Block 532 Upp Cross St
532 Upp Cross St, Singapore 50532
Block 532 Upp Cross St is an HDB block in Central Area · Outram, completed in 1980, with 118 dwelling units. Across 74 resales on record, 3-Room flats have recently resold around S$510k (S$728 psf, 60 sqm). The lease has approximately 55 years remaining.
What are the key facts about Block 532 Upp Cross St?
Block 532 Upp Cross St is an HDB block in Central Area · Outram, completed in 1980, with 118 dwelling units.
- Town
- Central Area
- Planning area
- Outram
- Completed
- 1980
- Storeys
- 20
- Total units
- 118
- Flat model
- Improved
- Market segment
- CCR
- Median resale
- S$510k
- Last transacted
- Mar 2025
- Remaining lease
- ≈ 55 years
What are resale prices at Block 532 Upp Cross St?
3-Room flats have recently resold around S$510k (S$728 psf), from 74 resales on record (HDB caveat data).
| Flat type | Resales | Median price | Size | PSF |
|---|---|---|---|---|
| 3-Room | 74 | S$510,000recent | 60 sqm | S$728 psf |
Live now: 2 flats listed for sale at this block and 7 for rent (median S$3,600/mo) — search all listings.
“Recent” medians use the latest transactions; for older blocks the all-time median spans 30+ years and understates today’s price. Source: HDB resale caveats, through Mar 2025.
What rent and yield does Block 532 Upp Cross St get?
Flats at Block 532 Upp Cross St have recently sublet for a median of S$3,300/mo, an indicative gross rental yield of about 7.8% (from 24 recent rental contracts).
Median rent
S$3,300/mo
24 recent contracts
Gross rental yield
7.8%
indicative, gross
Annual rent
S$39,600
median × 12 months
| Flat type | Contracts | Median rent |
|---|---|---|
| 3-Room | 24 | S$3,300/mo |
HDB subletting requires the flat owner to have met the 5-year Minimum Occupation Period (MOP), so the rental sample per block is small — treat the yield as indicative. Latest contract May 2026. Source: HDB rental (subletting) data.
What has recently sold at Block 532 Upp Cross St?
Block 532 Upp Cross St has 74 recorded resales; the most recent transacted at S$588,000 in Mar 2025 (HDB caveat data).
| Date | Flat type | Storey | Size | Price |
|---|---|---|---|---|
| Mar 2025 | 3-Room | 16 TO 18 | 60 sqm | S$588,000 |
| Jun 2024 | 3-Room | 10 TO 12 | 68 sqm | S$625,000 |
| Jan 2024 | 3-Room | 07 TO 09 | 60 sqm | S$588,000 |
| Feb 2023 | 3-Room | 10 TO 12 | 60 sqm | S$541,000 |
| Sept 2022 | 3-Room | 07 TO 09 | 68 sqm | S$548,000 |
| Nov 2021 | 3-Room | 10 TO 12 | 68 sqm | S$515,000 |
| Mar 2021 | 3-Room | 16 TO 18 | 68 sqm | S$510,000 |
| Sept 2020 | 3-Room | 16 TO 18 | 60 sqm | S$428,000 |
| Jul 2019 | 3-Room | 04 TO 06 | 60 sqm | S$432,000 |
| Jul 2018 | 3-Room | 16 TO 18 | 60 sqm | S$470,000 |
| May 2018 | 3-Room | 16 TO 18 | 68 sqm | S$508,000 |
| Mar 2018 | 3-Room | 16 TO 18 | 60 sqm | S$470,000 |
What flat types are in Block 532 Upp Cross St?
Block 532 Upp Cross St has 118 units, mostly 3-Room flats of the Improved model.
Unit stock by flat type, from the HDB property information dataset.
Where is Block 532 Upp Cross St?
Block 532 Upp Cross St is an HDB block in Central Area, in the Outram planning area.
Block 532 Upp Cross St is an HDB block located along Upp Cross St. The block is recorded as completed around 1980, with up to 20 storeys. It has an estimated 118 residential units based on the HDB property information dataset. Flat types in the block include 3-room and 5-room units.
