bain St is about 6.2%, based on a median subletting rent of about S$4,000/mo against a resale price of about S$780k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.

How much do I need to earn to buy a flat at Block 232 Bain St?

For a flat at about S$780k on a 25-year HDB-style loan, you'd need roughly S$6,218/mo in household income, with repayments around S$2,929/mo after a S$195k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.

What is the nearest MRT to Block 232 Bain St?

The nearest MRT/LRT station to Block 232 Bain St is Bras Basah MRT, about 298 m away (~5 min walk).

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