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Enhanced Customer Due Diligence Form

Enhanced due-diligence checks for higher-risk customers (Annex F).

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Name of regulated dealer (your agency)
Your estate agency’s registered name — the regulated dealer completing this form.
Date form completed
The date you complete this section.
Name of employee (you, the RES)
The salesperson conducting the due-diligence checks.
Income level
Customer’s income level, where established.
Source of wealth
Origin of the customer’s overall wealth.
Source of funds
Origin of the funds used in this specific transaction.
Source of info / documents obtained
What you relied on to establish the above, and documents kept.
Senior management approval
Prior approval from a senior manager/executive is required before proceeding with a higher-risk customer.
Approving officer — name
Name of the senior manager/executive who approved (or did not approve).
Approving officer — designation
That person’s job title.
Approval date
Date of the approval decision.
Date of recheck
When the enhanced checks were re-performed, if applicable.
Remarks
Any additional notes.
Name of employee (you, the RES)
The salesperson conducting the due-diligence checks.
Employee designation (recheck)
That employee’s job title.
Recheck completion date
Date this recheck record was completed.
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Frequently Asked

Common Questions About the Enhanced Customer Due Diligence Form

What is the Enhanced Customer Due Diligence Form?

Enhanced due-diligence checks for higher-risk customers (Annex F). Complete this form for higher-risk customers — establish source of wealth/funds and obtain senior-management approval.

How do I fill in the Enhanced Customer Due Diligence Form on PropKaki?

Enter the details in the fields on this page, then click "Download filled DOCX". PropKaki overlays your entries onto the official prescribed template and gives you the completed Word document (.docx) — ready to print and sign. The form's prescribed wording is never altered.

Will the completed form look exactly like the official template?

Yes. PropKaki overlays your entries onto the original Word document (.docx) template. The prescribed wording, layout, footers, and page numbering remain exactly as the official version — only the blank fields you fill in get populated.

Can I sign this form electronically?

PropKaki produces a completed Word document (.docx) with signature lines left blank. Signatures are added by hand after printing, or you can use your own e-signature tool (DocuSign, Adobe Sign, etc.) before sharing the document.

Does PropKaki store the information I enter?

No. Your entries stay in your browser session — PropKaki generates the completed document on the fly and does not retain a copy of what you typed. Close the tab and the data is gone.

Who is required to perform Customer Due Diligence (CDD) in Singapore?

Under Singapore's anti-money-laundering / counter-financing-of-terrorism (AML/CFT) framework, regulated dealers must perform CDD on customers in transactions above prescribed thresholds. Real estate agencies and salespersons also use CDD-style checks under CEA's professional service requirements to identify clients and assess money-laundering risk.

How long do I need to retain CDD records?

Singapore's regulatory frameworks generally require CDD records to be retained for at least 5 years after the end of the business relationship or the date of an occasional transaction. Records may be kept electronically.

What is the difference between CDD and ECDD?

CDD (Customer Due Diligence) is the standard identity and risk-assessment process performed on every customer. ECDD (Enhanced Customer Due Diligence) is required when the customer presents higher risk — for example, a Politically Exposed Person (PEP), a customer in a high-risk jurisdiction on the FATF list, or where the dealer's own risk assessment flags the relationship. ECDD requires senior management approval before proceeding with the transaction.

Who is considered a Politically Exposed Person (PEP)?

A PEP is an individual who holds (or has held) a prominent public function — for example a senior politician, judge, military officer, or executive of a state-owned enterprise. The definition extends to their immediate family members and close associates. Dealing with a PEP automatically triggers Enhanced Customer Due Diligence (ECDD).