The address is Block 532 Upp Cross St, Singapore 050532. It is part of District 01, Raffles Place / Cecil / Marina, the Outram planning area. The block falls within the Central Region and the CCR market segment.
The nearest rail connection is Chinatown MRT, approximately 94m away, around 2 minutes on foot. Nearby amenities include Cross Street Exchange for shopping, NTUC Fairprice Co-operative Ltd for groceries, Hong Lim Market & Food Centre for food options, Hong Lim Pk for greenery and recreation, Outram Polyclinic for polyclinic services, and Kreta Ayer Community Club for community facilities.
How far is Block 532 Upp Cross St from MRT and schools?
The nearest MRT/LRT to Block 532 Upp Cross St is Chinatown MRT, about 94 m away (~2 min walk).
Getting around
- Chinatown MRT94 m · ~2 min
- Telok Ayer MRT379 m · ~6 min
- Maxwell MRT469 m · ~7 min
Schools nearby
- Cantonment Primary SchoolPrimary school1.2 km
- River Valley Primary SchoolPrimary school1.6 km
- School Of The Arts, SingaporeMixed-level school1.7 km
Shops, food & parks
Straight-line distances from the block. Source: PropKaki amenities data.
What does it cost to buy a flat at Block 532 Upp Cross St?
Buying a flat at Block 532 Upp Cross St (~S$510k) needs about S$4,066/mo in income and S$1,915/mo in repayments, after S$9,900 stamp duty and a S$128k downpayment.
Illustrative, for a buyer at the recent median resale price (S$510k) — 25% downpayment (bank-loan basis), 25-year loan at 3.5% p.a. Rates as of May 2026. Run it for your own profile →
Buyer's Stamp Duty
S$9,900
BSD, tiered
Downpayment (25%)
S$128k
cash + CPF
Monthly instalment
S$1,915/mo
25y @ 3.5%
Income required
S$4,066/mo
MSR/TDSR @ stress rate
First-time HDB buyers pay no Additional Buyer’s Stamp Duty (ABSD) and may qualify for CPF Housing Grants of up to S$80,000+, which lower the cash required — these are not included above. An HDB concessionary loan also allows a smaller downpayment.
Wondering whether it will hold its value? See do HDB flats actually make money? →
Eyeing Block 532 Upp Cross St? Ask what it's worth.
Recent transacted prices, what's nearby, and whether an asking price is fair.
PropKakiRecent sales at Block 532 Upp Cross St land close to the town median — fair value, no big premium.
Frequently asked questions about Block 532 Upp Cross St
How much does a 3-Room flat at Block 532 Upp Cross St cost?⌄
3-Room flats at Block 532 Upp Cross St have recently resold for a median of about S$510k (S$728 psf), from 74 resales on record (HDB caveats). The exact price depends on the flat type, floor and remaining lease.
Is Block 532 Upp Cross St worth buying given its remaining lease?⌄
Block 532 Upp Cross St has about 55 years left on its 99-year lease (completed 1980). Below ~60 years, CPF usage and the maximum loan start to taper with the buyer's age, so check financing before committing. The figure is taken from the most recent transacted flat.
What is the rental yield at Block 532 Upp Cross St?⌄
Gross rental yield at Block 532 Upp Cross St is about 7.8%, based on a median subletting rent of about S$3,300/mo against a resale price of about S$510k. HDB subletting requires the owner to have met the 5-year MOP, so the per-block sample is small — treat this as indicative.
How much do I need to earn to buy a flat at Block 532 Upp Cross St?⌄
For a flat at about S$510k on a 25-year HDB-style loan, you'd need roughly S$4,066/mo in household income, with repayments around S$1,915/mo after a S$128k downpayment. First-timer grants of up to S$80,000+ (not included) lower the cash needed.
What is the nearest MRT to Block 532 Upp Cross St?⌄
The nearest MRT/LRT station to Block 532 Upp Cross St is Chinatown MRT, about 94 m away (~2 min walk).